Is First Northwest Stock a Good Investment?
First Northwest Investment Advice | FNWB |
- Examine First Northwest's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First Northwest's leadership team and their track record. Good management can help First Northwest navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact First Northwest's business and its evolving consumer preferences.
- Compare First Northwest's performance and market position to its competitors. Analyze how First Northwest is positioned in terms of product offerings, innovation, and market share.
- Check if First Northwest pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First Northwest's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First Northwest Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First Northwest Bancorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Above Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine First Northwest Stock
Researching First Northwest's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.59. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Northwest Bancorp recorded a loss per share of 0.75. The entity last dividend was issued on the 14th of February 2025.
To determine if First Northwest is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Northwest's research are outlined below:
| First Northwest has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 112.34 M. Net Loss for the year was (6.61 M) with profit before overhead, payroll, taxes, and interest of 50.9 M. | |
| First Northwest Bancorp currently holds about 103.66 M in cash with (235 K) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.39, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| First Northwest has a poor financial position based on the latest SEC disclosures | |
| Roughly 21.0% of the company shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Terwoerds Lynn of 1476 shares of First Northwest at 15.75 subject to Rule 16b-3 |
First Northwest uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Northwest Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Northwest's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact First Northwest's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises First Northwest's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-07-27 | 2023-06-30 | 0.26 | 0.2 | -0.06 | 23 | ||
2024-07-25 | 2024-06-30 | 0.08 | 0.16 | 0.08 | 100 | ||
2024-04-25 | 2024-03-31 | 0.12 | 0.04 | -0.08 | 66 | ||
2022-07-27 | 2022-06-30 | 0.35 | 0.27 | -0.08 | 22 | ||
2022-04-29 | 2022-03-31 | 0.43 | 0.3 | -0.13 | 30 | ||
2023-01-26 | 2022-12-31 | 0.52 | 0.66 | 0.14 | 26 | ||
2021-10-27 | 2021-09-30 | 0.25 | 0.45 | 0.2 | 80 | ||
2024-01-25 | 2023-12-31 | 0.2 | -0.01 | -0.21 | 105 |
First Northwest Target Price Consensus
First target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. First Northwest's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| One | Hold |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of First Northwest Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationFirst Northwest Target Price Projection
First Northwest's current and average target prices are 10.26 and 11.00, respectively. The current price of First Northwest is the price at which First Northwest Bancorp is currently trading. On the other hand, First Northwest's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
First Northwest Market Quote on 26th of March 2025
Target Price
Analyst Consensus On First Northwest Target Price
First Northwest Analyst Ratings
First Northwest's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about First Northwest stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of First Northwest's financials, market performance, and future outlook by experienced professionals. First Northwest's historical ratings below, therefore, can serve as a valuable tool for investors.Know First Northwest's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First Northwest is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Northwest Bancorp backward and forwards among themselves. First Northwest's institutional investor refers to the entity that pools money to purchase First Northwest's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of America Corp | 2024-12-31 | 51.2 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 47.9 K | Bridgeway Capital Management, Llc | 2024-12-31 | 44.9 K | Susquehanna International Group, Llp | 2024-12-31 | 38.6 K | Captrust Financial Advisors | 2024-12-31 | 37.3 K | Coldstream Capital Management Inc | 2024-12-31 | 35.5 K | State Street Corp | 2024-12-31 | 33 K | Fny Investment Advisers, Llc | 2024-12-31 | 27.2 K | Pure Portfolios Holdings Llc | 2024-12-31 | 18.6 K | Fourthstone Llc | 2024-12-31 | 928.5 K | Fmr Inc | 2024-12-31 | 841.5 K |
First Northwest's market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 91.11 M.Market Cap |
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First Northwest's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.05 | 0.05 | |
| Return On Equity | (0.04) | (0.04) |
Determining First Northwest's profitability involves analyzing its financial statements and using various financial metrics to determine if First Northwest is a good buy. For example, gross profit margin measures First Northwest's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Northwest's profitability and make more informed investment decisions.
Please note, the presentation of First Northwest's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Northwest's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First Northwest's management manipulating its earnings.
