Is Kentucky First Stock a Good Investment?
Kentucky First Investment Advice | KFFB |
- Examine Kentucky First's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Kentucky First's leadership team and their track record. Good management can help Kentucky First navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Kentucky First's business and its evolving consumer preferences.
- Compare Kentucky First's performance and market position to its competitors. Analyze how Kentucky First is positioned in terms of product offerings, innovation, and market share.
- Check if Kentucky First pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Kentucky First's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Kentucky First Federal stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Kentucky First Federal is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Insignificant | Details | |
Volatility | Unstable | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Kentucky First Stock
Researching Kentucky First's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 62.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.5. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kentucky First Federal recorded a loss per share of 0.14. The entity last dividend was issued on the 30th of October 2023. The firm had 47:20 split on the 3rd of March 2005.
To determine if Kentucky First is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Kentucky First's research are outlined below:
| Kentucky First had very high historical volatility over the last 90 days | |
| Kentucky First has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 7.22 M. Net Loss for the year was (1.72 M) with profit before overhead, payroll, taxes, and interest of 7.99 M. | |
| Kentucky First Federal currently holds about 25.82 M in cash with (1.45 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.17, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Roughly 62.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Kentucky First Federal Bancorp Share Price Crosses Below 200 Day Moving Average Whats Next - Defense World |
Kentucky First uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Kentucky First Federal. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Kentucky First's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of February 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Kentucky First's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Kentucky First is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Kentucky First Federal backward and forwards among themselves. Kentucky First's institutional investor refers to the entity that pools money to purchase Kentucky First's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Delta Asset Management Llc | 2024-12-31 | 603 | Glen Eagle Advisors, Llc | 2024-12-31 | 225 | Bank Of America Corp | 2024-12-31 | 24.0 | Sbi Securities Co Ltd | 2024-12-31 | 3.0 | Wells Fargo & Co | 2024-12-31 | 0.0 | Bridgeway Capital Management, Llc | 2024-09-30 | 0.0 | Innealta Capital, Llc | 2024-09-30 | 0.0 | Advisor Group Holdings, Inc. | 2024-12-31 | 0.0 | Dimensional Fund Advisors, Inc. | 2024-12-31 | 72.4 K | Vanguard Group Inc | 2024-12-31 | 69.7 K | Community Trust & Investment Co | 2024-12-31 | 21.6 K |
Kentucky First's market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 24.18 M.Market Cap |
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Kentucky First's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.04) | (0.04) |
Determining Kentucky First's profitability involves analyzing its financial statements and using various financial metrics to determine if Kentucky First is a good buy. For example, gross profit margin measures Kentucky First's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Kentucky First's profitability and make more informed investment decisions.
Please note, the presentation of Kentucky First's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Kentucky First's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Kentucky First's management manipulating its earnings.
Evaluate Kentucky First's management efficiency
The current year's Return On Tangible Assets is expected to grow to -0.005. In addition to that, Return On Capital Employed is expected to decline to 0. At present, Kentucky First's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 398.3 M, whereas Total Assets are forecasted to decline to about 293.2 M. Kentucky First's management efficiency ratios could be used to measure how well Kentucky First manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 5.33 | 7.41 | |
| Tangible Book Value Per Share | 5.33 | 6.47 | |
| Enterprise Value Over EBITDA | 87.23 | 127.06 | |
| Price Book Value Ratio | 0.61 | 0.58 | |
| Enterprise Value Multiple | 87.23 | 127.06 | |
| Price Fair Value | 0.61 | 0.58 | |
| Enterprise Value | 69.3 M | 77 M |
The strategic decisions made by Kentucky First management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Beta 0.143 |
Basic technical analysis of Kentucky Stock
As of the 25th of March, Kentucky First secures the Mean Deviation of 2.18, downside deviation of 3.61, and Risk Adjusted Performance of 0.0234. Kentucky First Federal technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices.Kentucky First's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Kentucky First insiders, such as employees or executives, is commonly permitted as long as it does not rely on Kentucky First's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Kentucky First insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Kentucky First's Outstanding Corporate Bonds
Kentucky First issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kentucky First Federal uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kentucky bonds can be classified according to their maturity, which is the date when Kentucky First Federal has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Kentucky First's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Kentucky First's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0234 | |||
| Market Risk Adjusted Performance | 0.0704 | |||
| Mean Deviation | 2.18 | |||
| Semi Deviation | 2.81 | |||
| Downside Deviation | 3.61 | |||
| Coefficient Of Variation | 5616.36 | |||
| Standard Deviation | 3.32 | |||
| Variance | 11.02 | |||
| Information Ratio | 0.0258 | |||
| Jensen Alpha | 0.0788 | |||
| Total Risk Alpha | 0.1834 | |||
| Sortino Ratio | 0.0237 | |||
| Treynor Ratio | 0.0604 | |||
| Maximum Drawdown | 19.7 | |||
| Value At Risk | (6.02) | |||
| Potential Upside | 5.61 | |||
| Downside Variance | 13.01 | |||
| Semi Variance | 7.87 | |||
| Expected Short fall | (3.06) | |||
| Skewness | 0.2834 | |||
| Kurtosis | 1.93 |
| Risk Adjusted Performance | 0.0234 | |||
| Market Risk Adjusted Performance | 0.0704 | |||
| Mean Deviation | 2.18 | |||
| Semi Deviation | 2.81 | |||
| Downside Deviation | 3.61 | |||
| Coefficient Of Variation | 5616.36 | |||
| Standard Deviation | 3.32 | |||
| Variance | 11.02 | |||
| Information Ratio | 0.0258 | |||
| Jensen Alpha | 0.0788 | |||
| Total Risk Alpha | 0.1834 | |||
| Sortino Ratio | 0.0237 | |||
| Treynor Ratio | 0.0604 | |||
| Maximum Drawdown | 19.7 | |||
| Value At Risk | (6.02) | |||
| Potential Upside | 5.61 | |||
| Downside Variance | 13.01 | |||
| Semi Variance | 7.87 | |||
| Expected Short fall | (3.06) | |||
| Skewness | 0.2834 | |||
| Kurtosis | 1.93 |
Consider Kentucky First's intraday indicators
Kentucky First intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kentucky First stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Kentucky First Corporate Filings
10Q | 14th of February 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 12th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 6th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 17th of October 2024 Other Reports | ViewVerify |
Kentucky Stock media impact
Far too much social signal, news, headlines, and media speculation about Kentucky First that are available to investors today. That information is available publicly through Kentucky media outlets and privately through word of mouth or via Kentucky internal channels. However, regardless of the origin, that massive amount of Kentucky data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Kentucky First news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Kentucky First relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Kentucky First's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Kentucky First alpha.
Kentucky First Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Kentucky First can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Kentucky First Corporate Management
| Yvonne Thornberry | VP Kentucky | Profile | |
| Wick Asbury | Head Bank | Profile | |
| Stacey Greenawalt | VP Kentucky | Profile | |
| Teresa Hulette | Ex Kentucky | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Kentucky First Federal. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kentucky First. If investors know Kentucky will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kentucky First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.74) | Earnings Share (0.14) | Revenue Per Share | Quarterly Revenue Growth 0.304 | Return On Assets |
The market value of Kentucky First Federal is measured differently than its book value, which is the value of Kentucky that is recorded on the company's balance sheet. Investors also form their own opinion of Kentucky First's value that differs from its market value or its book value, called intrinsic value, which is Kentucky First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kentucky First's market value can be influenced by many factors that don't directly affect Kentucky First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Kentucky First's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Kentucky First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kentucky First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.