International Bancshares Valuation
| IBOC Stock | USD 73.13 0.22 0.30% |
At this time, the firm appears to be overvalued. International Bancshares retains a regular Real Value of $65.82 per share. The prevalent price of the firm is $73.13. Our model calculates the value of International Bancshares from evaluating the firm fundamentals such as Current Valuation of 4.59 B, return on equity of 0.16, and Return On Asset of 0.026 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting International Bancshares' valuation include:
Price Book 1.6545 | Enterprise Value 4.6 B | Price Sales 5.6907 | Trailing PE 11.3733 | Enterprise Value Revenue 5.5814 |
Overvalued
Today
Please note that International Bancshares' price fluctuation is very steady at this time. Calculation of the real value of International Bancshares is based on 3 months time horizon. Increasing International Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since International Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of International Stock. However, International Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 73.13 | Real 65.82 | Hype 73.36 | Naive 72.89 |
The real value of International Stock, also known as its intrinsic value, is the underlying worth of International Bancshares Company, which is reflected in its stock price. It is based on International Bancshares' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of International Bancshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of International Bancshares helps investors to forecast how International stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of International Bancshares more accurately as focusing exclusively on International Bancshares' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use International Bancshares' intrinsic value based on its ongoing forecasts of International Bancshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against International Bancshares' closest peers. If more than one evaluation category is relevant for International Bancshares we suggest using both methods to arrive at a better estimate.
International Bancshares Cash |
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International Valuation Trend
Comparing International Bancshares' enterprise value against its market capitalization is a good way to estimate the value of International Bancshares uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
International Revenue by Product
International Bancshares Total Value Analysis
International Bancshares is currently estimated to have valuation of 4.59 B with market capitalization of 4.55 B, debt of 119.61 M, and cash on hands of 3.42 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the International Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
4.59 B | 4.55 B | 119.61 M | 3.42 B |
International Bancshares Investor Information
About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.65. Some equities with similar Price to Book (P/B) outperform the market in the long run. International Bancshares recorded earning per share (EPS) of 6.43. The entity last dividend was issued on the 14th of August 2024. The firm had 11:10 split on the 17th of May 2007. Based on the key indicators related to International Bancshares' liquidity, profitability, solvency, and operating efficiency, International Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.51 | 0.5398 |
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| Total Cash From Operating Activities | 498.2 M | 474.4 M |
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| Operating Income | 341.8 M | 525.8 M |
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International Bancshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. International Bancshares has an asset utilization ratio of 6.47 percent. This indicates that the Company is making $0.0647 for each dollar of assets. An increasing asset utilization means that International Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.International Bancshares Ownership Allocation
International Bancshares has a total of 62.2 Million outstanding shares. Over half of International Bancshares' outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.International Bancshares Profitability Analysis
The company reported the previous year's revenue of 974.09 M. Net Income was 411.77 M with profit before overhead, payroll, taxes, and interest of 653.11 M.International Bancshares Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates International Bancshares' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in International Bancshares and how it compares across the competition.
About International Bancshares Valuation
The stock valuation mechanism determines International Bancshares' current worth on a weekly basis. Our valuation model uses a comparative analysis of International Bancshares. We calculate exposure to International Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of International Bancshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 974.1 M | 1 B | |
| Pretax Profit Margin | 0.54 | 0.58 | |
| Operating Profit Margin | 0.54 | 0.51 | |
| Net Profit Margin | 0.42 | 0.41 |
International Bancshares Quarterly Retained Earnings |
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A single share of International Bancshares represents a small ownership stake in the entity. As a stockholder of International, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
International Bancshares Dividends Analysis For Valuation
At present, International Bancshares' Dividend Paid And Capex Coverage Ratio is projected to increase slightly based on the last few years of reporting. . At present, International Bancshares' Earning Assets are projected to decrease significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 9.88, whereas Retained Earnings Total Equity is forecasted to decline to about 2 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 78.2 M | 41.4 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.19 | 0.21 | |
| Dividend Paid And Capex Coverage Ratio | 4.49 | 4.71 |
There are various types of dividends International Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of International shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from International Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When International pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of International Bancshares by the value of the dividends paid out.
International Bancshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 62.2 M | |
| Quarterly Earnings Growth Y O Y | -0.036 |
International Bancshares Current Valuation Indicators
Valuation refers to the process of determining the present value of International Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value International we look at many different elements of the entity such as International's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as International Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use International Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes International Bancshares' worth.Complementary Tools for International Stock analysis
When running International Bancshares' price analysis, check to measure International Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International Bancshares is operating at the current time. Most of International Bancshares' value examination focuses on studying past and present price action to predict the probability of International Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International Bancshares' price. Additionally, you may evaluate how the addition of International Bancshares to your portfolios can decrease your overall portfolio volatility.
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