Virginia Ruesterholz - Hartford Financial Independent Director

HIG Stock  USD 115.58  0.83  0.71%   

Director

Ms. Virginia P. Ruesterholz is an Independent Director of the Company. Ms. Ruesterholz was Executive Vice President, President, Verizon Services Operations, President, Verizon Telecom, President, Verizon Partner Solutions has held a variety of senior executive positions, including as Executive Vice President at Verizon Communications and President of the former Verizon Services Operations. As a senior leader of a Fortune 100 company, she has held principal oversight responsibility for key strategic initiatives, navigated the regulatory landscape of largescale operations, and led an organization with over 25, 000 employees. Ms. Ruesterholz brings to the Board vast experience in largescale operations, including sales and marketing, customer service, technology and risk management since 2013.
Age 59
Tenure 12 years
Address One Hartford Plaza, Hartford, CT, United States, 06155
Phone(860) 547-5000
Webhttps://www.thehartford.com
Ruesterholz also brings to the Board substantial financial and strategic expertise acquired as president of various divisions within Verizon and most recently as Chair of the Finance Committee and Member of the Audit Committee at Stevens Institute of Technology.

Hartford Financial Management Efficiency

The company has Return on Asset of 0.0323 % which means that on every $100 spent on assets, it made $0.0323 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1958 %, implying that it generated $0.1958 on every 100 dollars invested. Hartford Financial's management efficiency ratios could be used to measure how well Hartford Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Hartford Financial's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Hartford Financial's Intangible Assets are most likely to decrease significantly in the upcoming years. The Hartford Financial's current Net Tangible Assets is estimated to increase to about 12.4 B, while Non Currrent Assets Other are forecasted to increase to (52.4 B).
Hartford Financial Services has 4.37 B in debt with debt to equity (D/E) ratio of 0.31, which is OK given its current industry classification. Hartford Financial has a current ratio of 1.87, which is typical for the industry and considered as normal. Note however, debt could still be an excellent tool for Hartford to invest in growth at high rates of return.

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The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. The company was founded in 1810 and is headquartered in Hartford, Connecticut. Hartford Financial operates under InsuranceDiversified classification in the United States and is traded on New York Stock Exchange. It employs 18100 people. Hartford Financial Services (HIG) is traded on New York Stock Exchange in USA. It is located in One Hartford Plaza, Hartford, CT, United States, 06155 and employs 43 people. Hartford Financial is listed under Multi-line Insurance category by Fama And French industry classification.

Management Performance

Hartford Financial Leadership Team

Elected by the shareholders, the Hartford Financial's board of directors comprises two types of representatives: Hartford Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hartford. The board's role is to monitor Hartford Financial's management team and ensure that shareholders' interests are well served. Hartford Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hartford Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Robert Allardice, Independent Director
Douglas Elliot, President
Donald Hunt, Executive Counsel
Donna James, Independent Director
Alfred Bergbauer, Head VP
Brion Johnson, Executive Vice President, Chief Investment Officer, President of HIMCO
Jonathan Bennett, Executive Vice President Head of Group Benefits
Claire Burns, Chief Marketing and Communications Officer
John Kinney, Executive Operations
Michael Fisher, EVP Officer
Richard Ciullo, Head businesses
Scott Lewis, Senior Vice President Principal Accounting Officer, Controller
Melinda Thompson, Head Lines
Christopher CPA, Chairman CEO
Allison Niderno, Controller VP
Greig Woodring, Independent Director
William Bloom, Executive Vice President - Claims, Operations, Technology, and Data & Analytics
Trevor Fetter, Lead Director, Independent Director
Larry Shon, Independent Director
Lori Rodden, Chief Human Resource Officer, Executive Vice President
Adin Tooker, Global Distribution
Deepa Soni, Chief Information Officer, Head - Technology, Data, Analytics & Information Security
Kathleen Bromage, Chief Marketing and Communications Officer
Tracey Ant, Head Commercial
Donald JD, Executive Counsel
George Parks, Head Bus
Carlos Dominguez, Independent Director
Susan Bernstein, Investor Officer
Amy Stepnowski, Chief Investment Officer and Presidentident of HIMCO
Matthew Winter, Independent Director
Kathryn Mikells, Independent Director
Jared Kotler, Head Practice
Robert Paiano, Executive Vice President, Chief Risk Officer
Matt Winter, Independent Director
Christopher Swift, Chairman of the Board, Chief Executive Officer
Virginia Ruesterholz, Independent Director
David Robinson, Executive Vice President General Counsel
Beth Costello, Chief Financial Officer, Executive Vice President
Gretchen Thompson, Head Insurance
Beth CPA, Chief Officer
Teresa Roseborough, Independent Director
Jonathan CPA, Executive Benefits
Michael Morris, Independent Director

Hartford Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Hartford Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Hartford Financial is a strong investment it is important to analyze Hartford Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Hartford Financial's future performance. For an informed investment choice regarding Hartford Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hartford Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hartford Financial. If investors know Hartford will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hartford Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.153
Dividend Share
1.93
Earnings Share
10.35
Revenue Per Share
90.371
Quarterly Revenue Growth
0.074
The market value of Hartford Financial is measured differently than its book value, which is the value of Hartford that is recorded on the company's balance sheet. Investors also form their own opinion of Hartford Financial's value that differs from its market value or its book value, called intrinsic value, which is Hartford Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hartford Financial's market value can be influenced by many factors that don't directly affect Hartford Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hartford Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hartford Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hartford Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.