German Historical Income Statement

GABC Stock

USD 44.90 0.08 0.18%

Historical analysis of German American income statement accounts such as Selling General Administrative of 90.4 M or Total Revenue of 263.2 M can show how well German American Bancorp performed in making a profits. Evaluating German American income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of German American's future profits or losses.

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Financial Statement Analysis is much more than just reviewing and examining German American Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether German American Bancorp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About German Income Statement Analysis

German American Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to German American shareholders. The income statement also shows German investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

German American Income Statement Chart

At present, German American's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 90.4 M, whereas EBIT is forecasted to decline to about 52 M.

Selling General Administrative Total Revenue Gross Profit Operating Income

Total Revenue

Total revenue comprises all receipts German American Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of German American Bancorp minus its cost of goods sold. It is profit before German American operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Operating Income

Operating Income is the amount of profit realized from German American Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of German American Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most accounts from German American's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into German American Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

	2021	2022	2023	2024 (projected)
Interest Expense	9.5M	18.3M	66.2M	69.5M
Depreciation And Amortization	8.5M	10.4M	9.6M	10.0M

Interest Expense Depreciation And Amortization

German American income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Selling And Marketing Expenses	Cost Of Revenue	Net Income From Continuing Ops	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		0.64	0.85	0.88	0.88	0.04	0.92	0.69	0.87	0.08	0.85	-0.69	0.87	0.66	0.7	0.1	0.65	0.68	0.88	0.85	0.39	-0.5
Interest Expense	0.64		0.7	0.67	0.68	0.69	0.67	0.31	0.65	0.59	0.66	-0.32	0.68	0.5	0.64	0.03	0.43	0.51	0.62	0.69	0.67	-0.9
Selling General Administrative	0.85	0.7		1.0	1.0	0.25	0.89	0.81	0.97	0.16	0.98	-0.36	0.98	0.88	0.94	-0.1	0.86	0.72	0.92	0.91	0.43	-0.56
Total Revenue	0.88	0.67	1.0		1.0	0.19	0.91	0.82	0.98	0.11	0.99	-0.39	0.99	0.87	0.92	-0.07	0.86	0.73	0.93	0.91	0.42	-0.53
Gross Profit	0.88	0.68	1.0	1.0		0.2	0.91	0.82	0.98	0.12	0.98	-0.39	0.99	0.87	0.93	-0.07	0.86	0.73	0.93	0.91	0.43	-0.54
Other Operating Expenses	0.04	0.69	0.25	0.19	0.2		0.2	-0.04	0.19	0.63	0.18	0.1	0.18	0.12	0.3	-0.1	0.04	0.03	0.14	0.24	0.39	-0.6
Operating Income	0.92	0.67	0.89	0.91	0.91	0.2		0.72	0.89	0.05	0.9	-0.64	0.93	0.67	0.8	0.26	0.77	0.71	0.94	0.92	0.4	-0.52
Ebit	0.69	0.31	0.81	0.82	0.82	-0.04	0.72		0.84	-0.14	0.83	-0.29	0.82	0.78	0.78	-0.1	0.84	0.69	0.83	0.81	0.21	-0.08
Ebitda	0.87	0.65	0.97	0.98	0.98	0.19	0.89	0.84		0.15	0.99	-0.44	0.98	0.9	0.91	-0.12	0.82	0.75	0.89	0.87	0.31	-0.55
Total Operating Expenses	0.08	0.59	0.16	0.11	0.12	0.63	0.05	-0.14	0.15		0.14	-0.13	0.13	0.22	0.12	-0.06	-0.17	0.31	0.06	0.11	0.07	-0.72
Income Before Tax	0.85	0.66	0.98	0.99	0.98	0.18	0.9	0.83	0.99	0.14		-0.39	1.0	0.91	0.92	-0.05	0.84	0.79	0.91	0.89	0.34	-0.56
Total Other Income Expense Net	-0.69	-0.32	-0.36	-0.39	-0.39	0.1	-0.64	-0.29	-0.44	-0.13	-0.39		-0.42	-0.16	-0.23	-0.51	-0.23	-0.43	-0.51	-0.48	-0.07	0.32
Net Income	0.87	0.68	0.98	0.99	0.99	0.18	0.93	0.82	0.98	0.13	1.0	-0.42		0.88	0.92	-0.01	0.85	0.79	0.93	0.91	0.36	-0.56
Income Tax Expense	0.66	0.5	0.88	0.87	0.87	0.12	0.67	0.78	0.9	0.22	0.91	-0.16	0.88		0.83	-0.33	0.72	0.76	0.72	0.69	0.14	-0.49
Selling And Marketing Expenses	0.7	0.64	0.94	0.92	0.93	0.3	0.8	0.78	0.91	0.12	0.92	-0.23	0.92	0.83		-0.15	0.87	0.6	0.82	0.82	0.41	-0.52
Cost Of Revenue	0.1	0.03	-0.1	-0.07	-0.07	-0.1	0.26	-0.1	-0.12	-0.06	-0.05	-0.51	-0.01	-0.33	-0.15		0.03	0.23	0.24	0.23	0.01	0.04
Net Income From Continuing Ops	0.65	0.43	0.86	0.86	0.86	0.04	0.77	0.84	0.82	-0.17	0.84	-0.23	0.85	0.72	0.87	0.03		0.59	0.84	0.84	0.46	-0.24
Tax Provision	0.68	0.51	0.72	0.73	0.73	0.03	0.71	0.69	0.75	0.31	0.79	-0.43	0.79	0.76	0.6	0.23	0.59		0.8	0.77	0.08	-0.44
Net Interest Income	0.88	0.62	0.92	0.93	0.93	0.14	0.94	0.83	0.89	0.06	0.91	-0.51	0.93	0.72	0.82	0.24	0.84	0.8		0.99	0.43	-0.4
Interest Income	0.85	0.69	0.91	0.91	0.91	0.24	0.92	0.81	0.87	0.11	0.89	-0.48	0.91	0.69	0.82	0.23	0.84	0.77	0.99		0.53	-0.44
Reconciled Depreciation	0.39	0.67	0.43	0.42	0.43	0.39	0.4	0.21	0.31	0.07	0.34	-0.07	0.36	0.14	0.41	0.01	0.46	0.08	0.43	0.53		-0.41
Extraordinary Items	-0.5	-0.9	-0.56	-0.53	-0.54	-0.6	-0.52	-0.08	-0.55	-0.72	-0.56	0.32	-0.56	-0.49	-0.52	0.04	-0.24	-0.44	-0.4	-0.44	-0.41

