Horace Historical Balance Sheet

HMN Stock

USD 40.54 0.22 0.54%

Trend analysis of Horace Mann Educators balance sheet accounts such as Total Stockholder Equity of 905.6 M or Net Debt of 624.3 M provides information on Horace Mann's total assets, liabilities, and equity, which is the actual value of Horace Mann Educators to its prevalent stockholders. By breaking down trends over time using Horace Mann balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.

Cash Flow Balance Sheet Income Statement

Oil Shock

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Financial Statement Analysis is much more than just reviewing and examining Horace Mann Educators latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Horace Mann Educators is a good buy for the upcoming year.

Horace Mann Inventory

(882.7 Million)

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

About Horace Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Horace Mann Educators at a specified time, usually calculated after every quarter, six months, or one year. Horace Mann Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Horace Mann and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Horace currently owns. An asset can also be divided into two categories, current and non-current.

Horace Mann Balance Sheet Chart

At this time, Horace Mann's Liabilities And Stockholders Equity is very stable compared to the past year. As of the 26th of February 2025, Non Current Liabilities Total is likely to grow to about 15.5 B, though Other Current Liabilities is likely to grow to (2.1 B).

Total Assets Short Long Term Debt Total Total Stockholder Equity Net Debt Deferred Long Term Liab

Add Fundamental

Total Assets

Total assets refers to the total amount of Horace Mann assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Horace Mann Educators books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Deferred Long Term Liab

Liabilities that are due after more than one year, including deferred tax liabilities and deferred revenue.

Most accounts from Horace Mann's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Horace Mann Educators current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

	2022	2023	2024	2025 (projected)
Short and Long Term Debt Total	747M	546M	627.9M	659.3M
Total Assets	13.3B	14.0B	16.2B	17.0B

