Umb Financial Stock Performance
| UMBF Stock | USD 101.94 0.52 0.51% |
The entity owns a Beta (Systematic Risk) of 1.25, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, UMB Financial will likely underperform. At this point, UMB Financial has a negative expected return of -0.25%. Please make sure to validate UMB Financial's information ratio, skewness, day typical price, as well as the relationship between the treynor ratio and daily balance of power , to decide if UMB Financial performance from the past will be repeated at future time.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days UMB Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fragile performance in the last few months, the Stock's fundamental drivers remain nearly stable which may send shares a bit higher in April 2025. The current disturbance may also be a sign of long-run up-swing for the company stockholders. ...more
Actual Historical Performance (%)
One Day Return 0.51 | Five Day Return 2.89 | Year To Date Return (8.81) | Ten Year Return 95.59 | All Time Return 2.9 K |
Forward Dividend Yield 0.0158 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.6 | Dividend Date 2025-04-01 |
| UMB Financial dividend paid on 2nd of January 2025 | 01/02/2025 |
1 | JPMorgan Chase Co. Trims Holdings in UMB Financial Co. - MarketBeat | 01/07/2025 |
2 | Disposition of 493 shares by Robert Beaird of UMB Financial at 121.11 subject to Rule 16b-3 | 01/27/2025 |
3 | UMB Financial Corp Q4 2024 Everything You Need To Know Ahead Of Earnings | 01/28/2025 |
4 | Disposition of 104 shares by Robert Beaird of UMB Financial at 114.11 subject to Rule 16b-3 | 02/07/2025 |
5 | Acquisition by James Rine of 5693 shares of UMB Financial subject to Rule 16b-3 | 02/10/2025 |
6 | Disposition of tradable shares by Nikki Newton of UMB Financial at 112.94 subject to Rule 16b-3 | 02/14/2025 |
7 | Hussman Strategic Advisors Inc. Lowers Stake in UMB Financial Co. | 02/20/2025 |
8 | Insider Trading | 02/26/2025 |
9 | UMB Financial Full Year 2024 Earnings Beats Expectations | 03/03/2025 |
10 | Insider Buying Tamara Peterman Acquires Shares of UMB Financial Corp | 03/05/2025 |
11 | Disposition of 380 shares by Nikki Newton of UMB Financial at 102.515 subject to Rule 16b-3 | 03/07/2025 |
12 | Edgestream Partners L.P. Buys Shares of 19,096 UMB Financial Co. | 03/10/2025 |
13 | King Luther Capital Management Corp Acquires 6,419 Shares of UMB Financial Co. | 03/12/2025 |
| Begin Period Cash Flow | 109.4 M | |
| Free Cash Flow | 93 M |
UMB |
UMB Financial Relative Risk vs. Return Landscape
If you would invest 11,979 in UMB Financial on December 17, 2024 and sell it today you would lose (1,785) from holding UMB Financial or give up 14.9% of portfolio value over 90 days. UMB Financial is currently does not generate positive expected returns and assumes 1.7927% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than UMB, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
UMB Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for UMB Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as UMB Financial, and traders can use it to determine the average amount a UMB Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1409
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UMBF |
Estimated Market Risk
| 1.79 actual daily | 15 85% of assets are more volatile |
Expected Return
| -0.25 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.14 actual daily | 0 Most of other assets perform better |
Based on monthly moving average UMB Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of UMB Financial by adding UMB Financial to a well-diversified portfolio.
UMB Financial Fundamentals Growth
UMB Stock prices reflect investors' perceptions of the future prospects and financial health of UMB Financial, and UMB Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on UMB Stock performance.
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0094 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 9.03 B | ||||
| Shares Outstanding | 72.59 M | ||||
| Price To Earning | 10.79 X | ||||
| Price To Book | 2.13 X | ||||
| Price To Sales | 4.70 X | ||||
| Revenue | 2.17 B | ||||
| Gross Profit | 1.57 B | ||||
| EBITDA | (85.6 M) | ||||
| Net Income | 441.24 M | ||||
| Cash And Equivalents | 2.87 B | ||||
| Cash Per Share | 59.41 X | ||||
| Total Debt | 385.29 M | ||||
| Debt To Equity | 9.08 % | ||||
| Book Value Per Share | 71.02 X | ||||
| Cash Flow From Operations | 93.05 M | ||||
| Earnings Per Share | 8.99 X | ||||
| Market Capitalization | 7.37 B | ||||
| Total Asset | 50.41 B | ||||
| Retained Earnings | 3.17 B | ||||
About UMB Financial Performance
By analyzing UMB Financial's fundamental ratios, stakeholders can gain valuable insights into UMB Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if UMB Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if UMB Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.05 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.07 |
Things to note about UMB Financial performance evaluation
Checking the ongoing alerts about UMB Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for UMB Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| UMB Financial generated a negative expected return over the last 90 days | |
| UMB Financial has a frail financial position based on the latest SEC disclosures | |
| About 72.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: King Luther Capital Management Corp Acquires 6,419 Shares of UMB Financial Co. |
- Analyzing UMB Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether UMB Financial's stock is overvalued or undervalued compared to its peers.
- Examining UMB Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating UMB Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of UMB Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of UMB Financial's stock. These opinions can provide insight into UMB Financial's potential for growth and whether the stock is currently undervalued or overvalued.
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When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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