Tompkins Net Debt from 2010 to 2024

TMP Stock

USD 68.77 4.87 6.61%

Tompkins Financial Net Debt yearly trend continues to be relatively stable with very little volatility. Net Debt is likely to grow to about 548.7 M this year. Net Debt is the total debt of Tompkins Financial minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals

Net Debt

First Reported

1990-03-31

Previous Quarter

738.7 M

Current Value

407 M

Quarterly Volatility

274.8 M

Oil Shock

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Check Tompkins Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Tompkins Financial's main balance sheet or income statement drivers, such as Interest Expense of 92.2 M, Other Operating Expenses of 299.6 M or Operating Income of 11.4 M, as well as many indicators such as Price To Sales Ratio of 2.9, Dividend Yield of 0.0325 or PTB Ratio of 2.18. Tompkins financial statements analysis is a perfect complement when working with Tompkins Financial Valuation or Volatility modules.

Check out the analysis of Tompkins Financial Correlation against competitors.

To learn how to invest in Tompkins Stock, please use our How to Invest in Tompkins Financial guide.

Latest Tompkins Financial's Net Debt Growth Pattern

Below is the plot of the Net Debt of Tompkins Financial over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. Tompkins Financial's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Tompkins Financial's overall financial position and show how it may be relating to other accounts over time.

Net Debt

10 Years Trend

Pretty Stable

Compare to Others All Fundamentals

Net Debt

Timeline

Tompkins Net Debt Regression Statistics

	Arithmetic Mean	411,499,127
	Geometric Mean	269,978,124
	Coefficient Of Variation	87.10
	Mean Deviation	288,256,652
	Median	454,763,000
	Standard Deviation	358,409,176
	Sample Variance	128457.1T
	Range	1.1B
	R-Value	0.29
	Mean Square Error	127074.9T
	R-Squared	0.08
	Significance	0.30
	Slope	22,868,155
	Total Sum of Squares	1798399.9T

