Bank Operating Income vs Gross Profit Analysis

BFC Stock  USD 106.87  0.23  0.22%   
Bank First financial indicator trend analysis is way more than just evaluating Bank First National prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Bank First National is a good investment. Please check the relationship between Bank First Operating Income and its Gross Profit accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Operating Income vs Gross Profit

Operating Income vs Gross Profit Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Bank First National Operating Income account and Gross Profit. At this time, the significance of the direction appears to have almost identical trend.
The correlation between Bank First's Operating Income and Gross Profit is 0.97. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Gross Profit in the same time period over historical financial statements of Bank First National, assuming nothing else is changed. The correlation between historical values of Bank First's Operating Income and Gross Profit is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of Bank First National are associated (or correlated) with its Gross Profit. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Gross Profit has no effect on the direction of Operating Income i.e., Bank First's Operating Income and Gross Profit go up and down completely randomly.

Correlation Coefficient

0.97
Relationship DirectionPositive 
Relationship StrengthVery Strong

Operating Income

Operating Income is the amount of profit realized from Bank First National operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Bank First National is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Bank First National minus its cost of goods sold. It is profit before Bank First operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Most indicators from Bank First's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Bank First National current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At present, Bank First's Issuance Of Capital Stock is projected to decrease significantly based on the last few years of reporting. The current year's Enterprise Value is expected to grow to about 719.8 M, whereas Tax Provision is forecasted to decline to about 11.7 M.
 2021 2022 2023 2024 (projected)
Interest Expense8.3M12.4M49.0M51.5M
Depreciation And Amortization3.2M4.0M8.4M8.8M

Bank First fundamental ratios Correlations

0.540.980.99-0.631.00.760.790.750.55-0.350.710.84-0.530.930.680.99-0.52-0.330.890.77-0.120.710.720.930.83
0.540.440.560.010.540.130.060.010.56-0.140.340.29-0.550.330.040.52-0.48-0.150.310.690.480.770.760.370.72
0.980.440.98-0.650.980.780.880.850.43-0.270.670.9-0.540.980.750.98-0.56-0.260.950.71-0.290.660.610.980.75
0.990.560.98-0.650.990.780.790.750.54-0.280.680.82-0.60.930.631.0-0.59-0.260.90.79-0.150.690.690.940.83
-0.630.01-0.65-0.65-0.65-0.96-0.59-0.57-0.60.22-0.51-0.530.32-0.62-0.43-0.690.290.21-0.58-0.520.27-0.27-0.4-0.62-0.35
1.00.540.980.99-0.650.780.790.750.56-0.390.740.83-0.490.910.680.98-0.49-0.380.880.79-0.120.720.720.920.81
0.760.130.780.78-0.960.780.710.690.59-0.20.530.63-0.440.740.480.82-0.43-0.180.710.63-0.330.360.470.750.48
0.790.060.880.79-0.590.790.711.00.05-0.140.50.86-0.380.930.790.8-0.46-0.120.930.46-0.690.350.210.920.46
0.750.010.850.75-0.570.750.691.0-0.01-0.10.450.83-0.340.90.770.76-0.44-0.080.90.42-0.720.30.140.890.43
0.550.560.430.54-0.60.560.590.05-0.01-0.360.560.24-0.370.30.090.55-0.22-0.360.240.630.490.610.880.320.59
-0.35-0.14-0.27-0.280.22-0.39-0.2-0.14-0.1-0.36-0.79-0.12-0.19-0.15-0.22-0.25-0.241.0-0.05-0.34-0.24-0.34-0.44-0.13-0.26
0.710.340.670.68-0.510.740.530.50.450.56-0.790.51-0.210.570.470.66-0.18-0.780.490.60.050.650.640.560.66
0.840.290.90.82-0.530.830.630.860.830.24-0.120.51-0.470.950.920.85-0.48-0.110.960.47-0.410.60.460.940.52
-0.53-0.55-0.54-0.60.32-0.49-0.44-0.38-0.34-0.37-0.19-0.21-0.47-0.56-0.08-0.60.98-0.2-0.55-0.610.18-0.46-0.42-0.59-0.42
0.930.330.980.93-0.620.910.740.930.90.3-0.150.570.95-0.560.810.94-0.59-0.130.990.6-0.430.570.481.00.65
0.680.040.750.63-0.430.680.480.790.770.09-0.220.470.92-0.080.810.66-0.1-0.20.830.21-0.390.440.330.780.37
0.990.520.981.0-0.690.980.820.80.760.55-0.250.660.85-0.60.940.66-0.59-0.240.910.78-0.180.690.680.950.8
-0.52-0.48-0.56-0.590.29-0.49-0.43-0.46-0.44-0.22-0.24-0.18-0.480.98-0.59-0.1-0.59-0.24-0.58-0.590.31-0.4-0.29-0.63-0.4
-0.33-0.15-0.26-0.260.21-0.38-0.18-0.12-0.08-0.361.0-0.78-0.11-0.2-0.13-0.2-0.24-0.24-0.04-0.33-0.26-0.34-0.44-0.11-0.25
0.890.310.950.9-0.580.880.710.930.90.24-0.050.490.96-0.550.990.830.91-0.58-0.040.55-0.470.540.440.990.62
0.770.690.710.79-0.520.790.630.460.420.63-0.340.60.47-0.610.60.210.78-0.59-0.330.550.060.790.690.640.65
-0.120.48-0.29-0.150.27-0.12-0.33-0.69-0.720.49-0.240.05-0.410.18-0.43-0.39-0.180.31-0.26-0.470.060.230.48-0.420.21
0.710.770.660.69-0.270.720.360.350.30.61-0.340.650.6-0.460.570.440.69-0.4-0.340.540.790.230.80.590.69
0.720.760.610.69-0.40.720.470.210.140.88-0.440.640.46-0.420.480.330.68-0.29-0.440.440.690.480.80.50.73
0.930.370.980.94-0.620.920.750.920.890.32-0.130.560.94-0.591.00.780.95-0.63-0.110.990.64-0.420.590.50.67
0.830.720.750.83-0.350.810.480.460.430.59-0.260.660.52-0.420.650.370.8-0.4-0.250.620.650.210.690.730.67
Click cells to compare fundamentals

