Waterstone Financial Net Worth
Waterstone Financial Net Worth Breakdown | WSBF |
Waterstone Financial Net Worth Analysis
Waterstone Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Waterstone Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Waterstone Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Waterstone Financial's net worth analysis. One common approach is to calculate Waterstone Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Waterstone Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Waterstone Financial's net worth. This approach calculates the present value of Waterstone Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Waterstone Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Waterstone Financial's net worth. This involves comparing Waterstone Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Waterstone Financial's net worth relative to its peers.
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To determine if Waterstone Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Waterstone Financial's net worth research are outlined below:
| About 19.0% of the company outstanding shares are owned by insiders | |
| On 3rd of February 2025 Waterstone Financial paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Pivots Trading Plans and Risk Controls - Stock Traders Daily |
Waterstone Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Waterstone Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Waterstone Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of January 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Waterstone Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Waterstone Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Waterstone Financial backward and forwards among themselves. Waterstone Financial's institutional investor refers to the entity that pools money to purchase Waterstone Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | American Century Companies Inc | 2024-12-31 | 153.1 K | Charles Schwab Investment Management Inc | 2024-12-31 | 144.7 K | Goldman Sachs Group Inc | 2024-12-31 | 117.8 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 110.7 K | John G Ullman & Associates Inc | 2024-12-31 | 108.3 K | Jpmorgan Chase & Co | 2024-12-31 | 85.6 K | Empowered Funds, Llc | 2024-12-31 | 77.8 K | Bank Of New York Mellon Corp | 2024-12-31 | 76.7 K | Nuveen Asset Management, Llc | 2024-12-31 | 66.3 K | Blackrock Inc | 2024-12-31 | 1.6 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.5 M |
Follow Waterstone Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 295.44 M.Market Cap |
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Project Waterstone Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.06 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.04 |
When accessing Waterstone Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Waterstone Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Waterstone Financial's profitability and make more informed investment decisions.
Evaluate Waterstone Financial's management efficiency
The Waterstone Financial's current Return On Capital Employed is estimated to increase to 0.06, while Return On Tangible Assets are projected to decrease to 0.01. At this time, Waterstone Financial's Intangible Assets are most likely to increase significantly in the upcoming years. Waterstone Financial's management efficiency ratios could be used to measure how well Waterstone Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 18.28 | 17.16 | |
| Tangible Book Value Per Share | 18.28 | 16.13 | |
| Enterprise Value Over EBITDA | 29.32 | 27.86 | |
| Price Book Value Ratio | 0.74 | 0.70 | |
| Enterprise Value Multiple | 29.32 | 27.86 | |
| Price Fair Value | 0.74 | 0.70 | |
| Enterprise Value | 444.1 M | 418.5 M |
Waterstone Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue 5.3807 | Revenue | Quarterly Revenue Growth 0.02 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Waterstone Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Waterstone Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Waterstone Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Waterstone Financial Corporate Filings
8K | 20th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 3rd of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 28th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 31st of January 2025 Other Reports | ViewVerify |
Waterstone Financial Earnings Estimation Breakdown
The calculation of Waterstone Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Waterstone Financial is estimated to be 0.0 with the future projection ranging from a low of 0.0 to a high of 0.0. Please be aware that this consensus of annual earnings estimates for Waterstone Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.00 Lowest | Expected EPS | 0.00 Highest |
