Waterstone Financial Stock Total Debt
| WSBF Stock | USD 13.91 0.10 0.72% |
Waterstone Financial fundamentals help investors to digest information that contributes to Waterstone Financial's financial success or failures. It also enables traders to predict the movement of Waterstone Stock. The fundamental analysis module provides a way to measure Waterstone Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Waterstone Financial stock.
The Waterstone Financial's current Total Debt To Capitalization is estimated to increase to 0.62. Waterstone | Total Debt |
Waterstone Financial Company Total Debt Analysis
Waterstone Financial's Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.
Current Waterstone Financial Total Debt | 443.55 M |
Most of Waterstone Financial's fundamental indicators, such as Total Debt, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Waterstone Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Waterstone Total Debt Driver Correlations
Understanding the fundamental principles of building solid financial models for Waterstone Financial is extremely important. It helps to project a fair market value of Waterstone Stock properly, considering its historical fundamentals such as Total Debt. Since Waterstone Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Waterstone Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Waterstone Financial's interrelated accounts and indicators.
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Waterstone Total Debt Historical Pattern
Today, most investors in Waterstone Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Waterstone Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's total debt growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Waterstone Financial total debt as a starting point in their analysis.
Waterstone Financial Total Debt |
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In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
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Waterstone Net Debt
Net Debt |
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Based on the latest financial disclosure, Waterstone Financial has a Total Debt of 443.55 M. This is 98.9% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The total debt for all United States stocks is 91.66% higher than that of the company.
Waterstone Total Debt Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Waterstone Financial's direct or indirect competition against its Total Debt to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Waterstone Financial could also be used in its relative valuation, which is a method of valuing Waterstone Financial by comparing valuation metrics of similar companies.Waterstone Financial is currently under evaluation in total debt category among its peers.
Waterstone Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Waterstone Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Waterstone Financial's managers, analysts, and investors.Environmental | Governance | Social |
Waterstone Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Waterstone Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Waterstone Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Waterstone Financial's value.| Shares | American Century Companies Inc | 2024-12-31 | 153.1 K | Charles Schwab Investment Management Inc | 2024-12-31 | 144.7 K | Goldman Sachs Group Inc | 2024-12-31 | 117.8 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 110.7 K | John G Ullman & Associates Inc | 2024-12-31 | 108.3 K | Jpmorgan Chase & Co | 2024-12-31 | 85.6 K | Empowered Funds, Llc | 2024-12-31 | 77.8 K | Bank Of New York Mellon Corp | 2024-12-31 | 76.7 K | Nuveen Asset Management, Llc | 2024-12-31 | 66.3 K | Blackrock Inc | 2024-12-31 | 1.6 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.5 M |
Waterstone Fundamentals
| Return On Equity | 0.039 | ||||
| Return On Asset | 0.006 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.17 % | ||||
| Current Valuation | 797.66 M | ||||
| Shares Outstanding | 19.37 M | ||||
| Shares Owned By Insiders | 18.89 % | ||||
| Shares Owned By Institutions | 52.31 % | ||||
| Number Of Shares Shorted | 104.28 K | ||||
| Price To Earning | 4.18 X | ||||
| Price To Book | 0.79 X | ||||
| Price To Sales | 1.97 X | ||||
| Revenue | 113.17 M | ||||
| Gross Profit | 161.54 M | ||||
| EBITDA | 14.33 M | ||||
| Net Income | 18.69 M | ||||
| Cash And Equivalents | 103.14 M | ||||
| Cash Per Share | 4.83 X | ||||
| Total Debt | 443.55 M | ||||
| Debt To Equity | 3.50 % | ||||
| Book Value Per Share | 18.64 X | ||||
| Cash Flow From Operations | 48.06 M | ||||
| Short Ratio | 3.02 X | ||||
| Earnings Per Share | 0.72 X | ||||
| Target Price | 12.5 | ||||
| Number Of Employees | 600 | ||||
| Beta | 0.64 | ||||
| Market Capitalization | 295.44 M | ||||
| Total Asset | 2.21 B | ||||
| Retained Earnings | 277.2 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.21 % | ||||
| Net Asset | 2.21 B | ||||
| Last Dividend Paid | 0.55 |
About Waterstone Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Waterstone Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Waterstone Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Waterstone Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:Check out Waterstone Financial Piotroski F Score and Waterstone Financial Altman Z Score analysis. For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.61 | Dividend Share 0.55 | Earnings Share 0.72 | Revenue Per Share | Quarterly Revenue Growth 0.02 |
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.