Evans Bancorp Stock Today

EVBN Stock  USD 44.58  0.15  0.34%   

Performance

13 of 100

 
Weak
 
Strong
Good

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
Evans Bancorp is selling at 44.58 as of the 28th of November 2024; that is 0.34 percent increase since the beginning of the trading day. The stock's open price was 44.43. Evans Bancorp has under 5 % chance of experiencing financial distress over the next 2 years and had a good performance during the last 90 days. Equity ratings for Evans Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 9th of December 2022 and ending today, the 28th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
9th of July 2001
Category
Financial Services
Classification
Financials
Evans Bancorp, Inc. primarily operates as the financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in Western New York and the Finger Lakes Region of New York State. The company has 5.54 M outstanding shares of which 83.44 K shares are currently shorted by private and institutional investors with about 1.67 trading days to cover. More on Evans Bancorp

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Evans Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEODavid Nasca
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01070.0116
Significantly Down
Pretty Stable
Asset Turnover0.03440.0446
Significantly Down
Very volatile
Gross Profit Margin8.229.25
Fairly Down
Slightly volatile
Total Current Liabilities147.7 M155.5 M
Notably Down
Slightly volatile
Non Current Liabilities TotalB1.9 B
Sufficiently Up
Slightly volatile
Total Assets2.2 B2.1 B
Sufficiently Up
Slightly volatile
Total Current Assets22.3 M23.5 M
Notably Down
Slightly volatile
Total Cash From Operating Activities11.4 M15.5 M
Way Down
Slightly volatile
Debt Levels
Evans Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Evans Bancorp's financial leverage. It provides some insight into what part of Evans Bancorp's total assets is financed by creditors.
Liquidity
Evans Bancorp currently holds 189.84 M in liabilities with Debt to Equity (D/E) ratio of 9.29, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Evans Bancorp's use of debt, we should always consider it together with its cash and equity.

Dividends Paid

7.58 Million
Evans Bancorp (EVBN) is traded on NYSE MKT Exchange in USA. It is located in 6460 Main Street, Williamsville, NY, United States, 14221 and employs 300 people. Evans Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 246.19 M. Evans Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 5.54 M outstanding shares of which 83.44 K shares are currently shorted by private and institutional investors with about 1.67 trading days to cover. Evans Bancorp currently holds about 6.81 M in cash with 15.52 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.25.
Check Evans Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Evans Bancorp is $246.19 Million. Over half of Evans Bancorp's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Evans Ownership Details

Evans Bancorp Historical Income Statement

At this time, Evans Bancorp's Total Other Income Expense Net is very stable compared to the past year. As of the 28th of November 2024, Net Income is likely to grow to about 25.8 M, while Depreciation And Amortization is likely to drop about 1.3 M. View More Fundamentals

Evans Stock Against Markets

Evans Bancorp Corporate Management

When determining whether Evans Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Evans Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Evans Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Evans Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evans Bancorp. If investors know Evans will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evans Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
1.32
Earnings Share
3.35
Revenue Per Share
14.907
Quarterly Revenue Growth
(0.1)
The market value of Evans Bancorp is measured differently than its book value, which is the value of Evans that is recorded on the company's balance sheet. Investors also form their own opinion of Evans Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Evans Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evans Bancorp's market value can be influenced by many factors that don't directly affect Evans Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evans Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evans Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evans Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.