Synchrony Historical Financial Ratios

SYF Stock

USD 65.97 1.70 2.65%

Synchrony Financial is promptly reporting on over 105 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Book Value Per Share of 34.66, Free Cash Flow Yield of 0.56, Invested Capital of 0.0 or Operating Cash Flow Per Share of 21.42 will help investors to properly organize and evaluate Synchrony Financial financial condition quickly.

Quick Ratio Current Ratio

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

About Synchrony Financial Ratios Analysis

Synchrony FinancialFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Synchrony Financial investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Synchrony financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Synchrony Financial history.

Synchrony Financial Financial Ratios Chart

At this time, Synchrony Financial's Book Value Per Share is most likely to increase significantly in the upcoming years. The Synchrony Financial's current Free Cash Flow Yield is estimated to increase to 0.56, while ROIC is projected to decrease to 0.08.

Dividend Yield Ptb Ratio Days Sales Outstanding Book Value Per Share Average Payables Tangible Asset Value

Add Fundamental

Dividend Yield

Dividend Yield is Synchrony Financial dividend as a percentage of Synchrony Financial stock price. Synchrony Financial dividend yield is a measure of Synchrony Financial stock productivity, which can be interpreted as interest rate earned on an Synchrony Financial investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Book Value Per Share

The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.

Average Payables

The average amount owed to suppliers and creditors over a specific period, reflecting the company's payment cycle and credit terms with suppliers.

Tangible Asset Value

The total value of a company's physical, tangible assets, excluding intangible assets like patents and trademarks.

Most ratios from Synchrony Financial's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Synchrony Financial current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.At this time, Synchrony Financial's Book Value Per Share is most likely to increase significantly in the upcoming years. The Synchrony Financial's current Free Cash Flow Yield is estimated to increase to 0.56, while ROIC is projected to decrease to 0.08.

	2021	2022	2023	2024 (projected)
Dividend Yield	0.0207	0.0302	0.0279	0.0182
Price To Sales Ratio	2.57	0.99	2.1	2.26

