Tompkins Financial Stock Return On Equity

TMP Stock

USD 69.38 1.52 2.24%

Tompkins Financial fundamentals help investors to digest information that contributes to Tompkins Financial's financial success or failures. It also enables traders to predict the movement of Tompkins Stock. The fundamental analysis module provides a way to measure Tompkins Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Tompkins Financial stock.

		Last Reported	Projected for Next Year
	Return On Equity	0.01	0.01

As of 12/23/2024, Return On Equity is likely to drop to 0.01.

This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

Tompkins Financial Company Return On Equity Analysis

Tompkins Financial's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.

Return On Equity

Net Income

Total Equity

More About Return On Equity | All Equity Analysis

Current Tompkins Financial Return On Equity

0.0995

Most of Tompkins Financial's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Tompkins Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Tompkins Return On Equity Driver Correlations

Understanding the fundamental principles of building solid financial models for Tompkins Financial is extremely important. It helps to project a fair market value of Tompkins Stock properly, considering its historical fundamentals such as Return On Equity. Since Tompkins Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Tompkins Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Tompkins Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Total Current Assets	Short Term Debt	Net Receivables	Common Stock	Accounts Payable	Long Term Debt	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Good Will	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock	Current Deferred Revenue
Total Assets		0.99	0.38	0.88	0.67	0.63	-0.01	0.36	0.77	0.95	0.24	0.75	-0.96	-0.47	0.84	0.79	0.88	0.39	0.72	0.04	-0.52	0.53	-0.65	-0.49	-0.38
Total Stockholder Equity	0.99		0.33	0.85	0.62	0.65	-0.04	0.38	0.8	0.91	0.26	0.78	-0.95	-0.42	0.86	0.8	0.9	0.39	0.74	0.03	-0.53	0.45	-0.62	-0.43	-0.32
Net Debt	0.38	0.33		0.17	0.62	-0.3	0.65	-0.02	0.46	0.21	0.84	0.12	-0.32	-0.06	0.47	0.38	0.23	0.93	0.58	-0.34	0.01	-0.16	0.27	-0.05	-0.14
Retained Earnings	0.88	0.85	0.17		0.58	0.81	-0.37	0.22	0.42	0.95	-0.06	0.51	-0.91	-0.75	0.72	0.49	0.89	0.12	0.4	0.44	-0.53	0.72	-0.86	-0.65	-0.51
Total Liab	0.67	0.62	0.62	0.58		0.17	0.27	0.17	0.55	0.63	0.27	0.48	-0.59	-0.25	0.52	0.57	0.46	0.43	0.56	-0.1	-0.11	0.33	-0.27	-0.42	-0.4
Total Current Assets	0.63	0.65	-0.3	0.81	0.17		-0.72	0.33	0.23	0.71	-0.31	0.49	-0.75	-0.67	0.59	0.32	0.81	-0.27	0.07	0.61	-0.63	0.7	-0.92	-0.36	-0.17
Short Term Debt	-0.01	-0.04	0.65	-0.37	0.27	-0.72		-0.07	0.4	-0.19	0.58	0.1	0.18	0.48	0.0	0.32	-0.31	0.58	0.42	-0.72	0.4	-0.39	0.71	0.29	0.08
Net Receivables	0.36	0.38	-0.02	0.22	0.17	0.33	-0.07		0.58	0.18	0.22	0.67	-0.45	0.11	0.39	0.53	0.29	0.05	0.22	-0.09	-0.31	0.08	-0.28	0.3	0.56
