Is HCI Stock a Good Investment?
HCI Investment Advice | HCI |
- Examine HCI's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research HCI's leadership team and their track record. Good management can help HCI navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Insurance space and any emerging trends that could impact HCI's business and its evolving consumer preferences.
- Compare HCI's performance and market position to its competitors. Analyze how HCI is positioned in terms of product offerings, innovation, and market share.
- Check if HCI pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about HCI's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in HCI Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if HCI Group is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine HCI Stock
Researching HCI's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 21.0% of the company shares are held by company insiders. The book value of HCI was currently reported as 43.12. The company has Price/Earnings To Growth (PEG) ratio of 1.7. HCI Group recorded earning per share (EPS) of 8.89. The entity last dividend was issued on the 21st of February 2025.
To determine if HCI is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding HCI's research are outlined below:
| HCI Group has 186.44 M in debt with debt to equity (D/E) ratio of 0.64, which is OK given its current industry classification. HCI Group has a current ratio of 0.82, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for HCI to invest in growth at high rates of return. | |
| HCI Group has about 234.86 M in cash with (6.34 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 39.86. | |
| Over 89.0% of HCI shares are owned by institutional investors |
HCI uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in HCI Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to HCI's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 14th of March 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 14th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
HCI's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.47 B.HCI's profitablity analysis
The company has Net Profit Margin of 0.15 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of (0.04) %, which entails that for every $100 of revenue, it lost $0.04.Determining HCI's profitability involves analyzing its financial statements and using various financial metrics to determine if HCI is a good buy. For example, gross profit margin measures HCI's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of HCI's profitability and make more informed investment decisions.
Basic technical analysis of HCI Stock
As of the 20th of March, HCI retains the semi deviation of 1.48, and Downside Deviation of 1.77. HCI technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the entity's future prices.HCI's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific HCI insiders, such as employees or executives, is commonly permitted as long as it does not rely on HCI's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases HCI insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
HCI's Outstanding Corporate Bonds
HCI issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. HCI Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most HCI bonds can be classified according to their maturity, which is the date when HCI Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| HCA INC Corp BondUS404119CB31 | View | |
| HCA INC Corp BondUS404119CC14 | View | |
| HCA INC 525 Corp BondUS404119BT57 | View | |
| HCA INC 45 Corp BondUS404119BU21 | View | |
| HCA INC 55 Corp BondUS404119BV04 | View | |
| HCA 5875 percent Corp BondUS404119BW86 | View | |
| US404119BQ19 Corp BondUS404119BQ19 | View | |
| HCA 5875 percent Corp BondUS404119BS74 | View |
Understand HCI's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing HCI's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1513 | |||
| Market Risk Adjusted Performance | 5.2 | |||
| Mean Deviation | 1.47 | |||
| Semi Deviation | 1.48 | |||
| Downside Deviation | 1.77 | |||
| Coefficient Of Variation | 608.91 | |||
| Standard Deviation | 2.02 | |||
| Variance | 4.09 | |||
| Information Ratio | 0.1963 | |||
| Jensen Alpha | 0.3268 | |||
| Total Risk Alpha | 0.4929 | |||
| Sortino Ratio | 0.2243 | |||
| Treynor Ratio | 5.19 | |||
| Maximum Drawdown | 10.37 | |||
| Value At Risk | (2.79) | |||
| Potential Upside | 3.62 | |||
| Downside Variance | 3.13 | |||
| Semi Variance | 2.19 | |||
| Expected Short fall | (1.70) | |||
| Skewness | 0.5723 | |||
| Kurtosis | 1.37 |
| Risk Adjusted Performance | 0.1513 | |||
| Market Risk Adjusted Performance | 5.2 | |||
| Mean Deviation | 1.47 | |||
| Semi Deviation | 1.48 | |||
| Downside Deviation | 1.77 | |||
| Coefficient Of Variation | 608.91 | |||
| Standard Deviation | 2.02 | |||
| Variance | 4.09 | |||
| Information Ratio | 0.1963 | |||
| Jensen Alpha | 0.3268 | |||
| Total Risk Alpha | 0.4929 | |||
| Sortino Ratio | 0.2243 | |||
| Treynor Ratio | 5.19 | |||
| Maximum Drawdown | 10.37 | |||
| Value At Risk | (2.79) | |||
| Potential Upside | 3.62 | |||
| Downside Variance | 3.13 | |||
| Semi Variance | 2.19 | |||
| Expected Short fall | (1.70) | |||
| Skewness | 0.5723 | |||
| Kurtosis | 1.37 |
Consider HCI's intraday indicators
HCI intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of HCI stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
HCI time-series forecasting models is one of many HCI's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary HCI's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
HCI Stock media impact
Far too much social signal, news, headlines, and media speculation about HCI that are available to investors today. That information is available publicly through HCI media outlets and privately through word of mouth or via HCI internal channels. However, regardless of the origin, that massive amount of HCI data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of HCI news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of HCI relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to HCI's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive HCI alpha.
HCI Corporate Directors
| Wayne Burks | Independent Director | Profile | |
| Loreen Spencer | Independent Director | Profile | |
| James Macchiarola | Independent Director | Profile | |
| Harish Patel | Independent Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HCI Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HCI. If investors know HCI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HCI listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of HCI Group is measured differently than its book value, which is the value of HCI that is recorded on the company's balance sheet. Investors also form their own opinion of HCI's value that differs from its market value or its book value, called intrinsic value, which is HCI's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HCI's market value can be influenced by many factors that don't directly affect HCI's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between HCI's value and its price, as these two are different measures arrived at by various means. Investors typically determine if HCI is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HCI's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.