Horace Dividends Paid vs Begin Period Cash Flow Analysis

HMN Stock  USD 39.50  0.04  0.10%   
Horace Mann financial indicator trend analysis is much more than just examining Horace Mann Educators latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Horace Mann Educators is a good investment. Please check the relationship between Horace Mann Dividends Paid and its Begin Period Cash Flow accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Dividends Paid vs Begin Period Cash Flow

Dividends Paid vs Begin Period Cash Flow Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Horace Mann Educators Dividends Paid account and Begin Period Cash Flow. At this time, the significance of the direction appears to have weak contrarian relationship.
The correlation between Horace Mann's Dividends Paid and Begin Period Cash Flow is -0.06. Overlapping area represents the amount of variation of Dividends Paid that can explain the historical movement of Begin Period Cash Flow in the same time period over historical financial statements of Horace Mann Educators, assuming nothing else is changed. The correlation between historical values of Horace Mann's Dividends Paid and Begin Period Cash Flow is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Dividends Paid of Horace Mann Educators are associated (or correlated) with its Begin Period Cash Flow. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Begin Period Cash Flow has no effect on the direction of Dividends Paid i.e., Horace Mann's Dividends Paid and Begin Period Cash Flow go up and down completely randomly.

Correlation Coefficient

-0.06
Relationship DirectionNegative 
Relationship StrengthInsignificant

Dividends Paid

The total amount of dividends that a company has paid out to its shareholders over a specific period.

Begin Period Cash Flow

The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.
Most indicators from Horace Mann's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Horace Mann Educators current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
At this time, Horace Mann's Tax Provision is very stable compared to the past year. As of the 24th of December 2024, Sales General And Administrative To Revenue is likely to grow to 0.28, while Selling General Administrative is likely to drop about 173.5 M.
 2021 2022 2023 2024 (projected)
Gross Profit1.3B1.4B1.5B1.0B
Total Revenue1.3B1.4B1.5B1.0B

Horace Mann fundamental ratios Correlations

0.39-0.19-0.170.830.30.980.16-0.370.730.06-0.361.00.330.210.610.430.610.490.430.810.80.440.680.390.13
0.39-0.07-0.060.220.270.360.05-0.120.1-0.010.070.410.870.450.210.070.230.130.20.310.310.20.40.160.17
-0.19-0.071.00.12-0.9-0.08-0.840.880.3-0.52-0.44-0.230.050.14-0.72-0.52-0.57-0.440.6-0.37-0.390.59-0.38-0.44-0.43
-0.17-0.061.00.14-0.9-0.06-0.850.860.31-0.54-0.45-0.210.060.14-0.72-0.52-0.54-0.420.62-0.36-0.380.61-0.37-0.45-0.44
0.830.220.120.14-0.080.85-0.18-0.160.83-0.2-0.520.780.280.050.330.420.520.380.640.460.460.650.410.17-0.35
0.30.27-0.9-0.9-0.080.20.92-0.7-0.170.710.330.350.20.120.860.470.430.29-0.520.470.49-0.510.620.720.59
0.980.36-0.08-0.060.850.20.07-0.260.830.02-0.510.970.320.160.550.370.550.410.470.80.790.480.630.360.11
0.160.05-0.84-0.85-0.180.920.07-0.51-0.170.90.220.20.11-0.070.850.280.150.23-0.690.450.48-0.670.510.810.68
-0.37-0.120.880.86-0.16-0.7-0.26-0.510.14-0.09-0.41-0.390.110.08-0.56-0.72-0.88-0.540.24-0.32-0.320.25-0.34-0.14-0.08
0.730.10.30.310.83-0.170.83-0.170.14-0.03-0.860.70.21-0.090.290.140.20.130.530.560.560.540.370.28-0.06
0.06-0.01-0.52-0.54-0.20.710.020.9-0.09-0.03-0.030.10.19-0.070.740.01-0.230.0-0.640.410.43-0.610.450.90.74
-0.360.07-0.44-0.45-0.520.33-0.510.22-0.41-0.86-0.03-0.32-0.130.27-0.070.130.150.13-0.31-0.35-0.36-0.32-0.07-0.21-0.02
1.00.41-0.23-0.210.780.350.970.2-0.390.70.1-0.320.330.230.630.420.610.490.380.840.830.40.70.410.19
0.330.870.050.060.280.20.320.110.110.210.19-0.130.330.420.28-0.060.00.070.180.270.270.20.470.360.14
0.210.450.140.140.050.120.16-0.070.08-0.09-0.070.270.230.420.050.030.03-0.040.31-0.01-0.010.320.490.130.02
0.610.21-0.72-0.720.330.860.550.85-0.560.290.74-0.070.630.280.050.460.450.42-0.270.70.72-0.240.780.870.5
0.430.07-0.52-0.520.420.470.370.28-0.720.140.010.130.42-0.060.030.460.710.040.050.070.070.050.350.21-0.06
0.610.23-0.57-0.540.520.430.550.15-0.880.2-0.230.150.610.00.030.450.710.620.210.380.370.20.41-0.02-0.2
0.490.13-0.44-0.420.380.290.410.23-0.540.130.00.130.490.07-0.040.420.040.620.080.570.570.070.370.06-0.14
0.430.20.60.620.64-0.520.47-0.690.240.53-0.64-0.310.380.180.31-0.270.050.210.08-0.01-0.031.00.12-0.35-0.56
0.810.31-0.37-0.360.460.470.80.45-0.320.560.41-0.350.840.27-0.010.70.070.380.57-0.011.00.010.610.540.52
0.80.31-0.39-0.380.460.490.790.48-0.320.560.43-0.360.830.27-0.010.720.070.370.57-0.031.0-0.010.620.570.53
0.440.20.590.610.65-0.510.48-0.670.250.54-0.61-0.320.40.20.32-0.240.050.20.071.00.01-0.010.15-0.31-0.54
0.680.4-0.38-0.370.410.620.630.51-0.340.370.45-0.070.70.470.490.780.350.410.370.120.610.620.150.70.29
0.390.16-0.44-0.450.170.720.360.81-0.140.280.9-0.210.410.360.130.870.21-0.020.06-0.350.540.57-0.310.70.62
0.130.17-0.43-0.44-0.350.590.110.68-0.08-0.060.74-0.020.190.140.020.5-0.06-0.2-0.14-0.560.520.53-0.540.290.62
Click cells to compare fundamentals

