Hartford Financial Net Worth
Hartford Financial Net Worth Breakdown | HIG |
Hartford Financial Net Worth Analysis
Hartford Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Hartford Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Hartford Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Hartford Financial's net worth analysis. One common approach is to calculate Hartford Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Hartford Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Hartford Financial's net worth. This approach calculates the present value of Hartford Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Hartford Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Hartford Financial's net worth. This involves comparing Hartford Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Hartford Financial's net worth relative to its peers.
Enterprise Value |
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To determine if Hartford Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Hartford Financial's net worth research are outlined below:
| Hartford Financial generated a negative expected return over the last 90 days | |
| Hartford Financial has a poor financial position based on the latest SEC disclosures | |
| Over 96.0% of the company shares are owned by institutional investors | |
| On 3rd of January 2025 Hartford Financial paid $ 0.52 per share dividend to its current shareholders | |
| Latest headline from benzinga.com: 100 Invested In The Hartford Insurance Gr 5 Years Ago Would Be Worth This Much Today |
Hartford Financial Quarterly Good Will |
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Hartford Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Hartford Financial Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Hartford Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Hartford Financial Target Price Consensus
Hartford target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Hartford Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 19 | Buy |
Most Hartford analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Hartford stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Hartford Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationHartford Financial Target Price Projection
Hartford Financial's current and average target prices are 115.62 and 129.88, respectively. The current price of Hartford Financial is the price at which Hartford Financial Services is currently trading. On the other hand, Hartford Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Hartford Financial Market Quote on 26th of February 2025
Target Price
Analyst Consensus On Hartford Financial Target Price
Know Hartford Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Hartford Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Hartford Financial Services backward and forwards among themselves. Hartford Financial's institutional investor refers to the entity that pools money to purchase Hartford Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Nordea Investment Mgmt Bank Demark A/s | 2024-12-31 | 3.9 M | Ubs Asset Mgmt Americas Inc | 2024-12-31 | 3.8 M | Norges Bank | 2024-12-31 | 3.8 M | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 3.7 M | Northern Trust Corp | 2024-12-31 | 3.5 M | Massachusetts Financial Services Company | 2024-12-31 | 3.4 M | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 3.4 M | Diamond Hill Capital Management Inc | 2024-12-31 | 2.9 M | First Trust Advisors L.p. | 2024-12-31 | 2.7 M | Vanguard Group Inc | 2024-12-31 | 37.1 M | Blackrock Inc | 2024-12-31 | 30.7 M |
Follow Hartford Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 33.22 B.Market Cap |
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Project Hartford Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.04 | 0.04 | |
