NODK Historical Financial Ratios

NODK Stock

USD 14.28 0.18 1.28%

NI Holdings is lately reporting on over 118 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 116 will help investors to properly organize and evaluate NI Holdings financial condition quickly.

Quick Ratio Current Ratio

Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.

For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.

About NODK Financial Ratios Analysis

NI HoldingsFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate NI Holdings investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on NODK financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across NI Holdings history.

NI Holdings Financial Ratios Chart

At this time, NI Holdings' EV To Sales is quite stable compared to the past year. Capex To Revenue is expected to rise to 0 this year, although the value of Operating Cash Flow Per Share is projected to rise to (0.27).

Price To Sales Ratio Ptb Ratio Days Sales Outstanding Average Payables Payout Ratio

Add Fundamental

Price To Sales Ratio

Price to Sales Ratio is figured by comparing NI Holdings stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on NI Holdings sales, a figure that is much harder to manipulate than other NI Holdings multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Average Payables

The average amount owed to suppliers and creditors over a specific period, reflecting the company's payment cycle and credit terms with suppliers.

Payout Ratio

Payout Ratio is the proportion of NI Holdings earnings paid out as dividends to shareholders. Payout Ratio is typically expressed as a percentage but can be shown as dividends paid out as a proportion of cash flow. The payout ratio is used to determine the sustainability of NI Holdings dividend payments. A lower payout ratio is generally preferable to a higher payout ratio, with a ratio greater than 100% indicating NI Holdings is paying out more in dividends than it makes in net income.

Most ratios from NI Holdings' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into NI Holdings current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.

For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.At this time, NI Holdings' EV To Sales is quite stable compared to the past year. Capex To Revenue is expected to rise to 0 this year, although the value of Operating Cash Flow Per Share is projected to rise to (0.27).

	2024	2025 (projected)
Dividend Yield	0.0122	0.0151
Price To Sales Ratio	10.1	10.61