Evaluate First Northwest's management efficiency
The current year's Return On Capital Employed is expected to grow to 0.05, whereas Return On Tangible Assets are projected to grow to (0). At present, First Northwest's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 130 M, whereas Total Assets are forecasted to decline to about 1.4 B. First Northwest's management efficiency ratios could be used to measure how well First Northwest manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 17.52 | 11.70 | |
| Tangible Book Value Per Share | 17.40 | 11.53 | |
| Enterprise Value Over EBITDA | 71.31 | 74.88 | |
| Price Book Value Ratio | 0.58 | 0.55 | |
| Enterprise Value Multiple | 71.31 | 74.88 | |
| Price Fair Value | 0.58 | 0.55 | |
| Enterprise Value | 426.3 M | 447.6 M |
Effective management at First Northwest has been a driving force behind its market achievements. We assess the correlation between management practices and financial success to determine the stock's value.
Basic technical analysis of First Stock
As of the 26th of March, First Northwest shows the Coefficient Of Variation of 18316.89, mean deviation of 1.17, and Downside Deviation of 1.59. First Northwest Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First Northwest's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Northwest insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Northwest's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Northwest insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First Northwest's Outstanding Corporate Bonds
First Northwest issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Northwest Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Northwest Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand First Northwest's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First Northwest's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0095 | |||
| Market Risk Adjusted Performance | 0.0084 | |||
| Mean Deviation | 1.17 | |||
| Semi Deviation | 1.45 | |||
| Downside Deviation | 1.59 | |||
| Coefficient Of Variation | 18316.89 | |||
| Standard Deviation | 1.66 | |||
| Variance | 2.75 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | (0) | |||
| Maximum Drawdown | 9.99 | |||
| Value At Risk | (2.76) | |||
| Potential Upside | 2.68 | |||
| Downside Variance | 2.52 | |||
| Semi Variance | 2.1 | |||
| Expected Short fall | (1.39) | |||
| Skewness | 0.5409 | |||
| Kurtosis | 2.38 |
| Risk Adjusted Performance | 0.0095 | |||
| Market Risk Adjusted Performance | 0.0084 | |||
| Mean Deviation | 1.17 | |||
| Semi Deviation | 1.45 | |||
| Downside Deviation | 1.59 | |||
| Coefficient Of Variation | 18316.89 | |||
| Standard Deviation | 1.66 | |||
| Variance | 2.75 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | (0) | |||
| Maximum Drawdown | 9.99 | |||
| Value At Risk | (2.76) | |||
| Potential Upside | 2.68 | |||
| Downside Variance | 2.52 | |||
| Semi Variance | 2.1 | |||
| Expected Short fall | (1.39) | |||
| Skewness | 0.5409 | |||
| Kurtosis | 2.38 |
Consider First Northwest's intraday indicators
First Northwest intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Northwest stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 10.26 | |||
| Day Typical Price | 10.26 | |||
| Price Action Indicator | (0.01) | |||
| Period Momentum Indicator | (0.01) | |||
| Relative Strength Index | 46.91 |
First Northwest Corporate Filings
10K | 13th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
F4 | 11th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 10th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 7th of March 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
First Stock media impact
Far too much social signal, news, headlines, and media speculation about First Northwest that are available to investors today. That information is available publicly through First media outlets and privately through word of mouth or via First internal channels. However, regardless of the origin, that massive amount of First data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of First Northwest news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First Northwest relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First Northwest's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First Northwest alpha.
First Northwest Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards First Northwest can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
First Northwest Corporate Management
| Allison Mahaney | General SVP | Profile | |
| Geraldine Bullard | Ex CFO | Profile | |
| PHR MBA | VP Angeles | Profile | |
| Kyle Henderson | Chief Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Northwest Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Northwest. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Northwest listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.19) | Dividend Share 0.28 | Earnings Share (0.75) | Revenue Per Share | Quarterly Revenue Growth 0.013 |
The market value of First Northwest Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Northwest's value that differs from its market value or its book value, called intrinsic value, which is First Northwest's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Northwest's market value can be influenced by many factors that don't directly affect First Northwest's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between First Northwest's value and its price, as these two are different measures arrived at by various means. Investors typically determine if First Northwest is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Northwest's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.