Bank First Account Relationship Matchups

Bank First fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets2.2B2.7B2.9B3.7B4.2B4.4B
Short Long Term Debt Total114.4M97.7M73.6M122.2M51.4M45.8M
Total Stockholder Equity230.2M294.9M322.7M453.1M619.8M650.8M
Property Plant And Equipment Net35.3M43.2M49.5M56.4M69.9M73.4M
Net Debt15.4M(481K)(271.3M)(93.9M)(196.1M)(186.3M)
Retained Earnings189.5M221.4M258.1M295.5M348.0M365.4M
Cash53.1M41.5M296.9M119.4M247.5M259.8M
Non Current Assets Total358.9M330.7M384.4M603.5M4.0B4.2B
Non Currrent Assets Other(5.2M)(5.5M)(6.1M)(13.0M)3.5B3.6B
Cash And Short Term Investments238.7M207.2M509.5M424.4M247.5M135.3M
Common Stock Shares Outstanding6.9M7.5M7.6M8.1M10.2M7.0M
Liabilities And Stockholders Equity2.2B2.7B2.9B3.7B4.2B4.4B
Non Current Liabilities Total68.4M41.0M25.5M3.2B3.6B3.8B
Other Current Assets93.3M172.1M297.0M121.9M250.0M237.5M
Other Stockholder Equity38.1M67.6M60.9M173.1M280.4M294.4M
Total Liab68.4M41.0M25.5M3.2B3.6B3.8B
Property Plant And Equipment Gross35.3M43.2M59.8M67.8M83.1M87.3M
Total Current Assets238.7M207.2M509.5M424.4M247.5M235.1M
Accumulated Other Comprehensive Income2.5M5.8M3.6M(15.6M)(8.7M)(8.3M)
Intangible Assets9.7M9.2M9.1M26.4M40.7M42.7M
Total Current Liabilities1.5B2.0B2.5B1.6B1.8B1.9B
Other Assets1.6B2.2B2.0B2.6B1.00.95
Short Term Debt46.0M56.8M48.1M98.7M75.8M38.5M
Short Term Investments185.6M165.8M212.7M305.0M160.0M141.2M
Good Will43.5M55.5M55.4M110.2M175.1M183.9M
Other Liab20.7M23.3M19.8M22.9M26.3M17.2M
Accounts Payable1.8B2.3B2.5B3.1B3.5B1.8B
Long Term Debt68.4M41.0M25.5M23.5M51.4M29.3M
Inventory6.9M1.9M150K2.5M2.3M2.9M
Treasury Stock(24.9M)(25.2M)(32.3M)(45.2M)(40.7M)(38.6M)
Property Plant Equipment35.3M43.2M49.5M56.4M64.9M68.2M
Net Tangible Assets181.4M230.2M263.3M326.1M375.0M199.6M
Long Term Investments270.5M2.4B2.5B3.3B299.8M284.8M
Capital Surpluse63.1M92.8M93.1M218.3M251.0M263.6M
Other Current Liab1.5B2.0B2.4B1.5B1.8B1.7B
Long Term Debt Total68.4M41.0M25.5M23.5M27.0M34.8M

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When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.158
Dividend Share
1.4
Earnings Share
8.14
Revenue Per Share
18.208
Quarterly Revenue Growth
0.037
The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.