| Return On Capital Employed | 0.09 | 0.08 | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.19 | 0.20 |
When accessing Hartford Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Hartford Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Hartford Financial's profitability and make more informed investment decisions.
Evaluate Hartford Financial's management efficiency
Hartford Financial has Return on Asset of 0.0323 % which means that on every $100 spent on assets, it made $0.0323 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1958 %, implying that it generated $0.1958 on every 100 dollars invested. Hartford Financial's management efficiency ratios could be used to measure how well Hartford Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Hartford Financial's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Hartford Financial's Intangible Assets are most likely to decrease significantly in the upcoming years. The Hartford Financial's current Net Tangible Assets is estimated to increase to about 12.4 B, while Non Currrent Assets Other are forecasted to increase to (52.4 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 56.21 | 41.79 | |
| Tangible Book Value Per Share | 47.50 | 38.66 | |
| Enterprise Value Over EBITDA | 6.86 | 7.20 | |
| Price Book Value Ratio | 1.95 | 1.44 | |
| Enterprise Value Multiple | 6.86 | 7.20 | |
| Price Fair Value | 1.95 | 1.44 | |
| Enterprise Value | 26 B | 27.3 B |
The operational strategies employed by Hartford Financial management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Enterprise Value Revenue 1.4024 | Revenue | Quarterly Revenue Growth 0.074 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Hartford Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Hartford Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Hartford Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Hartford Financial Corporate Filings
F4 | 24th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 21st of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 6th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 6th of December 2024 An amended filing to the original Schedule 13G | ViewVerify |
Hartford Financial Earnings Estimation Breakdown
The calculation of Hartford Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Hartford Financial is estimated to be 2.3105 with the future projection ranging from a low of 1.87 to a high of 2.888. Please be aware that this consensus of annual earnings estimates for Hartford Financial Services is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.87 Lowest | Expected EPS | 2.89 Highest |
Hartford Financial Earnings Projection Consensus
Suppose the current estimates of Hartford Financial's value are higher than the current market price of the Hartford Financial stock. In this case, investors may conclude that Hartford Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Hartford Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for | Current EPS (TTM) | |
| 19 | 88.76% | 2.94 | 2.3105 | 10.35 |
Hartford Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Hartford Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Hartford Financial Services predict the company's earnings will be in the future. The higher the earnings per share of Hartford Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Hartford Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Hartford Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Hartford Financial should always be considered in relation to other companies to make a more educated investment decision.Hartford Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Hartford Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-30 | 2024-12-31 | 2.7 | 2.94 | 0.24 | 8 | ||
