Waterstone Financial Stock Performance
| WSBF Stock | USD 13.46 0.27 1.97% |
Waterstone Financial has a performance score of 1 on a scale of 0 to 100. The firm maintains a market beta of 0.63, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Waterstone Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Waterstone Financial is expected to be smaller as well. Waterstone Financial right now maintains a risk of 1.81%. Please check out Waterstone Financial accumulation distribution, as well as the relationship between the day typical price and relative strength index , to decide if Waterstone Financial will be following its historical returns.
Risk-Adjusted Performance
Weak
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Waterstone Financial are ranked lower than 1 (%) of all global equities and portfolios over the last 90 days. Despite nearly stable fundamental drivers, Waterstone Financial is not utilizing all of its potentials. The latest stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
Actual Historical Performance (%)
One Day Return (1.97) | Five Day Return (2.89) | Year To Date Return 2.75 | Ten Year Return 4.26 | All Time Return 31.32 |
Forward Dividend Yield 0.0393 | Payout Ratio | Last Split Factor 10972:1000 | Forward Dividend Rate 0.6 | Dividend Date 2024-11-01 |
1 | Disposition of 1 shares by Schmidt Stephen J of Waterstone Financial at 15.305 subject to Rule 16b-3 | 01/17/2025 |
2 | Trading With Integrated Risk Controls - Stock Traders Daily | 01/29/2025 |
3 | Disposition of 12291 shares by Schmidt Stephen J of Waterstone Financial at 12.75 subject to Rule 16b-3 | 01/30/2025 |
| Waterstone Financial dividend paid on 3rd of February 2025 | 02/03/2025 |
4 | Disposition of 4760 shares by Rappe Kristine A of Waterstone Financial at 13.7653 subject to Rule 16b-3 | 02/04/2025 |
5 | Disposition of tradable shares by Rappe Kristine A of Waterstone Financial at 12.75 subject to Rule 16b-3 | 02/05/2025 |
6 | Disposition of tradable shares by Schmidt Stephen J of Waterstone Financial at 12.75 subject to Rule 16b-3 | 02/06/2025 |
7 | Waterstone Financial, Inc. Director Stephen J. Schmidt Sells 3,097 Shares - MarketBeat | 02/10/2025 |
8 | Disposition of 230 shares by Schmidt Stephen J of Waterstone Financial at 15.38 subject to Rule 16b-3 | 02/18/2025 |
9 | Waterstone Financial Cut to Hold at StockNews.com | 02/26/2025 |
10 | Disposition of 220 shares by Schmidt Stephen J of Waterstone Financial at 15.3 subject to Rule 16b-3 | 02/27/2025 |
11 | Disposition of 37500 shares by Lawton Patrick S of Waterstone Financial at 12.75 subject to Rule 16b-3 | 02/28/2025 |
12 | Insider Sell Patrick Lawton Sells 37,500 Shares of Waterstone Financial Inc | 03/03/2025 |
13 | Waterstone Financial, Inc. CFO Mark Raymond Gerke Sells 2,738 Shares - MarketBeat | 03/05/2025 |
14 | Insider Sell Patrick Lawton Sells 37,500 Shares of Waterstone F - GuruFocus.com | 03/10/2025 |
| Begin Period Cash Flow | 36.4 M |
Waterstone |
Waterstone Financial Relative Risk vs. Return Landscape
If you would invest 1,329 in Waterstone Financial on December 23, 2024 and sell it today you would earn a total of 17.00 from holding Waterstone Financial or generate 1.28% return on investment over 90 days. Waterstone Financial is currently generating 0.0369% in daily expected returns and assumes 1.8147% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than Waterstone, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Waterstone Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Waterstone Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Waterstone Financial, and traders can use it to determine the average amount a Waterstone Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0203
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | WSBF |
Estimated Market Risk
| 1.81 actual daily | 16 84% of assets are more volatile |
Expected Return
| 0.04 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.02 actual daily | 1 99% of assets perform better |
Based on monthly moving average Waterstone Financial is performing at about 1% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Waterstone Financial by adding it to a well-diversified portfolio.
Waterstone Financial Fundamentals Growth
Waterstone Stock prices reflect investors' perceptions of the future prospects and financial health of Waterstone Financial, and Waterstone Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Waterstone Stock performance.
| Return On Equity | 0.039 | |||
| Return On Asset | 0.006 | |||
| Profit Margin | 0.10 % | |||
| Operating Margin | 0.17 % | |||
| Current Valuation | 797.66 M | |||
| Shares Outstanding | 19.37 M | |||
| Price To Earning | 4.18 X | |||
| Price To Book | 0.77 X | |||
| Price To Sales | 1.92 X | |||
| Revenue | 113.17 M | |||
| Gross Profit | 161.54 M | |||
| EBITDA | 14.33 M | |||
| Net Income | 18.69 M | |||
| Cash And Equivalents | 103.14 M | |||
| Cash Per Share | 4.83 X | |||
| Total Debt | 443.55 M | |||
| Debt To Equity | 3.50 % | |||
| Book Value Per Share | 18.64 X | |||
| Cash Flow From Operations | 48.06 M | |||
| Earnings Per Share | 0.72 X | |||
| Market Capitalization | 295.44 M | |||
| Total Asset | 2.21 B | |||
| Retained Earnings | 277.2 M | |||
About Waterstone Financial Performance
By analyzing Waterstone Financial's fundamental ratios, stakeholders can gain valuable insights into Waterstone Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Waterstone Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Waterstone Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.06 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.04 |
Things to note about Waterstone Financial performance evaluation
Checking the ongoing alerts about Waterstone Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Waterstone Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 19.0% of the company outstanding shares are owned by insiders | |
| On 3rd of February 2025 Waterstone Financial paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Insider Sell Patrick Lawton Sells 37,500 Shares of Waterstone F - GuruFocus.com |
- Analyzing Waterstone Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Waterstone Financial's stock is overvalued or undervalued compared to its peers.
- Examining Waterstone Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Waterstone Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Waterstone Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Waterstone Financial's stock. These opinions can provide insight into Waterstone Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Waterstone Stock analysis
When running Waterstone Financial's price analysis, check to measure Waterstone Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Waterstone Financial is operating at the current time. Most of Waterstone Financial's value examination focuses on studying past and present price action to predict the probability of Waterstone Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Waterstone Financial's price. Additionally, you may evaluate how the addition of Waterstone Financial to your portfolios can decrease your overall portfolio volatility.
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