Common Stock	0.77	0.8	0.46	0.42	0.55	0.23	0.4	0.58		0.57	0.54	0.85	-0.7	0.11	0.75	0.97	0.59	0.54	0.85	-0.43	-0.25	0.12	-0.14	0.06	0.09
Accounts Payable	0.95	0.91	0.21	0.95	0.63	0.71	-0.19	0.18	0.57		-0.03	0.61	-0.9	-0.58	0.72	0.63	0.86	0.18	0.59	0.19	-0.5	0.69	-0.78	-0.67	-0.59
Long Term Debt	0.24	0.26	0.84	-0.06	0.27	-0.31	0.58	0.22	0.54	-0.03		0.19	-0.24	0.21	0.48	0.41	0.2	0.95	0.57	-0.45	-0.08	-0.43	0.4	0.34	0.31
Short Term Investments	0.75	0.78	0.12	0.51	0.48	0.49	0.1	0.67	0.85	0.61	0.19		-0.74	-0.11	0.68	0.84	0.63	0.16	0.53	-0.08	-0.41	0.39	-0.41	0.05	0.17
Treasury Stock	-0.96	-0.95	-0.32	-0.91	-0.59	-0.75	0.18	-0.45	-0.7	-0.9	-0.24	-0.74		0.59	-0.9	-0.71	-0.94	-0.34	-0.57	-0.25	0.57	-0.55	0.72	0.39	0.24
Intangible Assets	-0.47	-0.42	-0.06	-0.75	-0.25	-0.67	0.48	0.11	0.11	-0.58	0.21	-0.11	0.59		-0.43	0.08	-0.58	0.07	0.18	-0.8	0.43	-0.61	0.72	0.55	0.44
Property Plant Equipment	0.84	0.86	0.47	0.72	0.52	0.59	0.0	0.39	0.75	0.72	0.48	0.68	-0.9	-0.43		0.77	0.89	0.52	0.62	0.15	-0.43	0.39	-0.43	-0.08	-0.03
Good Will	0.79	0.8	0.38	0.49	0.57	0.32	0.32	0.53	0.97	0.63	0.41	0.84	-0.71	0.08	0.77		0.64	0.43	0.84	-0.37	-0.23	0.29	-0.2	0.03	0.03
Net Tangible Assets	0.88	0.9	0.23	0.89	0.46	0.81	-0.31	0.29	0.59	0.86	0.2	0.63	-0.94	-0.58	0.89	0.64		0.29	0.55	0.31	-0.6	0.59	-0.72	-0.35	-0.24
Long Term Debt Total	0.39	0.39	0.93	0.12	0.43	-0.27	0.58	0.05	0.54	0.18	0.95	0.16	-0.34	0.07	0.52	0.43	0.29		0.69	-0.44	-0.11	-0.33	0.29	0.03	-0.02
Capital Surpluse	0.72	0.74	0.58	0.4	0.56	0.07	0.42	0.22	0.85	0.59	0.57	0.53	-0.57	0.18	0.62	0.84	0.55	0.69		-0.57	-0.17	0.04	-0.06	-0.21	-0.24
Long Term Investments	0.04	0.03	-0.34	0.44	-0.1	0.61	-0.72	-0.09	-0.43	0.19	-0.45	-0.08	-0.25	-0.8	0.15	-0.37	0.31	-0.44	-0.57		-0.21	0.52	-0.58	-0.22	-0.1
Short Long Term Debt	-0.52	-0.53	0.01	-0.53	-0.11	-0.63	0.4	-0.31	-0.25	-0.5	-0.08	-0.41	0.57	0.43	-0.43	-0.23	-0.6	-0.11	-0.17	-0.21		-0.33	0.64	0.27	0.07
Earning Assets	0.53	0.45	-0.16	0.72	0.33	0.7	-0.39	0.08	0.12	0.69	-0.43	0.39	-0.55	-0.61	0.39	0.29	0.59	-0.33	0.04	0.52	-0.33		-0.73	-0.39	-0.36
Net Invested Capital	-0.65	-0.62	0.27	-0.86	-0.27	-0.92	0.71	-0.28	-0.14	-0.78	0.4	-0.41	0.72	0.72	-0.43	-0.2	-0.72	0.29	-0.06	-0.58	0.64	-0.73		0.62	0.39
Capital Stock	-0.49	-0.43	-0.05	-0.65	-0.42	-0.36	0.29	0.3	0.06	-0.67	0.34	0.05	0.39	0.55	-0.08	0.03	-0.35	0.03	-0.21	-0.22	0.27	-0.39	0.62		0.93
Current Deferred Revenue	-0.38	-0.32	-0.14	-0.51	-0.4	-0.17	0.08	0.56	0.09	-0.59	0.31	0.17	0.24	0.44	-0.03	0.03	-0.24	-0.02	-0.24	-0.1	0.07	-0.36	0.39	0.93

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Tompkins Return On Equity Historical Pattern

Today, most investors in Tompkins Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Tompkins Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Tompkins Financial return on equity as a starting point in their analysis.

