First Northwest Valuation
| FNWB Stock | USD 10.25 0.06 0.58% |
At this time, the firm appears to be undervalued. First Northwest Bancorp shows a prevailing Real Value of $10.79 per share. The current price of the firm is $10.25. Our model computes the value of First Northwest Bancorp from reviewing the firm fundamentals such as Current Valuation of 370.72 M, profit margin of (0.13) %, and Shares Outstanding of 8.83 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Northwest's valuation include:
Undervalued
Today
Please note that First Northwest's price fluctuation is not too volatile at this time. Calculation of the real value of First Northwest Bancorp is based on 3 months time horizon. Increasing First Northwest's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Northwest is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Northwest's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 10.25 | Real 10.79 | Target 11.0 | Hype 10.24 | Naive 10.58 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Northwest Bancorp Company, which is reflected in its stock price. It is based on First Northwest's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Northwest's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Northwest Bancorp helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Northwest more accurately as focusing exclusively on First Northwest's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Northwest's intrinsic value based on its ongoing forecasts of First Northwest's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Northwest's closest peers. If more than one evaluation category is relevant for First Northwest we suggest using both methods to arrive at a better estimate.
First Northwest Cash |
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First Valuation Trend
Comparing First Northwest's enterprise value against its market capitalization is a good way to estimate the value of First Northwest Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
First Revenue by Product
First Northwest Total Value Analysis
First Northwest Bancorp is currently anticipated to have valuation of 370.72 M with market capitalization of 90.49 M, debt of 353.55 M, and cash on hands of 103.66 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Northwest fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
370.72 M | 90.49 M | 353.55 M | 103.66 M |
First Northwest Investor Information
About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.59. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Northwest Bancorp recorded a loss per share of 0.75. The entity last dividend was issued on the 14th of February 2025. Based on the key indicators related to First Northwest's liquidity, profitability, solvency, and operating efficiency, First Northwest Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.First Northwest Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of First suggests not a very effective usage of assets in March.First Northwest Ownership Allocation
The market capitalization of First Northwest Bancorp is $90.49 Million. First Northwest Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with negative profits, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company.First Northwest Profitability Analysis
The company reported the previous year's revenue of 112.34 M. Net Loss for the year was (6.61 M) with profit before overhead, payroll, taxes, and interest of 50.9 M.First Northwest Past Distributions to stockholders
| 22nd of November 2024 | ||
| 23rd of August 2024 | ||
| 24th of May 2024 | ||
| 23rd of February 2024 | ||
| 9th of February 2024 | ||
| 24th of November 2023 | ||
| 25th of August 2023 | ||
| 26th of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Northwest's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Northwest and how it compares across the competition.
About First Northwest Valuation
The stock valuation mechanism determines First Northwest's current worth on a weekly basis. Our valuation model uses a comparative analysis of First Northwest. We calculate exposure to First Northwest's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Northwest's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 112.3 M | 118 M | |
| Pretax Profit Margin | (0.07) | (0.06) | |
| Operating Profit Margin | 0.96 | 1.01 | |
| Net Loss | (0.06) | (0.06) |
First Northwest Quarterly Retained Earnings |
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A single share of First Northwest represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Northwest Dividends Analysis For Valuation
The current year's Dividend Yield is expected to grow to 0.03, whereas Dividends Paid is forecasted to decline to about 2.5 M. . As of March 24, 2025, Retained Earnings is expected to decline to about 94.9 M. In addition to that, Retained Earnings Total Equity is expected to decline to about 97.2 M
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 2.6 M | 2.5 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | (0.40) | (0.38) | |
| Dividend Paid And Capex Coverage Ratio | (0.09) | (0.08) |
There are various types of dividends First Northwest can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Northwest Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Northwest by the value of the dividends paid out.
First Northwest Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 8.8 M | |
| Quarterly Earnings Growth Y O Y | -0.193 |
First Northwest Current Valuation Indicators
Valuation refers to the process of determining the present value of First Northwest Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Northwest, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Northwest's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Northwest's worth.Complementary Tools for First Stock analysis
When running First Northwest's price analysis, check to measure First Northwest's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Northwest is operating at the current time. Most of First Northwest's value examination focuses on studying past and present price action to predict the probability of First Northwest's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Northwest's price. Additionally, you may evaluate how the addition of First Northwest to your portfolios can decrease your overall portfolio volatility.
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