| RMBI Stock | | | USD 12.85 0.01 0.08% |
This module uses fundamental data of Richmond Mutual to approximate its Piotroski F score. Richmond Mutual F Score is determined by combining nine binary scores representing 3 distinct fundamental categories of Richmond Mutual Bancorporation. These three categories are profitability, efficiency, and funding. Some research analysts and sophisticated value traders use Piotroski F Score to find opportunities outside of the conventional market and financial statement analysis.They believe that some of the new information about Richmond Mutual financial position does not get reflected in the current market share price suggesting a possibility of arbitrage. Check out
Richmond Mutual Altman Z Score,
Richmond Mutual Correlation,
Richmond Mutual Valuation, as well as analyze
Richmond Mutual Alpha and Beta and
Richmond Mutual Hype Analysis.
The Richmond Mutual's current
Cash Flow To Debt Ratio is estimated to increase to 0.06, while
Short and Long Term Debt Total is projected to decrease to under 187.8
M. As of now, Richmond Mutual's
Average Payables is increasing as compared to previous years. The Richmond Mutual's current
Capex To Depreciation is estimated to increase to 0.80, while
Dividend Yield is projected to decrease to 0.02.
At this time, it appears that Richmond Mutual's Piotroski F Score is Healthy. Although some professional money managers and academia have recently criticized
Piotroski F-Score model, we still consider it an effective method of
predicting the state of the financial strength of any organization that is not predisposed to accounting gimmicks and manipulations. Using this score on the criteria to originate an efficient long-term portfolio can help investors filter out the purely speculative stocks or equities playing fundamental games by manipulating their earnings..
5.0
Piotroski F Score - Healthy
| Change in Return on Assets | |
| Cash Flow Return on Assets | |
| Current Quality of Earnings (accrual) | |
| Long Term Debt Over Assets Change | Lower Leverage| Focus | |
| Change In Outstending Shares | |
Richmond Mutual Piotroski F Score Drivers
The critical factor to consider when applying the Piotroski F Score to Richmond Mutual is to make sure Richmond is not a subject of accounting manipulations and runs a healthy internal audit department. So, if Richmond Mutual's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back. Below are the main accounts that are used in the Piotroski F Score model. By analyzing the historical trends of the mains drivers, investors can determine if Richmond Mutual's financial numbers are properly reported.
Richmond Mutual Banc F Score Driver Matrix
One of the toughest challenges investors face today is learning how to quickly synthesize historical
financial statements and information provided by the company, SEC reporting, and various external parties in order to project the various growth rates. Understanding the correlation between Richmond Mutual's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards Richmond Mutual in a much-optimized way.
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About Richmond Mutual Piotroski F Score
F-Score is one of many stock grading techniques developed by Joseph Piotroski, a professor of accounting at the Stanford University Graduate School of Business. It was published in 2002 under the paper titled
Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers. Piotroski F Score is based on binary analysis strategy in which stocks are given one point for passing 9 very simple fundamental tests, and zero point otherwise. According to Mr. Piotroski's analysis, his F-Score binary model can help to predict the performance of low price-to-book stocks.
Richmond Mutual Current Valuation Drivers
We derive many important indicators used in calculating different scores of Richmond Mutual from analyzing Richmond Mutual's financial statements. These drivers represent accounts that assess Richmond Mutual's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Richmond Mutual's important valuation drivers and their relationship over time.
| | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) |
| Market Cap | | 167.5M | 182.3M | 140.1M | 119.7M | 144.2M | 178.8M |
| Enterprise Value | | 288.8M | 339.2M | 303.7M | 378.6M | 387.5M | 256.7M |
Richmond Mutual ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Richmond Mutual's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Richmond Mutual's managers, analysts, and investors.
About Richmond Mutual Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Richmond Mutual Bancorporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Richmond Mutual using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at
the intrinsic value of Richmond Mutual Bancorporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing
financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our
fundamental analysis page.
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When determining whether Richmond Mutual Banc
offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Richmond Mutual's
financial statements, including income statements, balance sheets, and cash flow statements, to assess its
financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Richmond Mutual Bancorporation Stock.
Outlined below are crucial reports that will aid in making a well-informed decision on Richmond Mutual Bancorporation Stock: Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost
the valuation of Richmond Mutual. If investors know Richmond will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Richmond Mutual listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth | Dividend Share | Earnings Share | Revenue Per Share | Quarterly Revenue Growth |
The market value of Richmond Mutual Banc is measured differently than its book value, which is the value of Richmond that is recorded on the company's balance sheet. Investors also form their own opinion of Richmond Mutual's value that differs from its market value or its book value, called intrinsic value, which is Richmond Mutual's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Richmond Mutual's market value can be influenced by many factors that don't directly affect Richmond Mutual's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Richmond Mutual's value and its price as these two are different measures arrived at by different means. Investors typically determine
if Richmond Mutual is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Richmond Mutual's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.