2024-10-24 | 2024-09-30 | 2.54 | 2.53 | -0.01 | 0 | ||
2024-07-25 | 2024-06-30 | 2.24 | 2.5 | 0.26 | 11 | ||
2024-04-25 | 2024-03-31 | 2.45 | 2.34 | -0.11 | 4 | ||
2024-02-01 | 2023-12-31 | 2.44 | 3.06 | 0.62 | 25 | ||
2023-10-26 | 2023-09-30 | 1.98 | 2.29 | 0.31 | 15 | ||
2023-07-27 | 2023-06-30 | 1.85 | 1.88 | 0.03 | 1 | ||
2023-04-27 | 2023-03-31 | 1.72 | 1.68 | -0.04 | 2 | ||
2023-02-02 | 2022-12-31 | 1.87 | 2.31 | 0.44 | 23 | ||
2022-10-27 | 2022-09-30 | 1.24 | 1.44 | 0.2 | 16 | ||
2022-07-28 | 2022-06-30 | 1.52 | 2.15 | 0.63 | 41 | ||
2022-04-28 | 2022-03-31 | 1.54 | 1.66 | 0.12 | 7 | ||
2022-02-03 | 2021-12-31 | 1.52 | 2.02 | 0.5 | 32 | ||
2021-10-28 | 2021-09-30 | 0.86 | 1.26 | 0.4 | 46 | ||
2021-07-28 | 2021-06-30 | 1.34 | 2.33 | 0.99 | 73 | ||
2021-04-22 | 2021-03-31 | 0.62 | 0.56 | -0.06 | 9 | ||
2021-02-04 | 2020-12-31 | 1.33 | 1.76 | 0.43 | 32 | ||
2020-10-29 | 2020-09-30 | 0.9 | 1.46 | 0.56 | 62 | ||
2020-07-30 | 2020-06-30 | 1.22 | 1.22 | 0.0 | 0 | ||
2020-04-29 | 2020-03-31 | 1.35 | 1.34 | -0.01 | 0 | ||
2020-02-03 | 2019-12-31 | 1.32 | 1.43 | 0.11 | 8 | ||
2019-11-04 | 2019-09-30 | 1.24 | 1.5 | 0.26 | 20 | ||
2019-08-01 | 2019-06-30 | 1.14 | 1.33 | 0.19 | 16 | ||
2019-05-01 | 2019-03-31 | 1.24 | 1.39 | 0.15 | 12 | ||
2019-02-04 | 2018-12-31 | 0.57 | 0.78 | 0.21 | 36 | ||
2018-10-25 | 2018-09-30 | 1.06 | 1.15 | 0.09 | 8 | ||
2018-07-26 | 2018-06-30 | 1.03 | 1.13 | 0.1 | 9 | ||
2018-04-26 | 2018-03-31 | 1.08 | 1.27 | 0.19 | 17 | ||
2018-02-08 | 2017-12-31 | 0.76 | 0.81 | 0.05 | 6 | ||
2017-10-23 | 2017-09-30 | 0.57 | 0.6 | 0.03 | 5 | ||
2017-07-27 | 2017-06-30 | 0.94 | 1.04 | 0.1 | 10 | ||
2017-04-27 | 2017-03-31 | 0.99 | 1.0 | 0.01 | 1 | ||
2017-02-02 | 2016-12-31 | 0.94 | 1.08 | 0.14 | 14 | ||
2016-10-27 | 2016-09-30 | 0.95 | 1.06 | 0.11 | 11 | ||
2016-07-28 | 2016-06-30 | 0.8 | 0.31 | -0.49 | 61 | ||
2016-04-28 | 2016-03-31 | 1.01 | 0.95 | -0.06 | 5 | ||
2016-02-04 | 2015-12-31 | 0.98 | 1.07 | 0.09 | 9 | ||
2015-10-26 | 2015-09-30 | 0.99 | 0.86 | -0.13 | 13 | ||
2015-07-27 | 2015-06-30 | 0.76 | 0.91 | 0.15 | 19 | ||
2015-04-27 | 2015-03-31 | 0.97 | 1.04 | 0.07 | 7 | ||
2015-02-02 | 2014-12-31 | 0.93 | 0.96 | 0.03 | 3 | ||
2014-10-27 | 2014-09-30 | 0.83 | 1.06 | 0.23 | 27 | ||
2014-07-30 | 2014-06-30 | 0.68 | 0.31 | -0.37 | 54 | ||
2014-04-28 | 2014-03-31 | 0.93 | 1.18 | 0.25 | 26 | ||
2014-02-03 | 2013-12-31 | 0.9 | 0.94 | 0.04 | 4 | ||
2013-10-28 | 2013-09-30 | 0.83 | 1.03 | 0.2 | 24 | ||
2013-07-29 | 2013-06-30 | 0.71 | 0.66 | -0.05 | 7 | ||
2013-04-29 | 2013-03-31 | 0.82 | 0.92 | 0.1 | 12 | ||
2013-02-04 | 2012-12-31 | 0.32 | 0.54 | 0.22 | 68 | ||
2012-11-01 | 2012-09-30 | 0.8 | 0.78 | -0.02 | 2 | ||
2012-08-01 | 2012-06-30 | 0.45 | 0.23 | -0.22 | 48 | ||
2012-05-02 | 2012-03-31 | 0.91 | 1.25 | 0.34 | 37 | ||
2012-02-07 | 2011-12-31 | 0.53 | 0.69 | 0.16 | 30 | ||
2011-11-02 | 2011-09-30 | 0.23 | 0.05 | -0.18 | 78 | ||
2011-08-03 | 2011-06-30 | 0.01 | 0.0269 | 0.0169 | 169 | ||
2011-05-02 | 2011-03-31 | 0.95 | 1.16 | 0.21 | 22 | ||
2011-02-02 | 2010-12-31 | 0.96 | 1.06 | 0.1 | 10 | ||
2010-11-02 | 2010-09-30 | 0.97 | 1.43 | 0.46 | 47 | ||
2010-08-04 | 2010-06-30 | 0.71 | 0.92 | 0.21 | 29 | ||
2010-04-29 | 2010-03-31 | 0.11 | 0.14 | 0.03 | 27 | ||
2010-02-08 | 2009-12-31 | 1.4 | 1.51 | 0.11 | 7 | ||
2009-11-03 | 2009-09-30 | 1.11 | 1.56 | 0.45 | 40 | ||
2009-07-29 | 2009-06-30 | 1.16 | 1.9 | 0.74 | 63 | ||
2009-04-30 | 2009-03-31 | -3.05 | -3.66 | -0.61 | 20 | ||
2009-02-05 | 2008-12-31 | 1.3 | -0.72 | -2.02 | 155 | ||
2008-10-29 | 2008-09-30 | -1.34 | -1.4 | -0.06 | 4 | ||
2008-07-28 | 2008-06-30 | 2.09 | 2.22 | 0.13 | 6 | ||
2008-04-28 | 2008-03-31 | 2.46 | 2.51 | 0.05 | 2 | ||
2008-01-24 | 2007-12-31 | 2.5 | 2.66 | 0.16 | 6 | ||
2007-10-25 | 2007-09-30 | 2.47 | 3.33 | 0.86 | 34 | ||
2007-07-26 | 2007-06-30 | 2.27 | 2.39 | 0.12 | 5 | ||