Dividend Yield Price To Sales Ratio

Synchrony Financial fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Inventory Turnover	Net Income Per Share	Days Of Inventory On Hand	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio	Return On Tangible Assets
Price To Sales Ratio		-0.6	0.21	-0.11	-0.26	-0.19	-0.15	0.21	0.6	-0.1	-0.34	0.31	-0.25	-0.36	-0.15	-0.13	0.77	0.17	-0.26	-0.15	0.24	-0.01	-0.07	0.3	0.54	0.05
Dividend Yield	-0.6		-0.77	0.75	0.76	0.74	0.21	-0.77	-0.93	0.74	0.46	-0.75	0.63	0.84	0.13	0.77	-0.84	-0.64	0.66	0.23	-0.27	0.22	-0.48	-0.87	-0.44	-0.38
Ptb Ratio	0.21	-0.77		-0.81	-0.72	-0.63	-0.5	1.0	0.84	-0.74	-0.37	0.57	-0.55	-0.64	-0.38	-0.88	0.44	0.56	-0.49	-0.52	0.5	-0.17	0.87	0.84	0.2	0.62
Book Value Per Share	-0.11	0.75	-0.81		0.83	0.94	0.04	-0.81	-0.74	0.95	0.35	-0.8	0.59	0.84	-0.12	0.96	-0.42	-0.74	0.44	0.07	-0.35	0.04	-0.62	-0.95	-0.23	-0.42
Free Cash Flow Yield	-0.26	0.76	-0.72	0.83		0.82	0.12	-0.72	-0.65	0.94	0.24	-0.65	0.42	0.69	-0.03	0.82	-0.55	-0.7	0.47	0.14	-0.25	0.13	-0.54	-0.85	-0.26	-0.43
Operating Cash Flow Per Share	-0.19	0.74	-0.63	0.94	0.82		-0.17	-0.63	-0.65	0.93	0.24	-0.83	0.49	0.84	-0.33	0.85	-0.55	-0.8	0.46	-0.14	-0.28	0.1	-0.43	-0.92	-0.26	-0.34
Capex To Depreciation	-0.15	0.21	-0.5	0.04	0.12	-0.17		-0.5	-0.39	0.05	0.24	0.05	0.27	0.02	0.98	0.17	-0.06	0.22	0.19	1.0	-0.66	0.11	-0.51	-0.12	-0.04	-0.33
Pb Ratio	0.21	-0.77	1.0	-0.81	-0.72	-0.63	-0.5		0.84	-0.74	-0.37	0.57	-0.55	-0.64	-0.38	-0.88	0.44	0.56	-0.49	-0.52	0.5	-0.17	0.87	0.84	0.2	0.62
Ev To Sales	0.6	-0.93	0.84	-0.74	-0.65	-0.65	-0.39	0.84		-0.66	-0.49	0.72	-0.62	-0.79	-0.3	-0.8	0.72	0.58	-0.61	-0.4	0.42	-0.21	0.61	0.85	0.35	0.49
Free Cash Flow Per Share	-0.1	0.74	-0.74	0.95	0.94	0.93	0.05	-0.74	-0.66		0.26	-0.77	0.51	0.8	-0.12	0.92	-0.45	-0.75	0.48	0.08	-0.28	0.11	-0.57	-0.92	-0.2	-0.42
Roic	-0.34	0.46	-0.37	0.35	0.24	0.24	0.24	-0.37	-0.49	0.26		-0.2	0.88	0.37	0.23	0.26	-0.3	0.2	-0.23	0.24	-0.11	-0.6	0.05	-0.31	-0.76	0.36
Inventory Turnover	0.31	-0.75	0.57	-0.8	-0.65	-0.83	0.05	0.57	0.72	-0.77	-0.2		-0.53	-0.98	0.17	-0.82	0.53	0.78	-0.59	0.03	0.23	-0.12	0.36	0.82	0.26	0.26
Net Income Per Share	-0.25	0.63	-0.55	0.59	0.42	0.49	0.27	-0.55	-0.62	0.51	0.88	-0.53		0.67	0.22	0.53	-0.4	-0.08	0.02	0.28	-0.19	-0.45	-0.12	-0.53	-0.74	0.21
Days Of Inventory On Hand	-0.36	0.84	-0.64	0.84	0.69	0.84	0.02	-0.64	-0.79	0.8	0.37	-0.98	0.67		-0.1	0.85	-0.59	-0.71	0.58	0.04	-0.25	0.06	-0.37	-0.86	-0.37	-0.21
Capex To Revenue	-0.15	0.13	-0.38	-0.12	-0.03	-0.33	0.98	-0.38	-0.3	-0.12	0.23	0.17	0.22	-0.1		0.03	-0.02	0.34	0.14	0.97	-0.53	0.1	-0.4	0.03	-0.02	-0.24
Cash Per Share	-0.13	0.77	-0.88	0.96	0.82	0.85	0.17	-0.88	-0.8	0.92	0.26	-0.82	0.53	0.85	0.03		-0.4	-0.76	0.59	0.2	-0.36	0.18	-0.75	-0.95	-0.11	-0.55
Pocfratio	0.77	-0.84	0.44	-0.42	-0.55	-0.55	-0.06	0.44	0.72	-0.45	-0.3	0.53	-0.4	-0.59	-0.02	-0.4		0.53	-0.5	-0.07	0.16	-0.28	0.16	0.6	0.52	0.27
Interest Coverage	0.17	-0.64	0.56	-0.74	-0.7	-0.8	0.22	0.56	0.58	-0.75	0.2	0.78	-0.08	-0.71	0.34	-0.76	0.53		-0.68	0.2	0.08	-0.5	0.55	0.8	-0.1	0.61
Payout Ratio	-0.26	0.66	-0.49	0.44	0.47	0.46	0.19	-0.49	-0.61	0.48	-0.23	-0.59	0.02	0.58	0.14	0.59	-0.5	-0.68		0.2	-0.19	0.8	-0.58	-0.61	0.32	-0.68
Capex To Operating Cash Flow	-0.15	0.23	-0.52	0.07	0.14	-0.14	1.0	-0.52	-0.4	0.08	0.24	0.03	0.28	0.04	0.97	0.2	-0.07	0.2	0.2		-0.68	0.11	-0.53	-0.14	-0.04	-0.34
Pfcf Ratio	0.24	-0.27	0.5	-0.35	-0.25	-0.28	-0.66	0.5	0.42	-0.28	-0.11	0.23	-0.19	-0.25	-0.53	-0.36	0.16	0.08	-0.19	-0.68		-0.04	0.49	0.39	0.08	0.34
Income Quality	-0.01	0.22	-0.17	0.04	0.13	0.1	0.11	-0.17	-0.21	0.11	-0.6	-0.12	-0.45	0.06	0.1	0.18	-0.28	-0.5	0.8	0.11	-0.04		-0.48	-0.22	0.65	-0.78
Roe	-0.07	-0.48	0.87	-0.62	-0.54	-0.43	-0.51	0.87	0.61	-0.57	0.05	0.36	-0.12	-0.37	-0.4	-0.75	0.16	0.55	-0.58	-0.53	0.49	-0.48		0.67	-0.3	0.86
Ev To Operating Cash Flow	0.3	-0.87	0.84	-0.95	-0.85	-0.92	-0.12	0.84	0.85	-0.92	-0.31	0.82	-0.53	-0.86	0.03	-0.95	0.6	0.8	-0.61	-0.14	0.39	-0.22	0.67		0.21	0.51
Pe Ratio	0.54	-0.44	0.2	-0.23	-0.26	-0.26	-0.04	0.2	0.35	-0.2	-0.76	0.26	-0.74	-0.37	-0.02	-0.11	0.52	-0.1	0.32	-0.04	0.08	0.65	-0.3	0.21		-0.48
Return On Tangible Assets	0.05	-0.38	0.62	-0.42	-0.43	-0.34	-0.33	0.62	0.49	-0.42	0.36	0.26	0.21	-0.21	-0.24	-0.55	0.27	0.61	-0.68	-0.34	0.34	-0.78	0.86	0.51	-0.48