Short Long Term Debt Total Total Assets

Horace Mann balance sheet Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Net Debt	Retained Earnings	Non Currrent Assets Other	Other Assets	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Short Term Debt	Intangible Assets	Non Current Assets Total	Net Receivables	Total Current Assets	Cash	Cash And Short Term Investments	Common Stock Total Equity	Common Stock	Short Term Investments	Other Liab	Long Term Debt	Good Will
Total Assets		0.45	-0.48	-0.48	0.58	0.7	0.99	0.63	-0.35	0.53	0.62	-0.31	1.0	0.4	0.15	0.91	0.36	0.36	0.41	-0.06	0.78	0.79	-0.03	0.84	0.81	0.41
Short Long Term Debt Total	0.45		-0.24	-0.24	0.15	0.46	0.42	0.31	-0.14	0.05	0.29	0.07	0.46	0.91	0.41	0.42	0.07	0.14	0.12	-0.03	0.35	0.36	-0.01	0.53	0.41	0.32
Other Current Liab	-0.48	-0.24		1.0	0.09	-0.88	-0.37	-0.86	0.84	0.3	-0.59	-0.41	-0.52	0.03	0.11	-0.75	-0.5	-0.48	-0.43	0.65	-0.45	-0.46	0.64	-0.41	-0.54	-0.49
Total Current Liabilities	-0.48	-0.24	1.0		0.11	-0.89	-0.36	-0.88	0.82	0.31	-0.61	-0.42	-0.52	0.03	0.11	-0.75	-0.5	-0.45	-0.41	0.67	-0.44	-0.45	0.66	-0.41	-0.55	-0.5
Total Stockholder Equity	0.58	0.15	0.09	0.11		-0.06	0.64	-0.12	-0.16	0.82	-0.13	-0.52	0.51	0.29	0.05	0.28	0.42	0.5	0.38	0.56	0.48	0.47	0.58	0.43	0.14	-0.26
Net Debt	0.7	0.46	-0.88	-0.89	-0.06		0.59	0.95	-0.58	-0.18	0.82	0.26	0.74	0.22	0.11	0.91	0.39	0.24	0.25	-0.62	0.54	0.56	-0.6	0.63	0.83	0.69
Retained Earnings	0.99	0.42	-0.37	-0.36	0.64	0.59		0.53	-0.27	0.66	0.55	-0.46	0.98	0.39	0.1	0.85	0.33	0.34	0.37	0.02	0.78	0.8	0.05	0.81	0.76	0.37
Non Currrent Assets Other	0.63	0.31	-0.86	-0.88	-0.12	0.95	0.53		-0.48	-0.18	0.91	0.21	0.68	0.12	-0.04	0.89	0.28	0.08	0.24	-0.74	0.54	0.56	-0.72	0.52	0.85	0.7
Other Assets	-0.35	-0.14	0.84	0.82	-0.16	-0.58	-0.27	-0.48		0.15	-0.09	-0.41	-0.35	0.11	0.08	-0.48	-0.73	-0.86	-0.54	0.24	-0.3	-0.31	0.25	-0.34	-0.13	-0.07
Common Stock Shares Outstanding	0.53	0.05	0.3	0.31	0.82	-0.18	0.66	-0.18	0.15		-0.07	-0.86	0.48	0.2	-0.09	0.2	0.14	0.21	0.13	0.51	0.48	0.48	0.52	0.34	0.17	-0.13
Non Current Liabilities Total	0.62	0.29	-0.59	-0.61	-0.13	0.82	0.55	0.91	-0.09	-0.07		-0.02	0.67	0.2	-0.03	0.83	0.03	-0.27	0.03	-0.7	0.5	0.52	-0.67	0.47	0.95	0.76
Other Stockholder Equity	-0.31	0.07	-0.41	-0.42	-0.52	0.26	-0.46	0.21	-0.41	-0.86	-0.02		-0.28	-0.13	0.27	-0.06	0.13	0.15	0.13	-0.29	-0.33	-0.34	-0.3	-0.07	-0.16	-0.01
Total Liab	1.0	0.46	-0.52	-0.52	0.51	0.74	0.98	0.68	-0.35	0.48	0.67	-0.28		0.39	0.16	0.93	0.35	0.33	0.4	-0.12	0.78	0.8	-0.08	0.85	0.84	0.46
Short Term Debt	0.4	0.91	0.03	0.03	0.29	0.22	0.39	0.12	0.11	0.2	0.2	-0.13	0.39		0.43	0.28	-0.05	-0.01	0.08	0.15	0.28	0.28	0.16	0.48	0.33	0.15
Intangible Assets	0.15	0.41	0.11	0.11	0.05	0.11	0.1	-0.04	0.08	-0.09	-0.03	0.27	0.16	0.43		0.06	0.04	0.02	-0.04	0.27	0.03	0.02	0.28	0.5	0.12	0.07
Non Current Assets Total	0.91	0.42	-0.75	-0.75	0.28	0.91	0.85	0.89	-0.48	0.2	0.83	-0.06	0.93	0.28	0.06		0.4	0.28	0.37	-0.42	0.72	0.74	-0.39	0.76	0.91	0.59
Net Receivables	0.36	0.07	-0.5	-0.5	0.42	0.39	0.33	0.28	-0.73	0.14	0.03	0.13	0.35	-0.05	0.04	0.4		0.7	0.04	0.03	0.09	0.09	0.04	0.36	0.18	-0.03
Total Current Assets	0.36	0.14	-0.48	-0.45	0.5	0.24	0.34	0.08	-0.86	0.21	-0.27	0.15	0.33	-0.01	0.02	0.28	0.7		0.6	0.25	0.3	0.3	0.24	0.37	-0.12	-0.23
Cash	0.41	0.12	-0.43	-0.41	0.38	0.25	0.37	0.24	-0.54	0.13	0.03	0.13	0.4	0.08	-0.04	0.37	0.04	0.6		0.05	0.56	0.56	0.05	0.38	0.07	-0.1
Cash And Short Term Investments	-0.06	-0.03	0.65	0.67	0.56	-0.62	0.02	-0.74	0.24	0.51	-0.7	-0.29	-0.12	0.15	0.27	-0.42	0.03	0.25	0.05		-0.14	-0.15	1.0	0.05	-0.5	-0.61
Common Stock Total Equity	0.78	0.35	-0.45	-0.44	0.48	0.54	0.78	0.54	-0.3	0.48	0.5	-0.33	0.78	0.28	0.03	0.72	0.09	0.3	0.56	-0.14		1.0	-0.12	0.62	0.59	0.57
Common Stock	0.79	0.36	-0.46	-0.45	0.47	0.56	0.8	0.56	-0.31	0.48	0.52	-0.34	0.8	0.28	0.02	0.74	0.09	0.3	0.56	-0.15	1.0		-0.13	0.63	0.61	0.57
Short Term Investments	-0.03	-0.01	0.64	0.66	0.58	-0.6	0.05	-0.72	0.25	0.52	-0.67	-0.3	-0.08	0.16	0.28	-0.39	0.04	0.24	0.05	1.0	-0.12	-0.13		0.08	-0.46	-0.58
Other Liab	0.84	0.53	-0.41	-0.41	0.43	0.63	0.81	0.52	-0.34	0.34	0.47	-0.07	0.85	0.48	0.5	0.76	0.36	0.37	0.38	0.05	0.62	0.63	0.08		0.67	0.33
Long Term Debt	0.81	0.41	-0.54	-0.55	0.14	0.83	0.76	0.85	-0.13	0.17	0.95	-0.16	0.84	0.33	0.12	0.91	0.18	-0.12	0.07	-0.5	0.59	0.61	-0.46	0.67		0.69
Good Will	0.41	0.32	-0.49	-0.5	-0.26	0.69	0.37	0.7	-0.07	-0.13	0.76	-0.01	0.46	0.15	0.07	0.59	-0.03	-0.23	-0.1	-0.61	0.57	0.57	-0.58	0.33	0.69

