German Historical Income Statement

GABC Stock  USD 44.90  0.08  0.18%   
Historical analysis of German American income statement accounts such as Selling General Administrative of 90.4 M or Total Revenue of 263.2 M can show how well German American Bancorp performed in making a profits. Evaluating German American income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of German American's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining German American Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether German American Bancorp is a good buy for the upcoming year.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About German Income Statement Analysis

German American Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to German American shareholders. The income statement also shows German investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

German American Income Statement Chart

At present, German American's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 90.4 M, whereas EBIT is forecasted to decline to about 52 M.

Total Revenue

Total revenue comprises all receipts German American Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of German American Bancorp minus its cost of goods sold. It is profit before German American operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Operating Income

Operating Income is the amount of profit realized from German American Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of German American Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.
Most accounts from German American's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into German American Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At present, German American's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 90.4 M, whereas EBIT is forecasted to decline to about 52 M.
 2021 2022 2023 2024 (projected)
Interest Expense9.5M18.3M66.2M69.5M
Depreciation And Amortization8.5M10.4M9.6M10.0M

German American income statement Correlations

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0.650.430.860.860.860.040.770.840.82-0.170.84-0.230.850.720.870.030.590.840.840.46-0.24
0.680.510.720.730.730.030.710.690.750.310.79-0.430.790.760.60.230.590.80.770.08-0.44
0.880.620.920.930.930.140.940.830.890.060.91-0.510.930.720.820.240.840.80.990.43-0.4
0.850.690.910.910.910.240.920.810.870.110.89-0.480.910.690.820.230.840.770.990.53-0.44
0.390.670.430.420.430.390.40.210.310.070.34-0.070.360.140.410.010.460.080.430.53-0.41
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German American Account Relationship Matchups

German American income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization3.7M9.5M8.5M10.4M9.6M10.0M
Interest Expense31.2M19.1M9.5M18.3M66.2M69.5M
Selling General Administrative64.4M68.1M70.0M86.0M86.1M90.4M
Total Revenue190.7M209.7M220.3M259.7M250.7M263.2M
Gross Profit175.3M193.5M200.7M236.3M231.1M242.7M
Other Operating Expenses119.5M(134.7M)(117.5M)10.7M144.5M151.7M
Operating Income71.2M75.0M102.8M117.5M109.3M114.8M
Ebit71.2M74.9M103.0M98.9M103.5M52.0M
Ebitda75.0M84.5M111.6M109.3M113.1M118.7M
Total Operating Expenses(119.5M)(134.7M)(117.5M)10.7M144.5M151.7M
Income Before Tax71.2M75.0M102.8M99.2M103.6M108.8M
Total Other Income Expense Net68.0M(4.3M)(4.2M)(17.7M)(5.7M)(5.4M)
Net Income59.2M62.2M84.1M81.8M85.9M90.2M
Income Tax Expense12.0M12.8M18.6M17.4M17.8M18.6M
Selling And Marketing Expenses4.2M3.6M4.2M4.4M4.9M5.1M
Cost Of Revenue15.4M16.2M19.6M23.4M19.6M10.5M
Net Income Applicable To Common Shares59.2M62.2M84.1M81.8M94.1M98.8M
Net Income From Continuing Ops83.3M87.9M84.1M81.8M88.8M67.2M
Tax Provision12.0M12.8M18.6M17.4M19.3M15.5M
Net Interest Income145.2M155.2M160.8M200.6M197.2M152.1M
Interest Income176.5M174.4M170.4M218.9M250.5M173.6M
Reconciled Depreciation8.6M9.4M2.7M3.7M9.6M7.1M

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When determining whether German American Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of German American's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of German American Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on German American Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.08
Earnings Share
2.77
Revenue Per Share
8.341
Quarterly Revenue Growth
0.005
The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.