Tompkins Net Debt History

	2024	548.7 M
	2023	522.6 M
	2022	454.8 M
	2021	60.9 M
	2020	-110.2 M
	2019	537.2 M
	2018	1 B

Other Fundumenentals of Tompkins Financial

Net Debt To E B I T D A

Tompkins Financial Net Debt component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Total Current Assets	Short Term Debt	Net Receivables	Common Stock	Accounts Payable	Long Term Debt	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Good Will	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock	Current Deferred Revenue
Total Assets		0.99	0.38	0.88	0.67	0.63	-0.01	0.36	0.77	0.95	0.24	0.75	-0.96	-0.47	0.84	0.79	0.88	0.39	0.72	0.04	-0.52	0.53	-0.65	-0.49	-0.38
Total Stockholder Equity	0.99		0.33	0.85	0.62	0.65	-0.04	0.38	0.8	0.91	0.26	0.78	-0.95	-0.42	0.86	0.8	0.9	0.39	0.74	0.03	-0.53	0.45	-0.62	-0.43	-0.32
Net Debt	0.38	0.33		0.17	0.62	-0.3	0.65	-0.02	0.46	0.21	0.84	0.12	-0.32	-0.06	0.47	0.38	0.23	0.93	0.58	-0.34	0.01	-0.16	0.27	-0.05	-0.14
Retained Earnings	0.88	0.85	0.17		0.58	0.81	-0.37	0.22	0.42	0.95	-0.06	0.51	-0.91	-0.75	0.72	0.49	0.89	0.12	0.4	0.44	-0.53	0.72	-0.86	-0.65	-0.51
Total Liab	0.67	0.62	0.62	0.58		0.17	0.27	0.17	0.55	0.63	0.27	0.48	-0.59	-0.25	0.52	0.57	0.46	0.43	0.56	-0.1	-0.11	0.33	-0.27	-0.42	-0.4
Total Current Assets	0.63	0.65	-0.3	0.81	0.17		-0.72	0.33	0.23	0.71	-0.31	0.49	-0.75	-0.67	0.59	0.32	0.81	-0.27	0.07	0.61	-0.63	0.7	-0.92	-0.36	-0.17
Short Term Debt	-0.01	-0.04	0.65	-0.37	0.27	-0.72		-0.07	0.4	-0.19	0.58	0.1	0.18	0.48	0.0	0.32	-0.31	0.58	0.42	-0.72	0.4	-0.39	0.71	0.29	0.08
Net Receivables	0.36	0.38	-0.02	0.22	0.17	0.33	-0.07		0.58	0.18	0.22	0.67	-0.45	0.11	0.39	0.53	0.29	0.05	0.22	-0.09	-0.31	0.08	-0.28	0.3	0.56
Common Stock	0.77	0.8	0.46	0.42	0.55	0.23	0.4	0.58		0.57	0.54	0.85	-0.7	0.11	0.75	0.97	0.59	0.54	0.85	-0.43	-0.25	0.12	-0.14	0.06	0.09
Accounts Payable	0.95	0.91	0.21	0.95	0.63	0.71	-0.19	0.18	0.57		-0.03	0.61	-0.9	-0.58	0.72	0.63	0.86	0.18	0.59	0.19	-0.5	0.69	-0.78	-0.67	-0.59
Long Term Debt	0.24	0.26	0.84	-0.06	0.27	-0.31	0.58	0.22	0.54	-0.03		0.19	-0.24	0.21	0.48	0.41	0.2	0.95	0.57	-0.45	-0.08	-0.43	0.4	0.34	0.31
Short Term Investments	0.75	0.78	0.12	0.51	0.48	0.49	0.1	0.67	0.85	0.61	0.19		-0.74	-0.11	0.68	0.84	0.63	0.16	0.53	-0.08	-0.41	0.39	-0.41	0.05	0.17
Treasury Stock	-0.96	-0.95	-0.32	-0.91	-0.59	-0.75	0.18	-0.45	-0.7	-0.9	-0.24	-0.74		0.59	-0.9	-0.71	-0.94	-0.34	-0.57	-0.25	0.57	-0.55	0.72	0.39	0.24
Intangible Assets	-0.47	-0.42	-0.06	-0.75	-0.25	-0.67	0.48	0.11	0.11	-0.58	0.21	-0.11	0.59		-0.43	0.08	-0.58	0.07	0.18	-0.8	0.43	-0.61	0.72	0.55	0.44
Property Plant Equipment	0.84	0.86	0.47	0.72	0.52	0.59	0.0	0.39	0.75	0.72	0.48	0.68	-0.9	-0.43		0.77	0.89	0.52	0.62	0.15	-0.43	0.39	-0.43	-0.08	-0.03
Good Will	0.79	0.8	0.38	0.49	0.57	0.32	0.32	0.53	0.97	0.63	0.41	0.84	-0.71	0.08	0.77		0.64	0.43	0.84	-0.37	-0.23	0.29	-0.2	0.03	0.03
Net Tangible Assets	0.88	0.9	0.23	0.89	0.46	0.81	-0.31	0.29	0.59	0.86	0.2	0.63	-0.94	-0.58	0.89	0.64		0.29	0.55	0.31	-0.6	0.59	-0.72	-0.35	-0.24
Long Term Debt Total	0.39	0.39	0.93	0.12	0.43	-0.27	0.58	0.05	0.54	0.18	0.95	0.16	-0.34	0.07	0.52	0.43	0.29		0.69	-0.44	-0.11	-0.33	0.29	0.03	-0.02
Capital Surpluse	0.72	0.74	0.58	0.4	0.56	0.07	0.42	0.22	0.85	0.59	0.57	0.53	-0.57	0.18	0.62	0.84	0.55	0.69		-0.57	-0.17	0.04	-0.06	-0.21	-0.24
Long Term Investments	0.04	0.03	-0.34	0.44	-0.1	0.61	-0.72	-0.09	-0.43	0.19	-0.45	-0.08	-0.25	-0.8	0.15	-0.37	0.31	-0.44	-0.57		-0.21	0.52	-0.58	-0.22	-0.1
Short Long Term Debt	-0.52	-0.53	0.01	-0.53	-0.11	-0.63	0.4	-0.31	-0.25	-0.5	-0.08	-0.41	0.57	0.43	-0.43	-0.23	-0.6	-0.11	-0.17	-0.21		-0.33	0.64	0.27	0.07
Earning Assets	0.53	0.45	-0.16	0.72	0.33	0.7	-0.39	0.08	0.12	0.69	-0.43	0.39	-0.55	-0.61	0.39	0.29	0.59	-0.33	0.04	0.52	-0.33		-0.73	-0.39	-0.36
Net Invested Capital	-0.65	-0.62	0.27	-0.86	-0.27	-0.92	0.71	-0.28	-0.14	-0.78	0.4	-0.41	0.72	0.72	-0.43	-0.2	-0.72	0.29	-0.06	-0.58	0.64	-0.73		0.62	0.39
Capital Stock	-0.49	-0.43	-0.05	-0.65	-0.42	-0.36	0.29	0.3	0.06	-0.67	0.34	0.05	0.39	0.55	-0.08	0.03	-0.35	0.03	-0.21	-0.22	0.27	-0.39	0.62		0.93
Current Deferred Revenue	-0.38	-0.32	-0.14	-0.51	-0.4	-0.17	0.08	0.56	0.09	-0.59	0.31	0.17	0.24	0.44	-0.03	0.03	-0.24	-0.02	-0.24	-0.1	0.07	-0.36	0.39	0.93

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About Tompkins Financial Financial Statements

Tompkins Financial shareholders use historical fundamental indicators, such as Net Debt, to determine how well the company is positioned to perform in the future. Although Tompkins Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Tompkins Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Tompkins Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.

	Last Reported	Projected for Next Year
Net Debt	522.6 M	548.7 M
Net Debt To EBITDA	25.43	26.70

Pair Trading with Tompkins Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Tompkins Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Tompkins Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Tompkins Stock

0.93	AX	Axos Financial	Pair Corr
0.92	BY	Byline Bancorp Fiscal Year End 23rd of January 2025	Pair Corr
0.93	PB	Prosperity Bancshares Fiscal Year End 22nd of January 2025	Pair Corr

Moving against Tompkins Stock

0.85	CFG-PE	Citizens Financial	Pair Corr
0.78	TFC-PR	Truist Financial	Pair Corr
0.73	TFC-PO	Truist Financial	Pair Corr
0.54	WF	Woori Financial Group	Pair Corr
0.34	NU	Nu Holdings	Pair Corr

The ability to find closely correlated positions to Tompkins Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Tompkins Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Tompkins Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Tompkins Financial to buy it.

The correlation of Tompkins Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Tompkins Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Tompkins Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Tompkins Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

Additional Tools for Tompkins Stock Analysis

When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.

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Tompkins Net Debt from 2010 to 2024

Latest Tompkins Financial's Net Debt Growth Pattern

Tompkins Net Debt Regression Statistics

Tompkins Net Debt History

Other Fundumenentals of Tompkins Financial

Tompkins Financial Net Debt component correlations

About Tompkins Financial Financial Statements

Pair Trading with Tompkins Financial

Moving together with Tompkins Stock

Moving against Tompkins Stock

Additional Tools for Tompkins Stock Analysis

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