Click cells to compare fundamentals

Horace Mann Account Relationship Matchups

Horace Mann balance sheet Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	13.5B	14.4B	13.3B	14.0B	16.2B	17.0B
Short Long Term Debt Total	437.3M	502.6M	747M	546M	627.9M	659.3M
Total Stockholder Equity	1.8B	1.8B	1.1B	1.2B	1.4B	905.6M
Net Debt	415M	369.6M	455.2M	517M	594.6M	624.3M
Retained Earnings	1.4B	1.5B	1.5B	1.5B	1.7B	1.8B
Non Currrent Assets Other	(28.9M)	(29.2M)	(135.3M)	9.2B	8.3B	8.7B
Other Assets	(771.0M)	(43M)	361.4M	3.3B	3.8B	3.8B
Liabilities And Stockholders Equity	13.5B	14.4B	13.3B	14.0B	16.2B	17.0B
Non Current Liabilities Total	302.3M	253.6M	249M	12.9B	14.8B	15.5B
Other Stockholder Equity	259K	1.9M	(14.8M)	(13M)	(11.7M)	(11.1M)
Total Liab	11.7B	12.6B	12.2B	12.9B	14.8B	15.5B
Intangible Assets	158.5M	145.4M	185.2M	156.9M	180.4M	134.9M
Non Current Assets Total	7.5B	7.7B	6.9B	10.7B	12.3B	12.9B
Net Receivables	2.4B	153.2M	506.2M	480.5M	552.6M	386.4M
Total Current Assets	6.7B	6.7B	6.1B	29M	33.4M	31.7M
Cash	22.3M	133M	42.8M	29M	33.4M	23.2M
Cash And Short Term Investments	6.7B	6.7B	5.5B	29M	33.4M	31.7M
Accumulated Other Comprehensive Income	355.1M	280.5M	(399.4M)	(314M)	(361.1M)	(343.0M)
Short Term Investments	6.7B	6.6B	5.5B	522.9M	601.3M	571.3M
Other Liab	9.1B	9.8B	10.5B	10.0B	11.5B	12.1B
Long Term Debt	302.3M	253.6M	249M	546M	627.9M	659.3M
Good Will	49.1M	43.5M	43.5M	54.3M	62.4M	52.6M
Property Plant Equipment	76.6M	77.3M	75M	80.9M	93.0M	97.7M
Accounts Payable	442.9M	438.8M	425.9M	585.1M	672.9M	343.8M
Other Current Assets	296.3M	394M	794.5M	830.2M	747.2M	784.5M
Net Tangible Assets	1.3B	1.6B	1.7B	1.0B	1.2B	1.4B
Retained Earnings Total Equity	1.2B	1.4B	1.4B	1.5B	1.8B	1.3B
Long Term Debt Total	298.0M	302.3M	253.6M	498M	572.7M	297.3M
Capital Surpluse	481.0M	488.4M	495.3M	502.6M	578.0M	493.9M
Long Term Investments	7.3B	7.4B	6.6B	6.7B	7.7B	7.9B
Non Current Liabilities Other	5.7B	10.5B	11.2B	12.1B	13.9B	9.1B
Property Plant And Equipment Net	64.7M	66M	69.3M	68.6M	78.9M	52.2M

Pair Trading with Horace Mann

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.

The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.

The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:

How To Invest In Horace

Details

Is Horace Stock a good investment?

Details

What is Horace Mann's Net Worth?

Details

Largest Multi-line Insurance Companies

View

Largest Insurance - Property & Casualty Companies

View

You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.

Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.04)

Dividend Share

1.36

Earnings Share

2.52

Revenue Per Share

38.625

Quarterly Revenue Growth

0.015

The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Horace Historical Balance Sheet

Horace Mann Inventory

(882.7 Million)

About Horace Balance Sheet Analysis

Horace Mann Balance Sheet Chart

Total Assets

Total Stockholder Equity

Net Debt

Deferred Long Term Liab

Horace Mann balance sheet Correlations

Horace Mann Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Horace Mann balance sheet Accounts

Pair Trading with Horace Mann

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Other Current Liab
Short Term Investments	+ 1.0	Cash And Short Term Investments
Common Stock	+ 1.0	Common Stock Total Equity
Retained Earnings	+ 0.99	Total Assets
Total Liab	+ 0.98	Retained Earnings

Net Debt	- 0.89	Total Current Liabilities
Non Currrent Assets Other	- 0.88	Total Current Liabilities
Net Debt	- 0.88	Other Current Liab
Other Stockholder Equity	- 0.86	Common Stock Shares Outstanding
Total Current Assets	- 0.86	Other Assets
Non Currrent Assets Other	- 0.86	Other Current Liab