Is Richmond Mutual Stock a Good Investment?
Richmond Mutual Investment Advice | RMBI |
- Examine Richmond Mutual's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Richmond Mutual's leadership team and their track record. Good management can help Richmond Mutual navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Richmond Mutual's business and its evolving consumer preferences.
- Compare Richmond Mutual's performance and market position to its competitors. Analyze how Richmond Mutual is positioned in terms of product offerings, innovation, and market share.
- Check if Richmond Mutual pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Richmond Mutual's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Richmond Mutual Bancorporation stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Richmond Mutual Bancorporation is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Richmond Mutual Stock
Researching Richmond Mutual's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 15.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.97. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Richmond Mutual Banc last dividend was issued on the 26th of February 2025.
To determine if Richmond Mutual is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Richmond Mutual's research are outlined below:
| Richmond Mutual Banc generated a negative expected return over the last 90 days | |
| About 15.0% of the company outstanding shares are owned by corporate insiders | |
| On 12th of March 2025 Richmond Mutual paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Richmond Mutual Bancorporation announces executive retirement By Investing.com - Investing.com Australia |
Richmond Mutual Quarterly Liabilities And Stockholders Equity |
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Richmond Mutual uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Richmond Mutual Bancorporation. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Richmond Mutual's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of January 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Richmond Mutual's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Richmond Mutual is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Richmond Mutual Bancorporation backward and forwards among themselves. Richmond Mutual's institutional investor refers to the entity that pools money to purchase Richmond Mutual's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2024-12-31 | 35.7 K | Vista Investment Partners Ii, Llc | 2024-12-31 | 31.9 K | Stilwell Value Llc | 2024-12-31 | 30 K | Minerva Advisors Llc | 2024-12-31 | 30 K | Qube Research & Technologies | 2024-12-31 | 27.8 K | Seacrest Wealth Management, Llc | 2024-12-31 | 25.9 K | Bridgeway Capital Management, Llc | 2024-12-31 | 25 K | 683 Capital Management Llc | 2024-12-31 | 23.7 K | Citadel Advisors Llc | 2024-12-31 | 22 K | Alliancebernstein L.p. | 2024-12-31 | 710 K | Vanguard Group Inc | 2024-12-31 | 590.5 K |
Richmond Mutual's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 131.66 M.Market Cap |
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Richmond Mutual's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Equity | 0.07 | 0.04 |
Determining Richmond Mutual's profitability involves analyzing its financial statements and using various financial metrics to determine if Richmond Mutual is a good buy. For example, gross profit margin measures Richmond Mutual's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Richmond Mutual's profitability and make more informed investment decisions.
Evaluate Richmond Mutual's management efficiency
The Richmond Mutual's current Return On Capital Employed is estimated to increase to 0.03, while Return On Tangible Assets are projected to decrease to 0. As of now, Richmond Mutual's Net Tangible Assets are increasing as compared to previous years. The Richmond Mutual's current Asset Turnover is estimated to increase to 0.04, while Total Assets are projected to decrease to under 1.3 B. Richmond Mutual's management efficiency ratios could be used to measure how well Richmond Mutual manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 13.04 | 9.82 | |
| Tangible Book Value Per Share | 13.04 | 9.73 | |
| Enterprise Value Over EBITDA | 20.50 | 18.10 | |
| Price Book Value Ratio | 1.09 | 1.39 | |
| Enterprise Value Multiple | 20.50 | 18.10 | |
| Price Fair Value | 1.09 | 1.39 | |
| Enterprise Value | 387.5 M | 256.7 M |
Richmond Mutual's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of Richmond Stock
As of the 28th of March, Richmond Mutual holds the Coefficient Of Variation of (2,359), variance of 4.04, and Risk Adjusted Performance of (0.03). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Richmond Mutual, as well as the relationship between them.Richmond Mutual's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Richmond Mutual insiders, such as employees or executives, is commonly permitted as long as it does not rely on Richmond Mutual's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Richmond Mutual insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Richmond Mutual's Outstanding Corporate Bonds
Richmond Mutual issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Richmond Mutual Banc uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Richmond bonds can be classified according to their maturity, which is the date when Richmond Mutual Bancorporation has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand Richmond Mutual's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Richmond Mutual's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.47) | |||
| Mean Deviation | 1.45 | |||
| Coefficient Of Variation | (2,359) | |||
| Standard Deviation | 2.01 | |||
| Variance | 4.04 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.03) | |||
| Treynor Ratio | (0.48) | |||
| Maximum Drawdown | 9.31 | |||
| Value At Risk | (4.19) | |||
| Potential Upside | 2.62 | |||
| Skewness | (0.78) | |||
| Kurtosis | 0.9524 |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.47) | |||
| Mean Deviation | 1.45 | |||
| Coefficient Of Variation | (2,359) | |||
| Standard Deviation | 2.01 | |||
| Variance | 4.04 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.03) | |||
| Treynor Ratio | (0.48) | |||
| Maximum Drawdown | 9.31 | |||
| Value At Risk | (4.19) | |||
| Potential Upside | 2.62 | |||
| Skewness | (0.78) | |||
| Kurtosis | 0.9524 |
Consider Richmond Mutual's intraday indicators
Richmond Mutual intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Richmond Mutual stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 188.15 | |||
| Daily Balance Of Power | (1.00) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 13.06 | |||
| Day Typical Price | 13.02 | |||
| Price Action Indicator | (0.26) | |||
| Period Momentum Indicator | (0.26) | |||
| Relative Strength Index | 48.18 |
Richmond Mutual Corporate Filings
10K | 27th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 3rd of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F5 | 4th of February 2025 The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners | ViewVerify |
10Q | 13th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Richmond Stock media impact
Far too much social signal, news, headlines, and media speculation about Richmond Mutual that are available to investors today. That information is available publicly through Richmond media outlets and privately through word of mouth or via Richmond internal channels. However, regardless of the origin, that massive amount of Richmond data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Richmond Mutual news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Richmond Mutual relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Richmond Mutual's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Richmond Mutual alpha.
Richmond Mutual Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Richmond Mutual can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Richmond Mutual Corporate Management
| Bradley Glover | Controller VP | Profile | |
| Lynette Lafuse | Senior Compliance | Profile | |
| Clayton Judd | Senior Resources | Profile | |
| Beth Brittenham | Senior Richmond | Profile | |
| Albert Fullerton | Chief VP | Profile | |
| Pamela Stoops | Senior Richmond | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Richmond Mutual Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Richmond Mutual. If investors know Richmond will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Richmond Mutual listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.269 | Dividend Share 0.56 | Earnings Share 0.94 | Revenue Per Share | Quarterly Revenue Growth 0.064 |
The market value of Richmond Mutual Banc is measured differently than its book value, which is the value of Richmond that is recorded on the company's balance sheet. Investors also form their own opinion of Richmond Mutual's value that differs from its market value or its book value, called intrinsic value, which is Richmond Mutual's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Richmond Mutual's market value can be influenced by many factors that don't directly affect Richmond Mutual's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Richmond Mutual's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Richmond Mutual is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Richmond Mutual's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.