SBFG Historical Income Statement
| SBFG Stock | USD 21.75 0.41 1.92% |
Historical analysis of SB Financial income statement accounts such as Gross Profit of 42.7 M, Other Operating Expenses of 25.7 M, Operating Income of 14.6 M or Ebit of 15 M can show how well SB Financial Group performed in making a profits. Evaluating SB Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of SB Financial's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining SB Financial Group latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether SB Financial Group is a good buy for the upcoming year.
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About SBFG Income Statement Analysis
SB Financial Group Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to SB Financial shareholders. The income statement also shows SBFG investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
SB Financial Income Statement Chart
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Total Revenue
Total revenue comprises all receipts SB Financial Group generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of SB Financial Group minus its cost of goods sold. It is profit before SB Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of SB Financial Group. It is also known as SB Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Most accounts from SB Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into SB Financial Group current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SB Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. At this time, SB Financial's Total Other Income Expense Net is most likely to increase significantly in the upcoming years. The SB Financial's current Net Income is estimated to increase to about 12.7 M, while Interest Expense is projected to decrease to roughly 9.7 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Expense | 4.0M | 5.2M | 18.9M | 9.7M | Depreciation And Amortization | 2.3M | 2.3M | 3.6M | 1.8M |
SB Financial income statement Correlations
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SB Financial Account Relationship Matchups
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SB Financial income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Depreciation And Amortization | 171.9K | 2.0M | 2.3M | 2.3M | 3.6M | 1.8M | |
| Interest Expense | 9.6M | 6.7M | 4.0M | 5.2M | 18.9M | 9.7M | |
| Selling General Administrative | 22.9M | 25.9M | 27.5M | 24.8M | 23.4M | 19.2M | |
| Total Revenue | 52.8M | 66.0M | 68.6M | 57.6M | 56.7M | 42.7M | |
| Gross Profit | 52.8M | 66.0M | 68.6M | 57.6M | 56.7M | 42.7M | |
| Other Operating Expenses | 38.2M | 47.6M | 45.9M | 4.1M | 38.0M | 25.7M | |
| Operating Income | 14.6M | 18.4M | 22.7M | 19.6M | 14.7M | 14.6M | |
| Ebit | 18.5M | 23.2M | 26.6M | 17.1M | 14.7M | 15.0M | |
| Ebitda | 18.6M | 25.2M | 28.9M | 19.3M | 18.3M | 16.9M | |
| Total Operating Expenses | (38.2M) | (47.6M) | (45.9M) | 4.1M | 38.0M | 39.9M | |
| Income Before Tax | 14.6M | 18.4M | 22.7M | 15.3M | 14.7M | 7.8M | |
| Total Other Income Expense Net | 14.6M | (6.7M) | (157K) | (2.1M) | 14.7M | 15.5M | |
| Net Income | 12.0M | 14.9M | 18.3M | 12.5M | 12.1M | 12.7M | |
| Income Tax Expense | 2.7M | 3.5M | 4.4M | 2.8M | 2.6M | 1.8M | |
| Net Income Applicable To Common Shares | 11.0M | 14.9M | 18.3M | 12.5M | 14.4M | 7.6M | |
| Selling And Marketing Expenses | 895K | 658K | 784K | 911K | 782K | 758.7K | |
| Net Income From Continuing Ops | 12.0M | 14.9M | 18.3M | 12.5M | 11.7M | 11.9M | |
| Tax Provision | 2.7M | 3.5M | 4.4M | 2.8M | 2.5M | 2.6M | |
| Net Interest Income | 34.8M | 35.9M | 37.9M | 39.4M | 40.6M | 36.6M | |
| Interest Income | 44.4M | 42.6M | 41.9M | 44.6M | 56.0M | 43.6M | |
| Reconciled Depreciation | 4.0M | 6.7M | 6.2M | 4.0M | 3.6M | 4.7M |
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When determining whether SB Financial Group is a strong investment it is important to analyze SB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SB Financial's future performance. For an informed investment choice regarding SBFG Stock, refer to the following important reports:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SB Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SB Financial. If investors know SBFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.10) | Dividend Share 0.55 | Earnings Share 1.77 | Revenue Per Share 8.433 | Quarterly Revenue Growth 0.024 |
The market value of SB Financial Group is measured differently than its book value, which is the value of SBFG that is recorded on the company's balance sheet. Investors also form their own opinion of SB Financial's value that differs from its market value or its book value, called intrinsic value, which is SB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SB Financial's market value can be influenced by many factors that don't directly affect SB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.