Waterstone Financial Stock Current Valuation
| WSBF Stock | USD 13.46 0.27 1.97% |
Valuation analysis of Waterstone Financial helps investors to measure Waterstone Financial's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The current Enterprise Value Over EBITDA is estimated to decrease to 27.86. The current Enterprise Value Multiple is estimated to decrease to 27.86. Fundamental drivers impacting Waterstone Financial's valuation include:
Fairly Valued
Today
Please note that Waterstone Financial's price fluctuation is not too volatile at this time. Calculation of the real value of Waterstone Financial is based on 3 months time horizon. Increasing Waterstone Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Waterstone stock is determined by what a typical buyer is willing to pay for full or partial control of Waterstone Financial. Since Waterstone Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Waterstone Stock. However, Waterstone Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.46 | Real 13.45 | Hype 13.47 | Naive 13.84 |
The real value of Waterstone Stock, also known as its intrinsic value, is the underlying worth of Waterstone Financial Company, which is reflected in its stock price. It is based on Waterstone Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Waterstone Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Waterstone Financial helps investors to forecast how Waterstone stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Waterstone Financial more accurately as focusing exclusively on Waterstone Financial's fundamentals will not take into account other important factors: Waterstone Financial Company Current Valuation Analysis
Waterstone Financial's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Waterstone Financial Current Valuation | 797.66 M |
Most of Waterstone Financial's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Waterstone Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Waterstone Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Waterstone Financial is extremely important. It helps to project a fair market value of Waterstone Stock properly, considering its historical fundamentals such as Current Valuation. Since Waterstone Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Waterstone Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Waterstone Financial's interrelated accounts and indicators.
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Waterstone Current Valuation Historical Pattern
Today, most investors in Waterstone Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Waterstone Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Waterstone Financial current valuation as a starting point in their analysis.
Waterstone Financial Current Valuation |
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Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Waterstone Financial has a Current Valuation of 797.66 M. This is 97.57% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 95.2% higher than that of the company.
Waterstone Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Waterstone Financial's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Waterstone Financial could also be used in its relative valuation, which is a method of valuing Waterstone Financial by comparing valuation metrics of similar companies.Waterstone Financial is currently under evaluation in current valuation category among its peers.
Waterstone Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Waterstone Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Waterstone Financial's managers, analysts, and investors.Environmental | Governance | Social |
Waterstone Fundamentals
| Return On Equity | 0.039 | ||||
| Return On Asset | 0.006 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.17 % | ||||
| Current Valuation | 797.66 M | ||||
| Shares Outstanding | 19.37 M | ||||
| Shares Owned By Insiders | 18.89 % | ||||
| Shares Owned By Institutions | 52.31 % | ||||
| Number Of Shares Shorted | 104.28 K | ||||
| Price To Earning | 4.18 X | ||||
| Price To Book | 0.78 X | ||||
| Price To Sales | 1.96 X | ||||
| Revenue | 113.17 M | ||||
| Gross Profit | 161.54 M | ||||
| EBITDA | 14.33 M | ||||
| Net Income | 18.69 M | ||||
| Cash And Equivalents | 103.14 M | ||||
| Cash Per Share | 4.83 X | ||||
| Total Debt | 443.55 M | ||||
| Debt To Equity | 3.50 % | ||||
| Book Value Per Share | 18.64 X | ||||
| Cash Flow From Operations | 48.06 M | ||||
| Short Ratio | 3.02 X | ||||
| Earnings Per Share | 0.72 X | ||||
| Target Price | 12.5 | ||||
| Number Of Employees | 600 | ||||
| Beta | 0.64 | ||||
| Market Capitalization | 295.44 M | ||||
| Total Asset | 2.21 B | ||||
| Retained Earnings | 277.2 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.21 % | ||||
| Net Asset | 2.21 B | ||||
| Last Dividend Paid | 0.55 |
About Waterstone Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Waterstone Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Waterstone Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Waterstone Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:Check out Waterstone Financial Piotroski F Score and Waterstone Financial Altman Z Score analysis. For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.61 | Dividend Share 0.55 | Earnings Share 0.72 | Revenue Per Share | Quarterly Revenue Growth 0.02 |
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.