Andrew Rubino - TFS Financial Chief Cleveland

TFSL Stock  USD 12.53  0.12  0.97%   

Insider

Andrew Rubino is Chief Cleveland of TFS Financial
Age 50
Phone216 441 6000
Webhttps://www.thirdfederal.com

Andrew Rubino Latest Insider Activity

Tracking and analyzing the buying and selling activities of Andrew Rubino against TFS Financial stock is an integral part of due diligence when investing in TFS Financial. Andrew Rubino insider activity provides valuable insight into whether TFS Financial is net buyers or sellers over its current business cycle. Note, TFS Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell TFS Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

TFS Financial Management Efficiency

TFS Financial's management efficiency ratios could be used to measure how well TFS Financial manages its routine affairs as well as how well it operates its assets and liabilities.
TFS Financial currently holds 4.79 B in liabilities with Debt to Equity (D/E) ratio of 6.77, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about TFS Financial's use of debt, we should always consider it together with its cash and equity.

Similar Executives

Showing other executives

INSIDER Age

Cindy HuntleyHeritage Financial
60
Christopher DodsFirst Hawaiian
50
Michael CPAFinancial Institutions
53
Meagan SilvaIndependent Bank
N/A
Kevin HamelHarborOne Bancorp
55
Jeanne DresselBank of Hawaii
62
Jonathan LoganWilliam Penn Bancorp
41
John KaufmanParke Bancorp
42
William IIFinancial Institutions
41
Angela PetrucciNational Bank Holdings
48
Brett BrbovicBerkshire Hills Bancorp
44
Suzanne AndrewsNorthfield Bancorp
64
Andrea IgnacioBank of Hawaii
47
Deborah BaileyBerkshire Hills Bancorp
N/A
Nicole NielsenWilliam Penn Bancorp
N/A
Steven GillespieWilliam Penn Bancorp
N/A
Iris MatsumotoFirst Hawaiian
N/A
Charlie KochNational Bank Holdings
N/A
S ApolionaBank of Hawaii
71
Kevin ConnBerkshire Hills Bancorp
N/A
William MacKenzieBrookline Bancorp
N/A
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. Tfs Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1005 people. TFS Financial (TFSL) is traded on NASDAQ Exchange in USA. It is located in 7007 Broadway Avenue, Cleveland, OH, United States, 44105 and employs 12 people. TFS Financial is listed under Banking category by Fama And French industry classification.

Management Performance

TFS Financial Leadership Team

Elected by the shareholders, the TFS Financial's board of directors comprises two types of representatives: TFS Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of TFS. The board's role is to monitor TFS Financial's management team and ensure that shareholders' interests are well served. TFS Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, TFS Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Cathy Zbanek, Chief Marketing and HR Officer of Third Federal Savings and Loan
Meredith Weil, VP, Director, Member of Nominating Committee and COO of Third Federal Savings and Loan
Sandra Long, Chief Officer
Russell Holmes, Chief Cleveland
Susanne Miller, Chief Officer
Deborah Hand, Chief Officer
Kathleen Danckers, Chief Officer
Marc Stefanski, Chairman, CEO and President Chairman of Executive Committee and Member of Nominating Committee
Gavin Stefanski, Chief Cleveland
Andrew Rubino, Chief Cleveland
Timothy Mulhern, Chief Officer
Bradley Stefanski, Chief Cleveland

TFS Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is TFS Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
When determining whether TFS Financial is a strong investment it is important to analyze TFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TFS Financial's future performance. For an informed investment choice regarding TFS Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.
You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.