Is International Bancshares Stock a Good Investment?
International Bancshares Investment Advice | IBOC |
- Examine International Bancshares' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research International Bancshares' leadership team and their track record. Good management can help International Bancshares navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact International Bancshares' business and its evolving consumer preferences.
- Compare International Bancshares' performance and market position to its competitors. Analyze how International Bancshares is positioned in terms of product offerings, innovation, and market share.
- Check if International Bancshares pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about International Bancshares' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in International Bancshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if International Bancshares is a good investment.
Sell | Buy |
Strong Sell
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine International Bancshares Stock
Researching International Bancshares' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.65. Some equities with similar Price to Book (P/B) outperform the market in the long run. International Bancshares recorded earning per share (EPS) of 6.43. The entity last dividend was issued on the 14th of August 2024. The firm had 11:10 split on the 17th of May 2007.
To determine if International Bancshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding International Bancshares' research are outlined below:
| About 68.0% of the company shares are owned by institutional investors | |
| Latest headline from investing.com: International Bancshares Corp CEO Dennis Nixon sells 7.17 million in stock |
International Bancshares Quarterly Gross Profit |
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International Bancshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in International Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to International Bancshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know International Bancshares' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as International Bancshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading International Bancshares backward and forwards among themselves. International Bancshares' institutional investor refers to the entity that pools money to purchase International Bancshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2024-09-30 | 764.7 K | Polaris Capital Management, Llc | 2024-09-30 | 707.4 K | Reinhart Mahoney Capital Management Inc | 2024-09-30 | 682.1 K | Bank Of New York Mellon Corp | 2024-09-30 | 630.9 K | Tamar Securities, Llc | 2024-09-30 | 602.1 K | Norges Bank | 2024-06-30 | 587.6 K | Goldman Sachs Group Inc | 2024-09-30 | 541.3 K | T. Rowe Price Investment Management,inc. | 526 K | Wellington Management Company Llp | 2024-09-30 | 416.6 K | Blackrock Inc | 2024-06-30 | 6.8 M | Vanguard Group Inc | 2024-09-30 | 6.4 M |
International Bancshares' market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.55 B.Market Cap |
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International Bancshares' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.03 | |
| Return On Capital Employed | 0.07 | 0.05 | |
| Return On Assets | 0.03 | 0.03 | |
| Return On Equity | 0.17 | 0.14 |
Determining International Bancshares' profitability involves analyzing its financial statements and using various financial metrics to determine if International Bancshares is a good buy. For example, gross profit margin measures International Bancshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of International Bancshares' profitability and make more informed investment decisions.
Please note, the presentation of International Bancshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, International Bancshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of International Bancshares' management manipulating its earnings.
Evaluate International Bancshares' management efficiency
International Bancshares has return on total asset (ROA) of 0.026 % which means that it generated a profit of $0.026 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.162 %, meaning that it created $0.162 on every $100 dollars invested by stockholders. International Bancshares' management efficiency ratios could be used to measure how well International Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. At present, International Bancshares' Return On Assets are projected to increase slightly based on the last few years of reporting. At present, International Bancshares' Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 267 M, whereas Total Assets are forecasted to decline to about 11.1 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 37.97 | 29.22 | |
| Tangible Book Value Per Share | 33.41 | 26.62 | |
| Enterprise Value Over EBITDA | 2.63 | 2.50 | |
| Price Book Value Ratio | 1.38 | 1.73 | |
| Enterprise Value Multiple | 2.63 | 2.50 | |
| Price Fair Value | 1.38 | 1.73 | |
| Enterprise Value | 2.8 B | 1.9 B |
The management team at International Bancshares has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Dividend Yield 0.0181 | Forward Dividend Yield 0.0181 | Forward Dividend Rate 1.32 | Beta 0.895 |
Basic technical analysis of International Stock
As of the 2nd of December, International Bancshares retains the Market Risk Adjusted Performance of 0.1088, downside deviation of 1.66, and Risk Adjusted Performance of 0.0865. International Bancshares technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.International Bancshares' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific International Bancshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on International Bancshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases International Bancshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
International Bancshares' Outstanding Corporate Bonds
International Bancshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. International Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most International bonds can be classified according to their maturity, which is the date when International Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand International Bancshares' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing International Bancshares' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0865 | |||
| Market Risk Adjusted Performance | 0.1088 | |||
| Mean Deviation | 1.65 | |||
| Semi Deviation | 1.53 | |||
| Downside Deviation | 1.66 | |||
| Coefficient Of Variation | 961.32 | |||
| Standard Deviation | 2.56 | |||
| Variance | 6.54 | |||
| Information Ratio | 0.0502 | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | 0.0772 | |||
| Treynor Ratio | 0.0988 | |||
| Maximum Drawdown | 18.82 | |||
| Value At Risk | (2.98) | |||
| Potential Upside | 2.78 | |||
| Downside Variance | 2.77 | |||
| Semi Variance | 2.34 | |||
| Expected Short fall | (2.08) | |||
| Skewness | 3.08 | |||
| Kurtosis | 17.59 |
| Risk Adjusted Performance | 0.0865 | |||
| Market Risk Adjusted Performance | 0.1088 | |||
| Mean Deviation | 1.65 | |||
| Semi Deviation | 1.53 | |||
| Downside Deviation | 1.66 | |||
| Coefficient Of Variation | 961.32 | |||
| Standard Deviation | 2.56 | |||
| Variance | 6.54 | |||
| Information Ratio | 0.0502 | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | 0.0772 | |||
| Treynor Ratio | 0.0988 | |||
| Maximum Drawdown | 18.82 | |||
| Value At Risk | (2.98) | |||
| Potential Upside | 2.78 | |||
| Downside Variance | 2.77 | |||
| Semi Variance | 2.34 | |||
| Expected Short fall | (2.08) | |||
| Skewness | 3.08 | |||
| Kurtosis | 17.59 |
Consider International Bancshares' intraday indicators
International Bancshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of International Bancshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 6018.27 | |||
| Daily Balance Of Power | (0.17) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 73.1 | |||
| Day Typical Price | 73.0 | |||
| Price Action Indicator | (0.43) | |||
| Period Momentum Indicator | (0.31) |
International Bancshares Corporate Filings
F4 | 14th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 7th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 22nd of April 2024 Other Reports | ViewVerify | |
13A | 9th of February 2024 An amended filing to the original Schedule 13G | ViewVerify |
International Stock media impact
Far too much social signal, news, headlines, and media speculation about International Bancshares that are available to investors today. That information is available publicly through International media outlets and privately through word of mouth or via International internal channels. However, regardless of the origin, that massive amount of International data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of International Bancshares news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of International Bancshares relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to International Bancshares' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive International Bancshares alpha.
International Bancshares Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards International Bancshares can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
International Bancshares Corporate Management
| Jay Rogers | Texas Houston | Profile | |
| Mike Sohn | CEO Antonio | Profile | |
| Ignacio Urrabazo | CEO Laredo | Profile | |
| Hector Cerna | CEO Pass | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in International Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. For information on how to trade International Stock refer to our How to Trade International Stock guide.You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International Bancshares. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.32 | Earnings Share 6.43 | Revenue Per Share 12.863 | Quarterly Revenue Growth 0.005 |
The market value of International Bancshares is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International Bancshares' value that differs from its market value or its book value, called intrinsic value, which is International Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International Bancshares' market value can be influenced by many factors that don't directly affect International Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between International Bancshares' value and its price, as these two are different measures arrived at by various means. Investors typically determine if International Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.