Umb Financial Stock Current Valuation
| UMBF Stock | USD 102.35 0.32 0.31% |
Valuation analysis of UMB Financial helps investors to measure UMB Financial's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns.
Undervalued
Today
Please note that UMB Financial's price fluctuation is very steady at this time. Calculation of the real value of UMB Financial is based on 3 months time horizon. Increasing UMB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the UMB stock is determined by what a typical buyer is willing to pay for full or partial control of UMB Financial. Since UMB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of UMB Stock. However, UMB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 102.35 | Real 125.31 | Hype 102.35 | Naive 102.52 |
The real value of UMB Stock, also known as its intrinsic value, is the underlying worth of UMB Financial Company, which is reflected in its stock price. It is based on UMB Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of UMB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of UMB Financial helps investors to forecast how UMB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of UMB Financial more accurately as focusing exclusively on UMB Financial's fundamentals will not take into account other important factors: UMB Financial Company Current Valuation Analysis
UMB Financial's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current UMB Financial Current Valuation | 9.1 B |
Most of UMB Financial's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, UMB Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, UMB Financial has a Current Valuation of 9.1 B. This is 72.29% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 45.29% higher than that of the company.
UMB Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses UMB Financial's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of UMB Financial could also be used in its relative valuation, which is a method of valuing UMB Financial by comparing valuation metrics of similar companies.UMB Financial is currently under evaluation in current valuation category among its peers.
UMB Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0094 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 9.1 B | ||||
| Shares Outstanding | 72.66 M | ||||
| Shares Owned By Insiders | 5.65 % | ||||
| Shares Owned By Institutions | 71.95 % | ||||
| Number Of Shares Shorted | 2.28 M | ||||
| Price To Earning | 10.79 X | ||||
| Price To Book | 2.15 X | ||||
| Price To Sales | 4.75 X | ||||
| Revenue | 2.17 B | ||||
| Gross Profit | 1.57 B | ||||
| EBITDA | (85.6 M) | ||||
| Net Income | 441.24 M | ||||
| Cash And Equivalents | 2.87 B | ||||
| Cash Per Share | 59.41 X | ||||
| Total Debt | 385.29 M | ||||
| Debt To Equity | 9.08 % | ||||
| Book Value Per Share | 71.02 X | ||||
| Cash Flow From Operations | 93.05 M | ||||
| Short Ratio | 1.96 X | ||||
| Earnings Per Share | 8.99 X | ||||
| Price To Earnings To Growth | 1.73 X | ||||
| Target Price | 137.33 | ||||
| Number Of Employees | 3.7 K | ||||
| Beta | 0.81 | ||||
| Market Capitalization | 7.45 B | ||||
| Total Asset | 50.41 B | ||||
| Retained Earnings | 3.17 B | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 1.70 % | ||||
| Net Asset | 50.41 B | ||||
| Last Dividend Paid | 1.57 |
About UMB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze UMB Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of UMB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of UMB Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
When determining whether UMB Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if UMB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Umb Financial Stock. Highlighted below are key reports to facilitate an investment decision about Umb Financial Stock:Check out UMB Financial Piotroski F Score and UMB Financial Altman Z Score analysis. For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.