Richmond Mutual Bancorporation Stock Today

RMBI Stock  USD 12.87  0.14  1.10%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Richmond Mutual is trading at 12.87 as of the 25th of March 2025. This is a 1.10 percent increase since the beginning of the trading day. The stock's open price was 12.73. Richmond Mutual has only a 6 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 25th of December 2024 and ending today, the 25th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
2nd of July 2019
Category
Financial Services
Classification
Financials
Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana. Richmond Mutual operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 9.98 M outstanding shares of which 15.96 K shares are at this time shorted by private and institutional investors with about 2.8 trading days to cover. More on Richmond Mutual Bancorporation

Moving together with Richmond Stock

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Moving against Richmond Stock

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Richmond Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President ChairmanGarry Kleer
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.03740.0285
Significantly Up
Slightly volatile
Gross Profit Margin0.790.89
Fairly Down
Slightly volatile
Net Debt173 M243.2 M
Way Down
Slightly volatile
Total Current Liabilities5.3 M5.1 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.4 B1.4 B
Sufficiently Up
Slightly volatile
Total Assets1.3 B1.5 B
Fairly Down
Slightly volatile
Total Current Assets20.7 M21.8 M
Notably Down
Very volatile
Debt Levels
Richmond Mutual can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Richmond Mutual's financial leverage. It provides some insight into what part of Richmond Mutual's total assets is financed by creditors.
Liquidity
Richmond Mutual Bancorporation currently holds 265 M in liabilities. Note, when we think about Richmond Mutual's use of debt, we should always consider it together with its cash and equity.

Net Borrowings

13.2 Million
Richmond Mutual Bancorporation (RMBI) is traded on NASDAQ Exchange in USA. It is located in 31 North 9th Street, Richmond, IN, United States, 47374 and employs 173 people. Richmond Mutual is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 127.07 M. Richmond Mutual Banc conducts business under Banks sector and is part of Financials industry. The entity has 9.98 M outstanding shares of which 15.96 K shares are at this time shorted by private and institutional investors with about 2.8 trading days to cover. Richmond Mutual Bancorporation currently holds about 19.35 M in cash with 12.11 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.64.
Check Richmond Mutual Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Richmond Mutual Banc is $127.07 Million. Richmond Mutual holds 14.55 pct. of its outstanding shares held by insiders and 22.43 pct. owned by third-party entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Richmond Ownership Details

Richmond Stock Institutional Holders

InstituionRecorded OnShares
Goldman Sachs Group Inc2024-12-31
35.7 K
Vista Investment Partners Ii, Llc2024-12-31
31.9 K
Stilwell Value Llc2024-12-31
30 K
Minerva Advisors Llc2024-12-31
30 K
Qube Research & Technologies2024-12-31
27.8 K
Seacrest Wealth Management, Llc2024-12-31
25.9 K
Bridgeway Capital Management, Llc2024-12-31
25 K
683 Capital Management Llc2024-12-31
23.7 K
Citadel Advisors Llc2024-12-31
22 K
Alliancebernstein L.p.2024-12-31
710 K
Vanguard Group Inc2024-12-31
590.5 K
View Richmond Mutual Diagnostics

Richmond Mutual Historical Income Statement

As of now, Richmond Mutual's Operating Income is increasing as compared to previous years. The Richmond Mutual's current Net Income From Continuing Ops is estimated to increase to about 13.1 M, while Tax Provision is projected to decrease to under 1.4 M. View More Fundamentals

Richmond Stock Against Markets

Richmond Mutual Corporate Management

Bradley GloverController VPProfile
Lynette LafuseSenior ComplianceProfile
Clayton JuddSenior ResourcesProfile
Beth BrittenhamSenior RichmondProfile
Albert FullertonChief VPProfile
Pamela StoopsSenior RichmondProfile
When determining whether Richmond Mutual Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Richmond Mutual's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Richmond Mutual Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Richmond Mutual Bancorporation Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Richmond Mutual Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Richmond Mutual. If investors know Richmond will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Richmond Mutual listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.269
Dividend Share
0.56
Earnings Share
0.92
Revenue Per Share
4.257
Quarterly Revenue Growth
0.064
The market value of Richmond Mutual Banc is measured differently than its book value, which is the value of Richmond that is recorded on the company's balance sheet. Investors also form their own opinion of Richmond Mutual's value that differs from its market value or its book value, called intrinsic value, which is Richmond Mutual's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Richmond Mutual's market value can be influenced by many factors that don't directly affect Richmond Mutual's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Richmond Mutual's value and its price as these two are different measures arrived at by different means. Investors typically determine if Richmond Mutual is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Richmond Mutual's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.