Based on the key indicators related to International Bancshares' liquidity, profitability, solvency, and operating efficiency, International Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, International Bancshares' Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 14 B, whereas Total Assets are forecasted to decline to about 11.1 B. Key indicators impacting International Bancshares' financial strength include:
The financial analysis of International Bancshares is a critical element in measuring its lifeblood. Investors should not minimize International Bancshares' ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income
432.36 Million
International
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Understanding current and past International Bancshares Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of International Bancshares' financial statements are interrelated, with each one affecting the others. For example, an increase in International Bancshares' assets may result in an increase in income on the income statement.
Please note, the presentation of International Bancshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, International Bancshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of International Bancshares' management manipulating its earnings.
International Bancshares Stock Summary
International Bancshares competes with Home Federal, First Financial, First Northwest, First Capital, and Community West. International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas. Intl Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2101 people.
Comparative valuation techniques use various fundamental indicators to help in determining International Bancshares's current stock value. Our valuation model uses many indicators to compare International Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across International Bancshares competition to find correlations between indicators driving International Bancshares's intrinsic value. More Info.
International Bancshares is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about 0.16 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for International Bancshares is roughly 6.23 . At present, International Bancshares' Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the International Bancshares' earnings, one of the primary drivers of an investment's value.
International Bancshares Systematic Risk
International Bancshares' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. International Bancshares volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on International Bancshares correlated with the market. If Beta is less than 0 International Bancshares generally moves in the opposite direction as compared to the market. If International Bancshares Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one International Bancshares is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of International Bancshares is generally in the same direction as the market. If Beta > 1 International Bancshares moves generally in the same direction as, but more than the movement of the benchmark.
About International Bancshares Financials
What exactly are International Bancshares Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include International Bancshares' income statement, its balance sheet, and the statement of cash flows. Potential International Bancshares investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although International Bancshares investors may use each financial statement separately, they are all related. The changes in International Bancshares's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on International Bancshares's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in International Bancshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various International Bancshares' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of International Bancshares growth as a starting point in their analysis.
Price Earnings To Growth Ratio
0.22
At present, International Bancshares' Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.
International Bancshares December 1, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of International Bancshares help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of International Bancshares. We use our internally-developed statistical techniques to arrive at the intrinsic value of International Bancshares based on widely used predictive technical indicators. In general, we focus on analyzing International Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build International Bancshares's daily price indicators and compare them against related drivers.
Complementary Tools for International Stock analysis
When running International Bancshares' price analysis, check to measure International Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International Bancshares is operating at the current time. Most of International Bancshares' value examination focuses on studying past and present price action to predict the probability of International Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International Bancshares' price. Additionally, you may evaluate how the addition of International Bancshares to your portfolios can decrease your overall portfolio volatility.