Is HR Block Stock a Good Investment?
HR Block Investment Advice | HRB |
- Examine HR Block's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research HR Block's leadership team and their track record. Good management can help HR Block navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Consumer Services space and any emerging trends that could impact HR Block's business and its evolving consumer preferences.
- Compare HR Block's performance and market position to its competitors. Analyze how HR Block is positioned in terms of product offerings, innovation, and market share.
- Check if HR Block pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about HR Block's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in HR Block stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if HR Block is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine HR Block Stock
Researching HR Block's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 97.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 0.84. HR Block last dividend was issued on the 4th of March 2025. The entity had 2:1 split on the 23rd of August 2005.
To determine if HR Block is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding HR Block's research are outlined below:
| HR Block generated a negative expected return over the last 90 days | |
| Over 97.0% of the company shares are owned by institutional investors | |
| Latest headline from kalkinemedia.com: The Role of Technology in Revolutionizing the Trucking Industry |
HR Block Quarterly Cash And Short Term Investments |
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HR Block uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in HR Block. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to HR Block's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of February 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 20th of August 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 30th of June 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact HR Block's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises HR Block's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2015-12-07 | 2015-09-30 | -0.42 | -0.34 | 0.08 | 19 | ||
2014-09-03 | 2014-06-30 | -0.37 | -0.45 | -0.08 | 21 | ||
2017-08-29 | 2017-06-30 | -0.53 | -0.62 | -0.09 | 16 | ||
2018-12-06 | 2018-09-30 | -0.93 | -0.83 | 0.1 | 10 | ||
2015-09-01 | 2015-06-30 | -0.4 | -0.51 | -0.11 | 27 | ||
2021-12-06 | 2021-09-30 | -0.94 | -1.09 | -0.15 | 15 | ||
2018-03-06 | 2017-12-31 | -1.31 | -1.16 | 0.15 | 11 | ||
2016-08-30 | 2016-06-30 | -0.4 | -0.55 | -0.15 | 37 |
Know HR Block's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as HR Block is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading HR Block backward and forwards among themselves. HR Block's institutional investor refers to the entity that pools money to purchase HR Block's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Dimensional Fund Advisors, Inc. | 2024-12-31 | 2.3 M | Aqr Capital Management Llc | 2024-12-31 | 2.3 M | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 2.2 M | Wellington Management Company Llp | 2024-12-31 | 2 M | Arrowstreet Capital Limited Partnership | 2024-09-30 | 1.8 M | Bank Of New York Mellon Corp | 2024-12-31 | 1.7 M | Amvescap Plc. | 2024-12-31 | 1.6 M | Jpmorgan Chase & Co | 2024-09-30 | 1.5 M | Lsv Asset Management | 2024-12-31 | 1.5 M | Blackrock Inc | 2024-12-31 | 16.4 M | Fmr Inc | 2024-12-31 | 14.4 M |
HR Block's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 7.24 B.Market Cap |
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HR Block's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.25 | 0.26 | |
| Return On Capital Employed | 0.32 | 0.19 | |
| Return On Assets | 0.21 | 0.12 | |
| Return On Equity | 5.91 | 6.21 |
Determining HR Block's profitability involves analyzing its financial statements and using various financial metrics to determine if HR Block is a good buy. For example, gross profit margin measures HR Block's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of HR Block's profitability and make more informed investment decisions.
Please note, the presentation of HR Block's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, HR Block's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of HR Block's management manipulating its earnings.
