Territorial Bancorp Stock EBITDA
| TBNK Stock | USD 8.48 0.12 1.44% |
Territorial Bancorp fundamentals help investors to digest information that contributes to Territorial Bancorp's financial success or failures. It also enables traders to predict the movement of Territorial Stock. The fundamental analysis module provides a way to measure Territorial Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Territorial Bancorp stock.
| Last Reported | Projected for Next Year | ||
| EBITDA | 9.7 M | 9.2 M |
Territorial | EBITDA |
Territorial Bancorp Company EBITDA Analysis
Territorial Bancorp's EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
Current Territorial Bancorp EBITDA | 10.75 M |
Most of Territorial Bancorp's fundamental indicators, such as EBITDA, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Territorial Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Territorial EBITDA Driver Correlations
Understanding the fundamental principles of building solid financial models for Territorial Bancorp is extremely important. It helps to project a fair market value of Territorial Stock properly, considering its historical fundamentals such as EBITDA. Since Territorial Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Territorial Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Territorial Bancorp's interrelated accounts and indicators.
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Territorial EBITDA Historical Pattern
Today, most investors in Territorial Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Territorial Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's ebitda growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Territorial Bancorp ebitda as a starting point in their analysis.
Territorial Bancorp EBITDA |
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In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
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Territorial Ebitda
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According to the company disclosure, Territorial Bancorp reported earnings before interest,tax, depreciation and amortization of 10.75 M. This is 99.98% lower than that of the Banks sector and significantly higher than that of the Financials industry. The ebitda for all United States stocks is 99.72% higher than that of the company.
Territorial EBITDA Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Territorial Bancorp's direct or indirect competition against its EBITDA to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Territorial Bancorp could also be used in its relative valuation, which is a method of valuing Territorial Bancorp by comparing valuation metrics of similar companies.Territorial Bancorp is currently under evaluation in ebitda category among its peers.
Territorial Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Territorial Bancorp from analyzing Territorial Bancorp's financial statements. These drivers represent accounts that assess Territorial Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Territorial Bancorp's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 284.5M | 219.6M | 212.9M | 96.3M | 86.7M | 82.3M | |
| Enterprise Value | 407.9M | 10.1M | 328.6M | 228.9M | 206.0M | 165.6M |
Territorial Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Territorial Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Territorial Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Territorial Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Territorial Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Territorial Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Territorial Bancorp's value.| Shares | Blackrock Inc | 2024-12-31 | 84.6 K | Geode Capital Management, Llc | 2024-12-31 | 74.7 K | Gabelli Securities Inc | 2024-12-31 | 51.7 K | Four Tree Island Advisory Llc | 2024-12-31 | 37.4 K | American Century Companies Inc | 2024-12-31 | 34.9 K | Northern Trust Corp | 2024-12-31 | 34.8 K | International Assets Investment Management, Llc | 2024-09-30 | 34.5 K | State Street Corp | 2024-12-31 | 32.1 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 21.5 K | Wellington Management Company Llp | 2024-12-31 | 874.4 K | Alliancebernstein L.p. | 2024-12-31 | 500.5 K |
Territorial Fundamentals
| Return On Equity | -0.0172 | ||||
| Return On Asset | -0.002 | ||||
| Profit Margin | (0.12) % | ||||
| Operating Margin | (0.27) % | ||||
| Current Valuation | 126.59 M | ||||
| Shares Outstanding | 7.97 M | ||||
| Shares Owned By Insiders | 17.73 % | ||||
| Shares Owned By Institutions | 46.40 % | ||||
| Number Of Shares Shorted | 8.04 K | ||||
| Price To Earning | 10.91 X | ||||
| Price To Book | 0.27 X | ||||
| Price To Sales | 1.83 X | ||||
| Revenue | 45.1 M | ||||
| Gross Profit | 36.4 M | ||||
| EBITDA | 10.75 M | ||||
| Net Income | 5.03 M | ||||
| Cash And Equivalents | 36.29 M | ||||
| Cash Per Share | 3.98 X | ||||
| Total Debt | 259.3 M | ||||
| Debt To Equity | 0.24 % | ||||
| Book Value Per Share | 28.78 X | ||||
| Cash Flow From Operations | 8.26 M | ||||
| Short Ratio | 1.81 X | ||||
| Earnings Per Share | (0.50) X | ||||
| Price To Earnings To Growth | 4.54 X | ||||
| Target Price | 12.47 | ||||
| Beta | 0.59 | ||||
| Market Capitalization | 66.61 M | ||||
| Total Asset | 2.24 B | ||||
| Retained Earnings | 211.64 M | ||||
| Annual Yield | 0 % | ||||
| Five Year Return | 3.42 % | ||||
| Net Asset | 2.24 B | ||||
| Last Dividend Paid | 0.08 |
About Territorial Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Territorial Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Territorial Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Territorial Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Try AI Portfolio ArchitectCheck out Territorial Bancorp Piotroski F Score and Territorial Bancorp Altman Z Score analysis. For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.90) | Dividend Share 0.08 | Earnings Share (0.50) | Revenue Per Share | Quarterly Revenue Growth (0.16) |
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.