TFS Financial Company Leadership
| TFSL Stock | USD 12.53 0.12 0.97% |
TFS Financial employs about 12 people. The company is managed by 12 executives with a total tenure of roughly 44 years, averaging almost 3.0 years of service per executive, having 1.0 employees per reported executive. Inspection of TFS Financial's management performance can provide insight into the company performance.
| Marc Stefanski Chairman Chairman, CEO and President Chairman of Executive Committee and Member of Nominating Committee |
TFS |
TFS Financial Management Team Effectiveness
TFS Financial's management efficiency ratios could be used to measure how well TFS Financial manages its routine affairs as well as how well it operates its assets and liabilities.TFS Financial Workforce Comparison
TFS Financial is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 15,997. TFS Financial adds roughly 12.0 in number of employees claiming only tiny portion of equities under Financials industry.
The company has Profit Margin (PM) of 0.26 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36. TFS Financial Insider Trading
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific TFS Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on TFS Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, TFS Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Gavin Stefanski over two weeks ago Acquisition by Gavin Stefanski of 4300 shares of TFS Financial subject to Rule 16b-3 | ||
Gavin Stefanski over two weeks ago Acquisition by Gavin Stefanski of 4300 shares of TFS Financial subject to Rule 16b-3 | ||
Marc Stefanski over three weeks ago Acquisition by Marc Stefanski of 3000 shares of TFS Financial subject to Rule 16b-3 | ||
Marc Stefanski over three weeks ago Acquisition by Marc Stefanski of 12540 shares of TFS Financial subject to Rule 16b-3 | ||
Sandra Long over three weeks ago Insider Trading | ||
Cathy Zbanek over a month ago Acquisition by Cathy Zbanek of 3134 shares of TFS Financial at 13.45 subject to Rule 16b-3 | ||
Anderson Barbara J. over a month ago Disposition of 1500 shares by Anderson Barbara J. of TFS Financial at 14.3 subject to Rule 16b-3 | ||
Andrew Rubino over three months ago Acquisition by Andrew Rubino of 1267 shares of TFS Financial at 13.45 subject to Rule 16b-3 |
TFS Financial Notable Stakeholders
A TFS Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as TFS Financial often face trade-offs trying to please all of them. TFS Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting TFS Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Marc Stefanski | Chairman, CEO and President Chairman of Executive Committee and Member of Nominating Committee | Profile | |
| Meredith Weil | VP, Director, Member of Nominating Committee and COO of Third Federal Savings and Loan | Profile | |
| Cathy Zbanek | Chief Marketing and HR Officer of Third Federal Savings and Loan | Profile | |
| Sandra Long | Chief Officer | Profile | |
| Russell Holmes | Chief Cleveland | Profile | |
| Susanne Miller | Chief Officer | Profile | |
| Deborah Hand | Chief Officer | Profile | |
| Kathleen Danckers | Chief Officer | Profile | |
| Gavin Stefanski | Chief Cleveland | Profile | |
| Andrew Rubino | Chief Cleveland | Profile | |
| Timothy Mulhern | Chief Officer | Profile | |
| Bradley Stefanski | Chief Cleveland | Profile |
About TFS Financial Management Performance
The success or failure of an entity such as TFS Financial often depends on how effective the management is. TFS Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of TFS management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the TFS management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. Tfs Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1005 people.
TFS Financial Workforce Analysis
Traditionally, organizations such as TFS Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare TFS Financial within its industry.TFS Financial Manpower Efficiency
Return on TFS Financial Manpower
| Revenue Per Employee | 25.3M | |
| Revenue Per Executive | 25.3M | |
| Net Income Per Employee | 6.6M | |
| Net Income Per Executive | 6.6M |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.