Waterstone Financial Earnings Projection Consensus
Suppose the current estimates of Waterstone Financial's value are higher than the current market price of the Waterstone Financial stock. In this case, investors may conclude that Waterstone Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Waterstone Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2023 | Current EPS (TTM) | |
| 1 | 60.35% | 0.16 | 0.0 | 0.72 |
Waterstone Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Waterstone Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Waterstone Financial predict the company's earnings will be in the future. The higher the earnings per share of Waterstone Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Waterstone Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Waterstone Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Waterstone Financial should always be considered in relation to other companies to make a more educated investment decision.Waterstone Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Waterstone Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-04-30 | 2024-03-31 | 0.13 | 0.1596 | 0.0296 | 22 | ||
2023-10-24 | 2023-09-30 | 0.23 | 0.16 | -0.07 | 30 | ||
2023-07-25 | 2023-06-30 | 0.27 | 0.2 | -0.07 | 25 | ||
2023-04-25 | 2023-03-31 | 0.07 | 0.1 | 0.03 | 42 | ||
2023-01-26 | 2022-12-31 | 0.15 | 0.04 | -0.11 | 73 | ||
2022-10-26 | 2022-09-30 | 0.29 | 0.25 | -0.04 | 13 | ||
2022-07-21 | 2022-06-30 | 0.37 | 0.36 | -0.01 | 2 | ||
2022-04-21 | 2022-03-31 | 0.3 | 0.23 | -0.07 | 23 | ||
2022-01-27 | 2021-12-31 | 0.48 | 0.53 | 0.05 | 10 | ||
2021-10-19 | 2021-09-30 | 0.61 | 0.79 | 0.18 | 29 | ||
2021-07-20 | 2021-06-30 | 0.62 | 0.74 | 0.12 | 19 | ||
2021-04-26 | 2021-03-31 | 0.66 | 0.89 | 0.23 | 34 | ||
2021-01-28 | 2020-12-31 | 0.75 | 1.17 | 0.42 | 56 | ||
2020-10-26 | 2020-09-30 | 0.55 | 1.08 | 0.53 | 96 | ||
2020-07-27 | 2020-06-30 | 0.36 | 0.85 | 0.49 | 136 | ||
2020-04-28 | 2020-03-31 | 0.31 | 0.27 | -0.04 | 12 | ||
2020-01-30 | 2019-12-31 | 0.25 | 0.34 | 0.09 | 36 | ||
2019-10-23 | 2019-09-30 | 0.31 | 0.42 | 0.11 | 35 | ||
2019-07-24 | 2019-06-30 | 0.3 | 0.37 | 0.07 | 23 | ||
2019-04-23 | 2019-03-31 | 0.19 | 0.24 | 0.05 | 26 | ||
2019-01-30 | 2018-12-31 | 0.24 | 0.21 | -0.03 | 12 | ||
2018-10-23 | 2018-09-30 | 0.28 | 0.31 | 0.03 | 10 | ||
2018-07-31 | 2018-06-30 | 0.32 | 0.34 | 0.02 | 6 | ||
2018-04-24 | 2018-03-31 | 0.21 | 0.25 | 0.04 | 19 | ||
2018-01-30 | 2017-12-31 | 0.21 | 0.21 | 0.0 | 0 | ||
2017-10-24 | 2017-09-30 | 0.29 | 0.28 | -0.01 | 3 | ||
2017-07-26 | 2017-06-30 | 0.3 | 0.32 | 0.02 | 6 | ||
2017-04-28 | 2017-03-31 | 0.18 | 0.24 | 0.06 | 33 | ||
2017-02-24 | 2016-12-31 | 0.19 | 0.23 | 0.04 | 21 | ||
2016-10-28 | 2016-09-30 | 0.27 | 0.27 | 0.0 | 0 | ||
2016-07-22 | 2016-06-30 | 0.21 | 0.29 | 0.08 | 38 | ||
2016-04-22 | 2016-03-31 | 0.1 | 0.14 | 0.04 | 40 | ||
2010-11-05 | 2010-09-30 | 0.01 | -0.0146 | -0.0246 | 246 | ||
2010-08-06 | 2010-06-30 | 0.01 | -0.04 | -0.05 | 500 | ||
2010-05-08 | 2010-03-31 | -0.02 | 0.01 | 0.03 | 150 | ||
2010-02-12 | 2009-12-31 | -0.01 | -0.09 | -0.08 | 800 | ||
2009-11-09 | 2009-09-30 | 0.02 | -0.11 | -0.13 | 650 | ||
2009-08-06 | 2009-06-30 | -0.06 | 0.05 | 0.11 | 183 | ||
2009-05-08 | 2009-03-31 | -0.02 | -0.09 | -0.07 | 350 | ||
2009-03-11 | 2008-12-31 | -0.02 | 0.1 | 0.12 | 600 | ||
2008-11-07 | 2008-09-30 | -0.08 | -0.8 | -0.72 | 900 | ||
2008-08-08 | 2008-06-30 | 0.02 | -0.07 | -0.09 | 450 | ||
2008-05-12 | 2008-03-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2007-11-09 | 2007-09-30 | 0.04 | 0.01 | -0.03 | 75 |
Waterstone Financial Corporate Executives
Elected by the shareholders, the Waterstone Financial's board of directors comprises two types of representatives: Waterstone Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Waterstone. The board's role is to monitor Waterstone Financial's management team and ensure that shareholders' interests are well served. Waterstone Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Waterstone Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Mark CPA | CFO VP | Profile | |
| William Bruss | COO, Executive VP, General Counsel, Secretary, Executive VP of Waterstone Bank, General Counsel of Waterstone Bank and Secretary of Waterstone Bank | Profile |
Already Invested in Waterstone Financial?
The danger of trading Waterstone Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Waterstone Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Waterstone Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Waterstone Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Waterstone Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.61 | Dividend Share 0.55 | Earnings Share 0.72 | Revenue Per Share | Quarterly Revenue Growth 0.02 |
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.