Dividend Yield Price To Sales Ratio

NI Holdings fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Net Income Per Share	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio	Return On Tangible Assets	Ev To Free Cash Flow
Price To Sales Ratio		-0.13	0.01	0.69	-0.11	-0.39	-0.43	0.0	0.01	1.0	-0.41	-0.77	-0.16	-0.02	-0.58	-0.86	-0.98	-0.49	0.08	-0.85	0.09	-0.18	-0.86	-0.92	-0.24	-0.85
Dividend Yield	-0.13		0.6	0.13	-0.17	0.35	0.33	0.29	0.6	-0.14	0.32	0.51	0.72	0.5	0.6	0.45	0.2	0.91	0.63	0.46	0.26	0.79	0.45	0.34	0.81	0.45
Ptb Ratio	0.01	0.6		0.42	-0.75	-0.11	-0.17	0.59	1.0	0.02	-0.17	0.25	0.19	0.23	0.22	0.44	0.08	0.53	0.61	0.45	0.19	0.4	0.44	0.26	0.36	0.46
Days Sales Outstanding	0.69	0.13	0.42		-0.4	-0.32	-0.39	0.31	0.42	0.69	-0.37	-0.44	-0.01	0.05	-0.36	-0.47	-0.64	-0.13	0.26	-0.46	0.05	0.11	-0.47	-0.61	0.05	-0.47
Book Value Per Share	-0.11	-0.17	-0.75	-0.4		0.46	0.54	-0.63	-0.75	-0.12	0.54	0.05	0.24	-0.41	-0.23	-0.18	0.05	-0.12	-0.46	-0.2	0.12	0.0	-0.19	-0.02	0.03	-0.21
Free Cash Flow Yield	-0.39	0.35	-0.11	-0.32	0.46		0.99	-0.27	-0.11	-0.39	0.99	0.22	0.83	-0.14	0.42	0.43	0.39	0.44	0.34	0.42	-0.11	0.74	0.41	0.36	0.73	0.4
Operating Cash Flow Per Share	-0.43	0.33	-0.17	-0.39	0.54	0.99		-0.3	-0.17	-0.44	1.0	0.29	0.82	-0.14	0.41	0.44	0.42	0.44	0.27	0.43	-0.01	0.71	0.42	0.41	0.71	0.41
Capex To Depreciation	0.0	0.29	0.59	0.31	-0.63	-0.27	-0.3		0.59	0.01	-0.31	0.13	-0.09	0.5	0.2	0.24	0.08	0.27	0.41	0.25	0.03	0.08	0.25	0.13	0.08	0.26
Pb Ratio	0.01	0.6	1.0	0.42	-0.75	-0.11	-0.17	0.59		0.02	-0.17	0.25	0.19	0.23	0.22	0.44	0.08	0.53	0.61	0.45	0.19	0.4	0.44	0.26	0.36	0.46
Ev To Sales	1.0	-0.14	0.02	0.69	-0.12	-0.39	-0.44	0.01	0.02		-0.42	-0.77	-0.17	-0.02	-0.58	-0.86	-0.98	-0.49	0.08	-0.85	0.09	-0.19	-0.86	-0.92	-0.25	-0.85
Free Cash Flow Per Share	-0.41	0.32	-0.17	-0.37	0.54	0.99	1.0	-0.31	-0.17	-0.42		0.28	0.82	-0.16	0.4	0.43	0.41	0.43	0.27	0.42	-0.01	0.71	0.41	0.39	0.71	0.4
Roic	-0.77	0.51	0.25	-0.44	0.05	0.22	0.29	0.13	0.25	-0.77	0.28		0.34	0.24	0.53	0.78	0.8	0.73	0.05	0.77	0.47	0.38	0.78	0.9	0.44	0.78
Net Income Per Share	-0.16	0.72	0.19	-0.01	0.24	0.83	0.82	-0.09	0.19	-0.17	0.82	0.34		0.21	0.54	0.38	0.22	0.71	0.61	0.38	0.21	0.96	0.36	0.28	0.96	0.35
Capex To Revenue	-0.02	0.5	0.23	0.05	-0.41	-0.14	-0.14	0.5	0.23	-0.02	-0.16	0.24	0.21		0.62	0.18	0.07	0.44	0.57	0.18	0.05	0.27	0.17	0.11	0.32	0.18
Cash Per Share	-0.58	0.6	0.22	-0.36	-0.23	0.42	0.41	0.2	0.22	-0.58	0.4	0.53	0.54	0.62		0.69	0.62	0.75	0.57	0.69	-0.14	0.58	0.68	0.59	0.63	0.68
Pocfratio	-0.86	0.45	0.44	-0.47	-0.18	0.43	0.44	0.24	0.44	-0.86	0.43	0.78	0.38	0.18	0.69		0.89	0.72	0.37	1.0	0.04	0.46	1.0	0.95	0.48	1.0
Interest Coverage	-0.98	0.2	0.08	-0.64	0.05	0.39	0.42	0.08	0.08	-0.98	0.41	0.8	0.22	0.07	0.62	0.89		0.57	0.02	0.88	-0.03	0.26	0.9	0.93	0.31	0.89
Payout Ratio	-0.49	0.91	0.53	-0.13	-0.12	0.44	0.44	0.27	0.53	-0.49	0.43	0.73	0.71	0.44	0.75	0.72	0.57		0.55	0.73	0.21	0.77	0.72	0.64	0.82	0.72
Capex To Operating Cash Flow	0.08	0.63	0.61	0.26	-0.46	0.34	0.27	0.41	0.61	0.08	0.27	0.05	0.61	0.57	0.57	0.37	0.02	0.55		0.39	0.02	0.69	0.36	0.13	0.66	0.37
Pfcf Ratio	-0.85	0.46	0.45	-0.46	-0.2	0.42	0.43	0.25	0.45	-0.85	0.42	0.77	0.38	0.18	0.69	1.0	0.88	0.73	0.39		0.05	0.46	1.0	0.94	0.48	1.0
Income Quality	0.09	0.26	0.19	0.05	0.12	-0.11	-0.01	0.03	0.19	0.09	-0.01	0.47	0.21	0.05	-0.14	0.04	-0.03	0.21	0.02	0.05		0.19	0.05	0.22	0.2	0.05
Roe	-0.18	0.79	0.4	0.11	0.0	0.74	0.71	0.08	0.4	-0.19	0.71	0.38	0.96	0.27	0.58	0.46	0.26	0.77	0.69	0.46	0.19		0.44	0.32	0.99	0.44
Ev To Operating Cash Flow	-0.86	0.45	0.44	-0.47	-0.19	0.41	0.42	0.25	0.44	-0.86	0.41	0.78	0.36	0.17	0.68	1.0	0.9	0.72	0.36	1.0	0.05	0.44		0.95	0.47	1.0
Pe Ratio	-0.92	0.34	0.26	-0.61	-0.02	0.36	0.41	0.13	0.26	-0.92	0.39	0.9	0.28	0.11	0.59	0.95	0.93	0.64	0.13	0.94	0.22	0.32	0.95		0.37	0.95
Return On Tangible Assets	-0.24	0.81	0.36	0.05	0.03	0.73	0.71	0.08	0.36	-0.25	0.71	0.44	0.96	0.32	0.63	0.48	0.31	0.82	0.66	0.48	0.2	0.99	0.47	0.37		0.47
Ev To Free Cash Flow	-0.85	0.45	0.46	-0.47	-0.21	0.4	0.41	0.26	0.46	-0.85	0.4	0.78	0.35	0.18	0.68	1.0	0.89	0.72	0.37	1.0	0.05	0.44	1.0	0.95	0.47