Evaluate HR Block's management efficiency
HR Block has Return on Asset of 0.1725 % which means that on every $100 spent on assets, it made $0.1725 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.975 %, implying that it generated $0.975 on every 100 dollars invested. HR Block's management efficiency ratios could be used to measure how well HR Block manages its routine affairs as well as how well it operates its assets and liabilities. At present, HR Block's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 6.21, whereas Return On Capital Employed is forecasted to decline to 0.19. At present, HR Block's Total Current Assets are projected to decrease significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 415.7 M, whereas Total Assets are forecasted to decline to about 3.7 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 0.57 | 0.55 | |
| Tangible Book Value Per Share | (7.77) | (7.38) | |
| Enterprise Value Over EBITDA | 7.67 | 8.05 | |
| Price Book Value Ratio | 77.17 | 81.03 | |
| Enterprise Value Multiple | 7.67 | 8.05 | |
| Price Fair Value | 77.17 | 81.03 | |
| Enterprise Value | 7.6 B | 3.9 B |
The strategic initiatives led by HR Block's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Basic technical analysis of HRB Stock
As of the 27th of February, HR Block owns the Information Ratio of (0.02), coefficient of variation of (4,852), and Market Risk Adjusted Performance of (0.05). HR Block technical analysis makes it possible for you to employ past data patterns with the intention to determine a pattern that calculates the direction of the firm's future prices.HR Block's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific HR Block insiders, such as employees or executives, is commonly permitted as long as it does not rely on HR Block's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases HR Block insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Dara Redler 2 days ago Disposition of 1142 shares by Dara Redler of HR Block at .98 subject to Rule 16b-3 | ||
Karen Orosco over a month ago Acquisition by Karen Orosco of 10112 shares of HR Block subject to Rule 16b-3 | ||
Kellie Logerwell over three months ago Disposition of 8000 shares by Kellie Logerwell of HR Block at 64.4101 subject to Rule 16b-3 | ||
Kellie Logerwell over three months ago Disposition of 8193 shares by Kellie Logerwell of HR Block at 63.31 subject to Rule 16b-3 | ||
Campbell Curtis A over six months ago Acquisition by Campbell Curtis A of 6977 shares of HR Block subject to Rule 16b-3 | ||
Jeffrey Jones over six months ago Disposition of 91192 shares by Jeffrey Jones of HR Block at 38.0 subject to Rule 16b-3 | ||
Matthew Winter over a year ago Acquisition by Matthew Winter of 4540 shares of HR Block subject to Rule 16b-3 | ||
West Marc over a year ago HR Block exotic insider transaction detected |
HR Block's Outstanding Corporate Bonds
HR Block issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. HR Block uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most HRB bonds can be classified according to their maturity, which is the date when HR Block has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Block Communications 4875 Corp BondUS093645AJ88 | View | |
| HRB 25 15 JUL 28 Corp BondUS093662AJ37 | View | |
| US093662AH70 Corp BondUS093662AH70 | View | |
| US093662AG97 Corp BondUS093662AG97 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand HR Block's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing HR Block's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.04 | |||
| Coefficient Of Variation | (4,852) | |||
| Standard Deviation | 1.32 | |||
| Variance | 1.73 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.03) | |||
| Total Risk Alpha | (0.03) | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 5.59 | |||
| Value At Risk | (2.27) | |||
| Potential Upside | 2.11 | |||
| Skewness | (0.01) | |||
| Kurtosis | (0.41) |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.04 | |||
| Coefficient Of Variation | (4,852) | |||
| Standard Deviation | 1.32 | |||
| Variance | 1.73 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.03) | |||
| Total Risk Alpha | (0.03) | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 5.59 | |||
| Value At Risk | (2.27) | |||
| Potential Upside | 2.11 | |||
| Skewness | (0.01) | |||
| Kurtosis | (0.41) |
Consider HR Block's intraday indicators
HR Block intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of HR Block stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 53.5 | |||
| Day Typical Price | 53.5 | |||
| Price Action Indicator | (0.14) | |||
| Period Momentum Indicator | (0.27) |
HR Block Corporate Filings
| 12th of February 2025 Other Reports | ViewVerify | |
10Q | 6th of February 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 4th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
HRB Stock media impact
Far too much social signal, news, headlines, and media speculation about HR Block that are available to investors today. That information is available publicly through HRB media outlets and privately through word of mouth or via HRB internal channels. However, regardless of the origin, that massive amount of HRB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of HR Block news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of HR Block relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to HR Block's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive HR Block alpha.
HR Block Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards HR Block can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
HR Block Historical Investor Sentiment
Investor biases related to HR Block's public news can be used to forecast risks associated with an investment in HRB. The trend in average sentiment can be used to explain how an investor holding HRB can time the market purely based on public headlines and social activities around HR Block. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
HR Block's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for HR Block and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average HR Block news discussions. The higher the estimate score, the more favorable the investor's outlook on HR Block.
HR Block Maximum Pain Price Across April 17th 2025 Option Contracts
HR Block's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of HR Block close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of HR Block's options.
HR Block Corporate Directors
| Paul Brown | Independent Director | Profile | |
| Sean Cohan | Independent Director | Profile | |
| Richard Johnson | Independent Director | Profile | |
| Christianna Wood | Independent Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HR Block. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For information on how to trade HRB Stock refer to our How to Trade HRB Stock guide.You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Diversified Consumer Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HR Block. If investors know HRB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HR Block listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.08) | Dividend Share 1.39 | Earnings Share 3.54 | Revenue Per Share | Return On Assets |
The market value of HR Block is measured differently than its book value, which is the value of HRB that is recorded on the company's balance sheet. Investors also form their own opinion of HR Block's value that differs from its market value or its book value, called intrinsic value, which is HR Block's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HR Block's market value can be influenced by many factors that don't directly affect HR Block's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between HR Block's value and its price, as these two are different measures arrived at by various means. Investors typically determine if HR Block is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HR Block's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.