Tompkins Financial Return On Equity

Timeline

For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.

Competition

Predict Tompkins Financial

Return On Equity Over Time

Tompkins Total Stockholder Equity

Total Stockholder Equity

701.95 Million

At this time, Tompkins Financial's Total Stockholder Equity is relatively stable compared to the past year.

Based on the latest financial disclosure, Tompkins Financial has a Return On Equity of 0.0995. This is 93.14% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 132.1% lower than that of the firm.

Tompkins Return On Equity Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Tompkins Financial's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Tompkins Financial could also be used in its relative valuation, which is a method of valuing Tompkins Financial by comparing valuation metrics of similar companies.

Tompkins Financial is currently under evaluation in return on equity category among its peers.

Tompkins Financial Current Valuation Drivers

We derive many important indicators used in calculating different scores of Tompkins Financial from analyzing Tompkins Financial's financial statements. These drivers represent accounts that assess Tompkins Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Tompkins Financial's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	1.4B	1.0B	1.2B	1.1B	858.6M	901.5M
Enterprise Value	1.9B	927.8M	1.3B	1.6B	1.4B	1.5B

Tompkins Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Tompkins Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Tompkins Financial's managers, analysts, and investors.

Environmental

Governance

Social

Tompkins Fundamentals

	Return On Equity	0.0995
	Return On Asset	0.0085
	Profit Margin	0.23 %
	Operating Margin	0.33 %
	Current Valuation	1.47 B
	Shares Outstanding	14.39 M
	Shares Owned By Insiders	9.21 %
	Shares Owned By Institutions	65.86 %
	Number Of Shares Shorted	78.42 K
	Price To Earning	13.07 X
	Price To Book	1.39 X
	Price To Sales	3.49 X
	Revenue	297.36 M
	Gross Profit	305.46 M
	EBITDA	12 M
	Net Income	9.51 M
	Cash And Equivalents	80.39 M
	Cash Per Share	5.55 X
	Total Debt	602.1 M
	Debt To Equity	10.05 %
	Book Value Per Share	50.35 X
	Cash Flow From Operations	89 M
	Short Ratio	1.24 X
	Earnings Per Share	4.64 X
	Price To Earnings To Growth	2.46 X
	Target Price	83.0
	Number Of Employees	942
	Beta	0.66
	Market Capitalization	998.63 M
	Total Asset	7.82 B
	Retained Earnings	501.51 M
	Annual Yield	0.04 %
	Five Year Return	2.58 %
	Net Asset	7.82 B
	Last Dividend Paid	2.42

About Tompkins Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Tompkins Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Tompkins Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Tompkins Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Pair Trading with Tompkins Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Tompkins Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Tompkins Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Tompkins Stock

0.97	AX	Axos Financial	Pair Corr
0.97	BY	Byline Bancorp Fiscal Year End 23rd of January 2025	Pair Corr
0.96	PB	Prosperity Bancshares Fiscal Year End 22nd of January 2025	Pair Corr

Moving against Tompkins Stock

0.8	CFG-PE	Citizens Financial	Pair Corr
0.72	TFC-PR	Truist Financial	Pair Corr
0.67	TFC-PO	Truist Financial	Pair Corr
0.51	WF	Woori Financial Group	Pair Corr
0.34	KEY-PI	KeyCorp	Pair Corr

The ability to find closely correlated positions to Tompkins Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Tompkins Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Tompkins Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Tompkins Financial to buy it.

The correlation of Tompkins Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Tompkins Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Tompkins Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Tompkins Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

Additional Tools for Tompkins Stock Analysis

When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.

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