Click cells to compare fundamentals

NI Holdings Account Relationship Matchups

NI Holdings fundamentals Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Price To Sales Ratio	1.17	1.25	0.87	0.75	10.1	10.61
Ptb Ratio	1.04	1.18	1.13	1.11	1.35	1.57
Book Value Per Share	27.96	16.22	11.87	11.83	11.66	10.23
Free Cash Flow Yield	0.14	0.0703	(0.11)	0.0909	(0.0179)	(0.017)
Operating Cash Flow Per Share	2.34	1.36	(1.42)	1.23	(0.28)	(0.27)
Stock Based Compensation To Revenue	0.008715	0.008853	0.001048	0.004438	0.005104	0.005822
Capex To Depreciation	0.0915	0.6	0.98	0.76	0.87	1.02
Pb Ratio	1.04	1.18	1.13	1.11	1.35	1.57
Ev To Sales	0.84	1.03	0.73	0.6	10.0	10.5
Free Cash Flow Per Share	2.32	1.33	(1.48)	1.18	(0.28)	(0.27)
Roic	0.0697	0.0137	0.03	(0.58)	(0.67)	(0.63)
Net Income Per Share	1.86	0.39	(2.52)	(0.26)	(0.0721)	(0.0684)
Capex To Revenue	0.001772	0.002148	0.003582	0.002663	0.003063	0.004484
Cash Per Share	4.78	3.39	2.3	9.92	0.25	0.23
Pocfratio	7.01	13.89	(9.32)	10.58	(55.79)	(53.0)
Capex To Operating Cash Flow	0.0106	0.0239	(0.0382)	0.0375	0.0431	0.0436
Pfcf Ratio	7.08	14.23	(8.97)	11.0	(55.79)	(53.0)
Income Quality	0.97	1.23	3.5	0.57	(4.74)	0.77
Ev To Operating Cash Flow	5.03	11.47	(7.83)	8.48	(55.22)	(52.46)
Pe Ratio	8.85	48.14	(5.26)	(50.19)	(217.9)	(207.01)
Return On Tangible Assets	0.0674	0.0133	(0.0901)	(0.009042)	(0.002872)	(0.002728)
Ev To Free Cash Flow	5.08	11.75	(7.54)	8.81	(55.22)	(52.46)
Earnings Yield	0.11	0.0208	(0.19)	(0.0199)	(0.004589)	(0.00436)
Intangibles To Total Assets	0.0295	0.0272	0.0281	0.0163	1.9E-4	1.8E-4
Current Ratio	159.31	440.61	33.44	0.86	0.47	0.45
Tangible Book Value Per Share	27.13	15.39	11.06	11.36	11.65	9.96
Shareholders Equity Per Share	15.81	16.02	11.76	11.7	11.66	9.25
Capex Per Share	0.0249	0.0325	0.0545	0.046	0.0414	0.035
Graham Net Net	0.32	(14.07)	(16.19)	(7.34)	(13.19)	(12.53)
Revenue Per Share	14.07	15.12	15.21	17.28	1.55	1.48
Graham Number	19.52	19.23	25.69	11.9	10.71	12.12
Price Earnings Ratio	8.85	48.14	(5.26)	(50.19)	(217.9)	(207.01)
Price Book Value Ratio	1.04	1.18	1.13	1.11	1.35	1.57
Price Earnings To Growth Ratio	0.16	(0.61)	0.007055	0.56	3.02	3.17
Price To Operating Cash Flows Ratio	7.01	13.89	(9.32)	10.58	(55.79)	(53.0)
Price To Free Cash Flows Ratio	7.08	14.23	(8.97)	11.0	(55.79)	(53.0)
Pretax Profit Margin	0.17	0.0349	(0.21)	(0.0117)	0.31	0.33
Ebt Per Ebit	1.02	0.99	(3.67)	(0.0347)	(0.0399)	(0.0379)
Operating Profit Margin	0.17	0.0352	0.058	(8.97)	(10.32)	(9.8)