Click cells to compare fundamentals

Synchrony Financial Account Relationship Matchups

Synchrony Financial fundamentals Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Price To Sales Ratio	1.81	1.83	2.57	0.99	2.1	2.26
Dividend Yield	0.0241	0.0275	0.0207	0.0302	0.0279	0.0182
Ptb Ratio	1.6	1.61	1.92	1.23	1.16	2.24
Book Value Per Share	22.51	21.56	24.19	26.8	33.01	34.66
Operating Cash Flow Per Share	13.41	12.71	12.57	13.93	20.4	21.42
Pb Ratio	1.6	1.61	1.92	1.23	1.16	2.24
Ev To Sales	2.39	2.21	3.18	1.23	2.32	3.39
Free Cash Flow Per Share	13.41	12.71	12.57	13.93	20.4	21.42
Net Income Per Share	5.59	2.35	7.48	6.28	5.31	2.99
Cash Per Share	26.94	32.25	24.12	31.58	33.85	35.55
Pocfratio	2.68	2.73	3.69	2.36	1.87	3.52
Interest Coverage	2.13	1.08	5.33	3.58	0.99	0.94
Payout Ratio	0.23	0.19	0.16	0.41	0.13	0.2
Pfcf Ratio	2.68	2.73	3.69	2.36	1.87	1.78
Income Quality	2.4	5.41	1.68	2.22	3.84	2.48
Roe	0.14	0.19	0.25	0.11	0.31	0.23
Ev To Operating Cash Flow	3.54	3.3	4.56	2.94	2.07	1.97
Pe Ratio	6.24	6.44	14.76	6.21	5.23	7.19
Return On Tangible Assets	0.0366	0.0148	0.0452	0.0294	0.0194	0.0319
Ev To Free Cash Flow	3.54	3.3	4.56	2.94	2.07	1.72
Intangibles To Total Assets	0.0224	0.023	0.0237	0.0177	0.0156	0.0221
Net Debt To E B I T D A	1.29	1.5	0.97	0.8	0.92	0.87
Current Ratio	2.69	2.59	1.64	2.64	2.37	1.9
Tangible Book Value Per Share	19.02	17.82	20.16	22.95	28.66	30.09
Graham Number	53.22	33.78	63.78	61.52	62.82	31.77
Shareholders Equity Per Share	22.51	21.56	24.19	26.8	33.01	34.66
Debt To Equity	1.32	1.24	1.06	1.1	1.15	2.3
Graham Net Net	(106.95)	(160.09)	(177.7)	(234.89)	(212.05)	(222.66)
Revenue Per Share	19.86	18.95	18.05	33.32	18.19	13.22
Interest Debt Per Share	33.06	29.61	27.52	32.71	46.75	26.05
Enterprise Value Over E B I T D A	5.33	8.7	5.09	4.02	4.63	4.39
Price Earnings Ratio	6.24	6.44	14.76	6.21	5.23	7.19
Price Book Value Ratio	1.6	1.61	1.92	1.23	1.16	2.24

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When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:

How To Invest In Synchrony

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Is Synchrony Stock a good investment?

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What is Synchrony Financial's Net Worth?

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For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.311

Dividend Share

Earnings Share

7.7

Revenue Per Share

22.405

Quarterly Revenue Growth

0.116

The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Price Book Value Ratio	Price Earnings To Growth Ratio
Days Of Payables Outstanding	Dividend Payout Ratio
Price To Operating Cash Flows Ratio	Price To Free Cash Flows Ratio
Pretax Profit Margin	Ebt Per Ebit
Operating Profit Margin	Effective Tax Rate
Company Equity Multiplier	Long Term Debt To Capitalization
Total Debt To Capitalization	Return On Capital Employed
Debt Equity Ratio	Ebit Per Revenue
Quick Ratio	Dividend Paid And Capex Coverage Ratio
Net Income Per E B T	Cash Ratio
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity	Operating Cycle
Cash Conversion Cycle

Synchrony Historical Financial Ratios

About Synchrony Financial Ratios Analysis

Synchrony Financial Financial Ratios Chart

Dividend Yield

Ptb Ratio

Book Value Per Share

Average Payables

Tangible Asset Value

Synchrony Financial fundamentals Correlations

Synchrony Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Synchrony Financial fundamentals Accounts

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COMMON DESTINATIONS

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COMPANY

Pb Ratio	+ 1.0	Ptb Ratio
Capex To Operating Cash Flow	+ 1.0	Capex To Depreciation
Capex To Revenue	+ 0.98	Capex To Depreciation
Capex To Operating Cash Flow	+ 0.97	Capex To Revenue
Cash Per Share	+ 0.96	Book Value Per Share
Free Cash Flow Per Share	+ 0.95	Book Value Per Share

Days Of Inventory On Hand	- 0.98	Inventory Turnover
Ev To Operating Cash Flow	- 0.95	Cash Per Share
Ev To Operating Cash Flow	- 0.95	Book Value Per Share
Ev To Sales	- 0.93	Dividend Yield
Ev To Operating Cash Flow	- 0.92	Free Cash Flow Per Share
Ev To Operating Cash Flow	- 0.92	Operating Cash Flow Per Share