Horace Mann Account Relationship Matchups

Horace Mann fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets12.5B13.5B14.4B13.3B14.0B7.8B
Short Long Term Debt Total433.0M437.3M502.6M747M546M309.0M
Other Current Liab9.4B9.4B(135M)(249M)(1.9B)(1.8B)
Total Current Liabilities9.4B9.4B135M249M(1.9B)(1.8B)
Total Stockholder Equity1.6B1.8B1.8B1.1B1.2B905.6M
Net Debt407.5M415M369.6M455.2M516.3M542.1M
Retained Earnings1.4B1.4B1.5B1.5B1.5B789.2M
Non Currrent Assets Other(38.5M)(28.9M)(29.2M)(135.3M)9.2B9.7B
Other Assets(626.1M)(771.0M)(43M)361.4M3.3B3.8B
Liabilities And Stockholders Equity12.5B13.5B14.4B13.3B14.0B7.8B
Non Current Liabilities Total298.0M302.3M253.6M249M12.9B13.5B
Other Stockholder Equity(5.0M)259K1.9M(14.8M)(13M)(12.4M)
Total Liab10.9B11.7B12.6B12.2B12.9B6.9B
Short Term Debt872.5M0.0135M249M286.4M300.7M
Intangible Assets177.2M158.5M145.4M185.2M156.9M134.9M
Non Current Assets Total6.9B7.5B7.7B6.9B10.7B11.2B
Net Receivables2.3B2.4B153.2M506.2M480.5M386.4M
Total Current Assets6.2B6.7B6.7B6.1B29M27.6M
Cash25.5M22.3M133M42.8M29.7M23.2M
Cash And Short Term Investments6.2B6.7B6.7B5.5B29M27.6M
Accumulated Other Comprehensive Income219.7M355.1M280.5M(399.4M)(314M)(298.3M)
Short Term Investments6.2B6.7B6.6B5.5B522.9M496.8M
Other Liab9.1B9.8B10.5B10.0B11.5B12.1B
Long Term Debt298.0M302.3M253.6M249M546M573.3M
Good Will49.1M43.5M43.5M54.3M62.4M52.6M
Property Plant Equipment76.6M77.3M75M80.9M93.0M97.7M
Accounts Payable442.9M438.8M425.9M585.1M672.9M343.8M
Other Current Assets249.1M296.3M394M794.5M830.2M871.7M
Net Tangible Assets1.3B1.6B1.7B1.0B1.2B1.4B
Retained Earnings Total Equity1.2B1.4B1.4B1.5B1.8B1.3B
Long Term Debt Total298.0M302.3M253.6M498M572.7M297.3M
Capital Surpluse481.0M488.4M495.3M502.6M578.0M493.9M
Long Term Investments6.6B7.3B7.4B6.6B6.7B7.9B
Non Current Liabilities Other5.7B10.5B11.2B12.1B13.9B9.1B
Property Plant And Equipment Net60.1M64.7M66M69.3M68.6M52.2M

Pair Trading with Horace Mann

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.

Moving together with Horace Stock

  0.83L Loews CorpPairCorr
  0.83FRFHF Fairfax FinancialPairCorr
  0.65AFG American FinancialPairCorr
  0.82AIZ AssurantPairCorr

Moving against Horace Stock

  0.46CB ChubbPairCorr
The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.
The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.964
Dividend Share
1.35
Earnings Share
2.52
Revenue Per Share
38.477
Quarterly Revenue Growth
0.088
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.