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect

When determining whether NI Holdings is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if NODK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ni Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Ni Holdings Stock:

How To Invest In NODK

Details

Is NODK Stock a good investment?

Details

What is NI Holdings' Net Worth?

Details

Largest Property & Casualty Insurance Companies

View

Largest Insurance - Property & Casualty Companies

View

For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.

You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.

Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NI Holdings. If investors know NODK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.448

Earnings Share

0.31

Revenue Per Share

15.509

Quarterly Revenue Growth

(0.06)

Return On Assets

0.0135

The market value of NI Holdings is measured differently than its book value, which is the value of NODK that is recorded on the company's balance sheet. Investors also form their own opinion of NI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NI Holdings' market value can be influenced by many factors that don't directly affect NI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between NI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Shareholders Equity Per Share	Debt To Equity
Capex Per Share	Graham Net Net
Average Receivables	Revenue Per Share
Interest Debt Per Share	Debt To Assets
Enterprise Value Over E B I T D A	Graham Number
Short Term Coverage Ratios	Price Earnings Ratio
Operating Cycle	Price Book Value Ratio
Price Earnings To Growth Ratio	Days Of Payables Outstanding
Dividend Payout Ratio	Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio	Pretax Profit Margin
Ebt Per Ebit	Operating Profit Margin
Effective Tax Rate	Company Equity Multiplier
Long Term Debt To Capitalization	Total Debt To Capitalization
Return On Capital Employed	Debt Equity Ratio
Ebit Per Revenue	Quick Ratio
Dividend Paid And Capex Coverage Ratio	Net Income Per E B T
Cash Ratio	Cash Conversion Cycle
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

NODK Historical Financial Ratios

About NODK Financial Ratios Analysis

NI Holdings Financial Ratios Chart

Price To Sales Ratio

Ptb Ratio

Average Payables

Payout Ratio

NI Holdings fundamentals Correlations

NI Holdings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

NI Holdings fundamentals Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Ev To Sales	+ 1.0	Price To Sales Ratio
Pb Ratio	+ 1.0	Ptb Ratio
Free Cash Flow Per Share	+ 1.0	Operating Cash Flow Per Share
Pfcf Ratio	+ 1.0	Pocfratio
Ev To Operating Cash Flow	+ 1.0	Pocfratio
Ev To Free Cash Flow	+ 1.0	Pocfratio

Interest Coverage	- 0.98	Ev To Sales
Interest Coverage	- 0.98	Price To Sales Ratio
Pe Ratio	- 0.92	Ev To Sales
Pe Ratio	- 0.92	Price To Sales Ratio
Ev To Operating Cash Flow	- 0.86	Ev To Sales
Pocfratio	- 0.86	Ev To Sales