Evans Bancorp Financials
| EVBN Stock | USD 39.52 0.24 0.61% |
Evans |
Understanding current and past Evans Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Evans Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Evans Bancorp's assets may result in an increase in income on the income statement.
Evans Bancorp Stock Summary
Evans Bancorp competes with First Community, Oak Valley, First Financial, ESSA Bancorp, and FS Bancorp. Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York. Evans Bancorp operates under BanksRegional classification in the United States and is traded on AMEX Exchange. It employs 378 people.Specialization | Financial Services, Banks - Regional |
| Instrument | USA Stock View All |
| Exchange | NYSE MKT Exchange |
| ISIN | US29911Q2084 |
| CUSIP | 29911Q208 |
| Location | New York; U.S.A |
| Business Address | 6460 Main Street, |
| Sector | Banks |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.evansbancorp.com |
| Phone | 716 926 2000 |
| Currency | USD - US Dollar |
Evans Bancorp Key Financial Ratios
| Return On Equity | 0.0662 | ||||
| Return On Asset | 0.0056 | ||||
| Target Price | 50.05 | ||||
| Number Of Employees | 266 | ||||
| Beta | 1.01 |
Evans Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Evans Bancorp's current stock value. Our valuation model uses many indicators to compare Evans Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Evans Bancorp competition to find correlations between indicators driving Evans Bancorp's intrinsic value. More Info.Evans Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Evans Bancorp is roughly 11.82 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Evans Bancorp's earnings, one of the primary drivers of an investment's value.Evans Bancorp Systematic Risk
Evans Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Evans Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Evans Bancorp correlated with the market. If Beta is less than 0 Evans Bancorp generally moves in the opposite direction as compared to the market. If Evans Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Evans Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Evans Bancorp is generally in the same direction as the market. If Beta > 1 Evans Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Evans Bancorp March 20, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Evans Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Evans Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Evans Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Evans Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Evans Bancorp's daily price indicators and compare them against related drivers.
| Information Ratio | (0.05) | |||
| Maximum Drawdown | 8.35 | |||
| Value At Risk | (2.21) | |||
| Potential Upside | 1.98 |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evans Bancorp. If investors know Evans will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evans Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Evans Bancorp is measured differently than its book value, which is the value of Evans that is recorded on the company's balance sheet. Investors also form their own opinion of Evans Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Evans Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evans Bancorp's market value can be influenced by many factors that don't directly affect Evans Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evans Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evans Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evans Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.