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German American Account Relationship Matchups

German American income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	3.7M	9.5M	8.5M	10.4M	9.6M	10.0M
Interest Expense	31.2M	19.1M	9.5M	18.3M	66.2M	69.5M
Selling General Administrative	64.4M	68.1M	70.0M	86.0M	86.1M	90.4M
Total Revenue	190.7M	209.7M	220.3M	259.7M	250.7M	263.2M
Gross Profit	175.3M	193.5M	200.7M	236.3M	231.1M	242.7M
Other Operating Expenses	119.5M	(134.7M)	(117.5M)	10.7M	144.5M	151.7M
Operating Income	71.2M	75.0M	102.8M	117.5M	109.3M	114.8M
Ebit	71.2M	74.9M	103.0M	98.9M	103.5M	52.0M
Ebitda	75.0M	84.5M	111.6M	109.3M	113.1M	118.7M
Total Operating Expenses	(119.5M)	(134.7M)	(117.5M)	10.7M	144.5M	151.7M
Income Before Tax	71.2M	75.0M	102.8M	99.2M	103.6M	108.8M
Total Other Income Expense Net	68.0M	(4.3M)	(4.2M)	(17.7M)	(5.7M)	(5.4M)
Net Income	59.2M	62.2M	84.1M	81.8M	85.9M	90.2M
Income Tax Expense	12.0M	12.8M	18.6M	17.4M	17.8M	18.6M
Selling And Marketing Expenses	4.2M	3.6M	4.2M	4.4M	4.9M	5.1M
Cost Of Revenue	15.4M	16.2M	19.6M	23.4M	19.6M	10.5M
Net Income Applicable To Common Shares	59.2M	62.2M	84.1M	81.8M	94.1M	98.8M
Net Income From Continuing Ops	83.3M	87.9M	84.1M	81.8M	88.8M	67.2M
Tax Provision	12.0M	12.8M	18.6M	17.4M	19.3M	15.5M
Net Interest Income	145.2M	155.2M	160.8M	200.6M	197.2M	152.1M
Interest Income	176.5M	174.4M	170.4M	218.9M	250.5M	173.6M
Reconciled Depreciation	8.6M	9.4M	2.7M	3.7M	9.6M	7.1M

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When determining whether German American Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of German American's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of German American Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on German American Bancorp Stock:

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You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.02)

Dividend Share

1.08

Earnings Share

2.77

Revenue Per Share

8.341

Quarterly Revenue Growth

0.005

The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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German Historical Income Statement

About German Income Statement Analysis

German American Income Statement Chart

Total Revenue

Gross Profit

Operating Income

German American income statement Correlations

German American Account Relationship Matchups

High Positive Relationship

High Negative Relationship

German American income statement Accounts

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COMMON DESTINATIONS

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COMPANY

Total Revenue	+ 1.0	Selling General Administrative
Gross Profit	+ 1.0	Selling General Administrative
Gross Profit	+ 1.0	Total Revenue
Net Income	+ 1.0	Income Before Tax
Income Before Tax	+ 0.99	Total Revenue
Net Income	+ 0.99	Total Revenue

Extraordinary Items	- 0.9	Interest Expense
Extraordinary Items	- 0.72	Total Operating Expenses
Total Other Income Expense Net	- 0.69	Depreciation And Amortization
Total Other Income Expense Net	- 0.64	Operating Income
Extraordinary Items	- 0.6	Other Operating Expenses
Extraordinary Items	- 0.56	Net Income