Tfs Financial Stock Fundamentals
| TFSL Stock | USD 12.53 0.12 0.97% |
TFS Financial fundamentals help investors to digest information that contributes to TFS Financial's financial success or failures. It also enables traders to predict the movement of TFS Stock. The fundamental analysis module provides a way to measure TFS Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to TFS Financial stock.
At this time, TFS Financial's Depreciation And Amortization is quite stable compared to the past year. Net Income From Continuing Ops is expected to rise to about 101.6 M this year, although the value of Operating Income will most likely fall to about 85.8 M. TFS | Select Account or Indicator |
TFS Financial Company Return On Equity Analysis
TFS Financial's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current TFS Financial Return On Equity | 0.042 |
Most of TFS Financial's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, TFS Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
TFS Return On Equity Historical Pattern
Today, most investors in TFS Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various TFS Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of TFS Financial return on equity as a starting point in their analysis.
TFS Financial Return On Equity |
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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TFS Total Stockholder Equity
Total Stockholder Equity |
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Based on the latest financial disclosure, TFS Financial has a Return On Equity of 0.042. This is 97.1% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 113.55% lower than that of the firm.
TFS Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining TFS Financial's current stock value. Our valuation model uses many indicators to compare TFS Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across TFS Financial competition to find correlations between indicators driving TFS Financial's intrinsic value. More Info.TFS Financial is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for TFS Financial is roughly 8.94 . At this time, TFS Financial's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value TFS Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.TFS Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses TFS Financial's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of TFS Financial could also be used in its relative valuation, which is a method of valuing TFS Financial by comparing valuation metrics of similar companies.TFS Financial is currently under evaluation in return on equity category among its peers.
TFS Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of TFS Financial from analyzing TFS Financial's financial statements. These drivers represent accounts that assess TFS Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of TFS Financial's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 4.1B | 5.3B | 3.3B | 3.6B | 3.2B | 3.0B | |
| Enterprise Value | 7.1B | 7.9B | 8.1B | 8.4B | 7.5B | 4.2B |
TFS Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, TFS Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to TFS Financial's managers, analysts, and investors.Environmental | Governance | Social |
TFS Fundamentals
| Return On Equity | 0.042 | ||||
| Return On Asset | 0.0047 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.36 % | ||||
| Current Valuation | 7.85 B | ||||
| Shares Outstanding | 280.71 M | ||||
| Shares Owned By Insiders | 0.50 % | ||||
| Shares Owned By Institutions | 90.80 % | ||||
| Number Of Shares Shorted | 2.52 M | ||||
| Price To Earning | 45.06 X | ||||
| Price To Book | 1.89 X | ||||
| Price To Sales | 11.54 X | ||||
| Revenue | 303.16 M | ||||
| Gross Profit | 290.2 M | ||||
| EBITDA | 100.31 M | ||||
| Net Income | 79.59 M | ||||
| Cash And Equivalents | 387.53 M | ||||
| Cash Per Share | 1.40 X | ||||
| Total Debt | 4.79 B | ||||
| Debt To Equity | 6.77 % | ||||
| Book Value Per Share | 6.69 X | ||||
| Cash Flow From Operations | 8.84 M | ||||
| Short Ratio | 8.47 X | ||||
| Earnings Per Share | 0.28 X | ||||
| Target Price | 14.75 | ||||
| Beta | 0.69 | ||||
| Market Capitalization | 3.52 B | ||||
| Total Asset | 17.09 B | ||||
| Retained Earnings | 915.49 M | ||||
| Annual Yield | 0.09 % | ||||
| Five Year Return | 5.82 % | ||||
| Net Asset | 17.09 B | ||||
| Last Dividend Paid | 1.13 |
About TFS Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze TFS Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of TFS Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of TFS Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -1.6 B | -1.7 B | |
| Total Revenue | 348.6 M | 287.6 M | |
| Cost Of Revenue | -410.1 M | -389.6 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.36 | 0.29 | |
| Capex To Revenue | 0.02 | 0.02 | |
| Revenue Per Share | 0.98 | 0.74 | |
| Ebit Per Revenue | 0.38 | 0.36 |
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Try AI Portfolio ArchitectCheck out TFS Financial Piotroski F Score and TFS Financial Altman Z Score analysis. For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 1.13 | Earnings Share 0.28 | Revenue Per Share | Quarterly Revenue Growth (0.01) | Return On Assets |
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.