2007-04-26 | 2007-03-31 | 2.37 | 2.61 | 0.24 | 10 | ||
2007-01-25 | 2006-12-31 | 2.26 | 2.37 | 0.11 | 4 | ||
2006-10-26 | 2006-09-30 | 2.25 | 2.3 | 0.05 | 2 | ||
2006-07-27 | 2006-06-30 | 1.7 | 1.83 | 0.13 | 7 | ||
2006-04-27 | 2006-03-31 | 2.11 | 2.56 | 0.45 | 21 | ||
2006-01-26 | 2005-12-31 | 1.81 | 1.63 | -0.18 | 9 | ||
2005-11-03 | 2005-09-30 | 1.52 | 1.82 | 0.3 | 19 | ||
2005-08-04 | 2005-06-30 | 1.89 | 2.02 | 0.13 | 6 | ||
2005-04-28 | 2005-03-31 | 1.81 | 1.93 | 0.12 | 6 | ||
2005-01-26 | 2004-12-31 | 1.78 | 2.0 | 0.22 | 12 | ||
2004-11-04 | 2004-09-30 | 0.69 | 1.57 | 0.88 | 127 | ||
2004-08-04 | 2004-06-30 | 1.57 | 1.35 | -0.22 | 14 | ||
2004-05-04 | 2004-03-31 | 1.47 | 1.7 | 0.23 | 15 | ||
2004-01-28 | 2003-12-31 | 1.47 | 1.52 | 0.05 | 3 | ||
2003-11-05 | 2003-09-30 | 1.17 | 1.18 | 0.01 | 0 | ||
2003-08-06 | 2003-06-30 | 1.18 | 1.26 | 0.08 | 6 | ||
2003-05-13 | 2003-03-31 | -2.11 | -5.33 | -3.22 | 152 | ||
2003-01-27 | 2002-12-31 | 1.1 | 1.17 | 0.07 | 6 | ||
2002-10-28 | 2002-09-30 | 1.11 | 1.15 | 0.04 | 3 | ||
2002-07-29 | 2002-06-30 | 1.15 | 1.16 | 0.01 | 0 | ||
2002-04-22 | 2002-03-31 | 1.11 | 1.17 | 0.06 | 5 | ||
2002-01-28 | 2001-12-31 | 1.03 | 1.06 | 0.03 | 2 | ||
2001-10-29 | 2001-09-30 | -0.22 | -0.22 | 0.0 | 0 | ||
2001-07-30 | 2001-06-30 | 1.08 | 1.09 | 0.01 | 0 | ||
2001-04-26 | 2001-03-31 | 1.06 | 1.07 | 0.01 | 0 | ||
2001-01-25 | 2000-12-31 | 1.08 | 1.09 | 0.01 | 0 | ||
2000-10-30 | 2000-09-30 | 1.05 | 1.07 | 0.02 | 1 | ||
2000-07-24 | 2000-06-30 | 1.02 | 0.97 | -0.05 | 4 | ||
2000-04-24 | 2000-03-31 | 0.97 | 1.1 | 0.13 | 13 | ||
2000-01-31 | 1999-12-31 | 1 | 0.99 | -0.01 | 1 | ||
1999-10-25 | 1999-09-30 | 0.8 | 0.82 | 0.02 | 2 | ||
1999-07-26 | 1999-06-30 | 0.93 | 0.92 | -0.01 | 1 | ||
1999-04-26 | 1999-03-31 | 0.92 | 0.96 | 0.04 | 4 | ||
1999-01-25 | 1998-12-31 | 0.94 | 0.97 | 0.03 | 3 | ||
1998-10-26 | 1998-09-30 | 0.86 | 0.91 | 0.05 | 5 | ||
1998-07-27 | 1998-06-30 | 0.77 | 0.78 | 0.01 | 1 | ||
1998-04-27 | 1998-03-31 | 0.84 | 0.84 | 0.0 | 0 | ||
1998-01-27 | 1997-12-31 | 0.85 | 0.86 | 0.01 | 1 | ||
1997-10-28 | 1997-09-30 | 0.77 | 0.78 | 0.01 | 1 | ||
1997-08-04 | 1997-06-30 | 0.76 | 0.77 | 0.01 | 1 | ||
1997-04-24 | 1997-03-31 | 0.73 | 0.76 | 0.03 | 4 | ||
1997-02-03 | 1996-12-31 | 0.76 | 0.83 | 0.07 | 9 | ||
1996-10-18 | 1996-09-30 | 0.57 | 0.64 | 0.07 | 12 | ||
1996-08-05 | 1996-06-30 | 0.53 | 0.54 | 0.01 | 1 | ||
1996-04-29 | 1996-03-31 | 0.33 | 0.36 | 0.03 | 9 |
Hartford Financial Corporate Directors
| Robert Allardice | Independent Director | Profile | |
| Greig Woodring | Independent Director | Profile | |
| Trevor Fetter | Lead Director, Independent Director | Profile | |
| Larry Shon | Independent Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hartford Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hartford Financial. If investors know Hartford will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hartford Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.153 | Dividend Share 1.93 | Earnings Share 10.35 | Revenue Per Share | Quarterly Revenue Growth 0.074 |
The market value of Hartford Financial is measured differently than its book value, which is the value of Hartford that is recorded on the company's balance sheet. Investors also form their own opinion of Hartford Financial's value that differs from its market value or its book value, called intrinsic value, which is Hartford Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hartford Financial's market value can be influenced by many factors that don't directly affect Hartford Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hartford Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hartford Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hartford Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.