Kentucky Financial Statements From 2010 to 2024

KFFB Stock  USD 2.65  0.04  1.53%   
Kentucky First financial statements provide useful quarterly and yearly information to potential Kentucky First Federal investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Kentucky First financial statements helps investors assess Kentucky First's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Kentucky First's valuation are summarized below:
Gross Profit
M
Profit Margin
(0.24)
Market Capitalization
21.5 M
Enterprise Value Revenue
12.185
Revenue
7.2 M
We have found one hundred twenty available fundamental ratios for Kentucky First, which can be analyzed and compared to other ratios and to its peers in the industry. All investors should make sure to check all of Kentucky First last-minute market performance against the performance between 2010 and 2024 to make sure the company can sustain itself down the road. As of December 2, 2024, Market Cap is expected to decline to about 24.3 M. In addition to that, Enterprise Value is expected to decline to about 77 M

Kentucky First Total Revenue

8.03 Million

Check Kentucky First financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Kentucky First's main balance sheet or income statement drivers, such as Interest Expense of 9.7 M, Total Revenue of 8 M or Gross Profit of 8 M, as well as many indicators such as Price To Sales Ratio of 3.37, Dividend Yield of 0.0156 or PTB Ratio of 0.51. Kentucky financial statements analysis is a perfect complement when working with Kentucky First Valuation or Volatility modules.
  
Check out the analysis of Kentucky First Correlation against competitors.

Kentucky First Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets293.2 M375 M301.8 M
Slightly volatile
Total Stockholder Equity60.3 M48 M58.1 M
Very volatile
Cash14.8 M17.6 M15.4 M
Slightly volatile
Non Current Assets Total374.5 M356.7 M68.5 M
Slightly volatile
Other Assets2.5 M2.6 M224.1 M
Pretty Stable
Cash And Short Term Investments14.7 M18.3 M15.4 M
Slightly volatile
Common Stock Shares Outstanding8.7 M8.1 M8.2 M
Slightly volatile
Liabilities And Stockholders Equity293.2 M375 M301.8 M
Slightly volatile
Total Current Assets15.3 M18.3 M15.9 M
Slightly volatile
Other Liabilities2.3 M2.1 M2.1 M
Pretty Stable
Retained Earnings23.4 M17.3 M28.2 M
Slightly volatile
Accounts Payable167.2 K176 KM
Slightly volatile
Short Term Investments667.9 K703 K3.9 M
Pretty Stable
Other Stockholder Equity33.2 M35.6 M32.5 M
Slightly volatile
Total Liabilities232.5 M327 M228.7 M
Slightly volatile
Property Plant Equipment4.1 M5.1 M4.5 M
Slightly volatile
Short and Long Term Debt Total49.7 M69 M45.5 M
Slightly volatile
Property Plant And Equipment Net4.4 M4.3 M4.6 M
Slightly volatile
Long Term Debt42.1 M69 M39.4 M
Slightly volatile
Net Receivables816.9 K1.2 M750.7 K
Slightly volatile
Common Stock Total Equity90.4 K98.9 K82.6 K
Slightly volatile
Non Current Liabilities Total343.3 M327 M85.7 M
Slightly volatile
Property Plant And Equipment Gross5.3 M10.6 M5.8 M
Slightly volatile
Common Stock91 K98.9 K82.6 K
Slightly volatile
Total Current Liabilities331.3 M315.5 M43.4 M
Slightly volatile
Short Term Debt40.3 M69 M36.9 M
Slightly volatile
Intangible Assets12.8 M16.7 M14.6 M
Very volatile
Net Tangible Assets56.4 M57.2 M51.5 M
Slightly volatile
Retained Earnings Total Equity25.9 M17.9 M28.4 M
Slightly volatile
Capital Surpluse28.1 M31.5 M34.5 M
Slightly volatile
Deferred Long Term Liabilities587.2 K753.3 K798.8 K
Slightly volatile
Long Term Investments9.4 M9.9 M131.7 M
Slightly volatile
Non Current Liabilities Other1.4 M1.6 M1.3 M
Slightly volatile
Short and Long Term Debt42.6 M76.1 M44.5 M
Slightly volatile
Earning Assets17.8 M20.9 M22.3 M
Slightly volatile
Net Invested Capital76.1 M117 M105 M
Slightly volatile
Capital Stock68.8 K77.4 K84.3 K
Slightly volatile

Kentucky First Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense9.7 M9.3 M3.4 M
Slightly volatile
Total RevenueM7.2 M9.2 M
Pretty Stable
Gross ProfitM7.2 M9.2 M
Pretty Stable
Other Operating Expenses6.1 M7.2 M7.3 M
Pretty Stable
Selling General AdministrativeM5.2 M5.4 M
Slightly volatile
Cost Of Revenue20.5 K21.6 K1.1 M
Slightly volatile
Depreciation And Amortization276.8 K234 K267.9 K
Slightly volatile
Net Interest Income7.6 MM9.7 M
Slightly volatile
Interest Income13.7 M16.3 M12.5 M
Slightly volatile
Non Recurring54.7 K32.4 K58.9 K
Slightly volatile
Selling And Marketing Expenses149.5 K167 K207.6 K
Slightly volatile
Reconciled Depreciation226.6 K234 K300.6 K
Slightly volatile
Extraordinary Items214.4 K241.2 K262.6 K
Slightly volatile

