Old Point Financial Stock Filter Stocks by Fundamentals
| OPOF Stock | USD 30.05 0.13 0.43% |
Old Point Financial fundamentals help investors to digest information that contributes to Old Point's financial success or failures. It also enables traders to predict the movement of Old Stock. The fundamental analysis module provides a way to measure Old Point's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Old Point stock.
Old | Shares Owned by Insiders |
Old Point Current Valuation Drivers
We derive many important indicators used in calculating different scores of Old Point from analyzing Old Point's financial statements. These drivers represent accounts that assess Old Point's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Old Point's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 142.9M | 98.9M | 122.4M | 90.1M | 132.0M | 138.6M | |
| Enterprise Value | 95.9M | (20.2M) | (25.4M) | 110.9M | 61.7M | 46.5M |
Old Point ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Old Point's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Old Point's managers, analysts, and investors.Environmental | Governance | Social |
Old Point Institutional Holders
Institutional Holdings refers to the ownership stake in Old Point that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Old Point's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Old Point's value.| Shares | Northern Trust Corp | 2024-12-31 | 17.4 K | State Street Corp | 2024-12-31 | 12.4 K | Mill Capital Management, Llc | 2024-12-31 | 11.9 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 10.6 K | Susquehanna International Group, Llp | 2024-12-31 | 9.4 K | Ubs Group Ag | 2024-12-31 | 7.8 K | Eastern Bank | 2024-12-31 | 2.9 K | Wealthtrak Capital Management Llc | 2024-12-31 | 1.8 K | Pnc Financial Services Group Inc | 2024-12-31 | 1 K | Pl Capital Advisors, Llc | 2024-12-31 | 720.9 K | Fourthstone Llc | 2024-12-31 | 344.6 K |
Old Fundamentals
| Return On Equity | 0.0861 | ||||
| Return On Asset | 0.0066 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 85.67 M | ||||
| Shares Outstanding | 5.08 M | ||||
| Shares Owned By Insiders | 24.05 % | ||||
| Shares Owned By Institutions | 36.39 % | ||||
| Number Of Shares Shorted | 5.32 K | ||||
| Price To Earning | 16.62 X | ||||
| Price To Book | 1.33 X | ||||
| Price To Sales | 2.49 X | ||||
| Revenue | 60.91 M | ||||
| Gross Profit | 60.91 M | ||||
| EBITDA | 533 K | ||||
| Net Income | 9.51 M | ||||
| Cash And Equivalents | 86.82 M | ||||
| Cash Per Share | 17.31 X | ||||
| Total Debt | 69.8 M | ||||
| Debt To Equity | 8.63 % | ||||
| Book Value Per Share | 22.44 X | ||||
| Cash Flow From Operations | 11 M | ||||
| Short Ratio | 0.66 X | ||||
| Earnings Per Share | 1.88 X | ||||
| Target Price | 15.0 | ||||
| Beta | 0.18 | ||||
| Market Capitalization | 151.94 M | ||||
| Total Asset | 1.45 B | ||||
| Retained Earnings | 88.49 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.10 % | ||||
| Net Asset | 1.45 B | ||||
| Last Dividend Paid | 0.56 |
About Old Point Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Old Point Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Old Point using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Old Point Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Old Point Financial is a strong investment it is important to analyze Old Point's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Old Point's future performance. For an informed investment choice regarding Old Stock, refer to the following important reports:Check out Old Point Piotroski F Score and Old Point Altman Z Score analysis. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Point. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Point listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.927 | Dividend Share 0.56 | Earnings Share 1.88 | Revenue Per Share | Quarterly Revenue Growth 0.101 |
The market value of Old Point Financial is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Point's value that differs from its market value or its book value, called intrinsic value, which is Old Point's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Point's market value can be influenced by many factors that don't directly affect Old Point's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Point's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Point is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Point's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.