Kentucky First Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
End Period Cash Flow11.5 M18.3 M13 M
Slightly volatile
Begin Period Cash Flow12 M8.2 M12.1 M
Slightly volatile
Depreciation276.8 K234 K267.9 K
Slightly volatile
Dividends Paid636.5 K670 K1.3 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.373.544131.9838
Slightly volatile
Dividend Yield0.01560.02620.0217
Pretty Stable
PTB Ratio0.510.53321.1081
Slightly volatile
Days Sales Outstanding25.1926.52133
Slightly volatile
Book Value Per Share7.415.92659.9396
Very volatile
Stock Based Compensation To Revenue5.0E-45.0E-40.0113
Slightly volatile
Capex To Depreciation0.270.28211.0095
Slightly volatile
PB Ratio0.510.53321.1081
Slightly volatile
EV To Sales10.1310.662830.5211
Slightly volatile
Payables Turnover0.150.164.9838
Slightly volatile
Sales General And Administrative To Revenue0.690.72392.3803
Slightly volatile
Capex To Revenue0.00870.00910.2301
Slightly volatile
Cash Per Share1.482.2582.1022
Slightly volatile
Days Payables Outstanding2.5 K2.4 K2.1 K
Slightly volatile
Intangibles To Total Assets0.0030.00310.0311
Slightly volatile
Current Ratio0.05510.058542
Pretty Stable
Tangible Book Value Per Share6.475.92658.9013
Pretty Stable
Receivables Turnover8.1914.2413.8338
Pretty Stable
Graham Number4.375.32326.003
Pretty Stable
Shareholders Equity Per Share5.535.92657.0052
Slightly volatile
Debt To Equity0.771.43730.7687
Very volatile
Capex Per Share0.00770.00810.0313
Slightly volatile
Revenue Per Share0.730.89161.1076
Very volatile
Interest Debt Per Share10.159.66464.9238
Slightly volatile
Debt To Assets0.140.1840.1302
Very volatile
Short Term Coverage Ratios0.330.360.3973
Slightly volatile
Operating Cycle22.925.7728.0578
Slightly volatile
Price Book Value Ratio0.510.53321.1081
Slightly volatile
Days Of Payables Outstanding2.5 K2.4 K2.1 K
Slightly volatile
Ebt Per Ebit0.30.370.4597
Slightly volatile
Company Equity Multiplier4.07.81235.2223
Slightly volatile
Long Term Debt To Capitalization0.40.58970.3732
Very volatile
Total Debt To Capitalization0.40.58970.3732
Very volatile
Debt Equity Ratio0.771.43730.7687
Very volatile
Quick Ratio0.05510.058K
Pretty Stable
Net Income Per E B T0.580.87810.7578
Slightly volatile
Cash Ratio0.05290.0557539
Pretty Stable
Days Of Sales Outstanding25.1926.52133
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.961.04540.8518
Slightly volatile
Price To Book Ratio0.510.53321.1081
Slightly volatile
Fixed Asset Turnover1.661.69231.9584
Very volatile
Debt Ratio0.140.1840.1302
Very volatile
Price Sales Ratio3.373.544131.9838
Slightly volatile
Asset Turnover0.02020.01930.0293
Pretty Stable
Gross Profit Margin0.770.90.9608
Pretty Stable
Price Fair Value0.510.53321.1081
Slightly volatile

Kentucky First Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap24.3 M25.6 M61.7 M
Slightly volatile
Enterprise Value77 M77 M91.7 M
Pretty Stable

Kentucky Fundamental Market Drivers

Cash And Short Term Investments18.3 M

Kentucky Upcoming Events

6th of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Kentucky First Financial Statements

Kentucky First stakeholders use historical fundamental indicators, such as Kentucky First's revenue or net income, to determine how well the company is positioned to perform in the future. Although Kentucky First investors may analyze each financial statement separately, they are all interrelated. For example, changes in Kentucky First's assets and liabilities are reflected in the revenues and expenses on Kentucky First's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Kentucky First Federal. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue157.7 M165.6 M
Total Revenue7.2 MM
Cost Of Revenue21.6 K20.5 K
Sales General And Administrative To Revenue 0.72  0.69 
Capex To Revenue 0.01  0.01 
Revenue Per Share 0.89  0.73 
Ebit Per Revenue 0.13  0.15 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Kentucky First Federal offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Kentucky First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Kentucky First Federal Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Kentucky First Federal Stock:
Check out the analysis of Kentucky First Correlation against competitors.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kentucky First. If investors know Kentucky will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kentucky First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.74)
Earnings Share
(0.19)
Revenue Per Share
0.892
Quarterly Revenue Growth
(0.04)
Return On Assets
(0)
The market value of Kentucky First Federal is measured differently than its book value, which is the value of Kentucky that is recorded on the company's balance sheet. Investors also form their own opinion of Kentucky First's value that differs from its market value or its book value, called intrinsic value, which is Kentucky First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kentucky First's market value can be influenced by many factors that don't directly affect Kentucky First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Kentucky First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kentucky First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kentucky First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.