Hartford Financial Financials
| HIG Stock | USD 121.46 0.38 0.31% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Debt Equity Ratio | 0.32 | 0.2655 |
|
| |||||
| Current Ratio | 9.11 | 16.6922 |
|
|
The financial analysis of Hartford Financial is a critical element in measuring its lifeblood. Investors should not minimize Hartford Financial's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income |
|
Hartford | Select Account or Indicator |
Understanding current and past Hartford Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Hartford Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Hartford Financial's assets may result in an increase in income on the income statement.
Hartford Financial Stock Summary
Hartford Financial competes with Goosehead Insurance, International General, Enstar Group, Arch Capital, and Aegon NV. The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. The company was founded in 1810 and is headquartered in Hartford, Connecticut. Hartford Financial operates under InsuranceDiversified classification in the United States and is traded on New York Stock Exchange. It employs 18100 people.Specialization | Financial Services, Insurance - Property & Casualty |
| Instrument | USA Stock View All |
| Exchange | New York Stock Exchange |
| ISIN | US4165151048 |
| CUSIP | 416515104 45068H106 |
| Location | Connecticut; U.S.A |
| Business Address | One Hartford Plaza, |
| Sector | Insurance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.thehartford.com |
| Phone | (860) 547 5000 |
| Currency | USD - US Dollar |
Hartford Financial Key Financial Ratios
| Return On Equity | 0.2 | ||||
| Profit Margin | 0.12 % | ||||
| Operating Margin | 0.16 % | ||||
| Price To Sales | 1.31 X | ||||
| Revenue | 26.54 B |
Hartford Financial Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 74.1B | 76.6B | 73.0B | 76.8B | 80.9B | 154.4B | |
| Other Current Liab | (701M) | (687M) | 34.3B | 35.2B | (614M) | (583.3M) | |
| Net Debt | 4.2B | 4.7B | 4.1B | 4.2B | 4.2B | 3.7B | |
| Retained Earnings | 13.9B | 15.8B | 17.0B | 19.0B | 21.5B | 11.2B | |
| Total Liab | 4.4B | 4.9B | 59.4B | 54.8B | 64.5B | 61.2B | |
| Short Term Debt | 413M | 500M | 0.0 | 34.3B | 39.4B | 41.4B | |
| Cash | 151M | 205M | 229M | 126M | 183M | 173.9M | |
| Other Assets | (40.5B) | (36.9B) | (29.2B) | (24.3B) | 67.2B | 70.6B | |
| Net Receivables | 10.3B | 11.0B | 11.9B | 12.7B | 6.0B | 11.6B | |
| Total Current Assets | 58.7B | 57.7B | 52.2B | 24.4B | 10.2B | 9.7B | |
| Other Liab | 42.8B | 44.4B | 46.6B | 47.0B | 54.1B | 38.5B | |
| Accounts Payable | 701M | 687M | 658M | 614M | 552.6M | 525.0M | |
| Long Term Debt | 4.4B | 4.9B | 4.4B | 4.4B | 4.4B | 5.6B | |
| Treasury Stock | (1.1B) | (1.1B) | (1.2B) | (1.8B) | (1.6B) | (1.7B) | |
| Intangible Assets | 950M | 858M | 778M | 707M | 637M | 953.2M | |
| Other Current Assets | 9.2B | 9.9B | 10.6B | 11.6B | 10.4B | 9.9B | |
| Inventory | (9.2B) | (9.9B) | (10.6B) | (56.5B) | (50.9B) | (48.3B) | |
| Net Tangible Assets | 13.0B | 15.4B | 14.7B | 10.6B | 9.5B | 12.4B | |
| Long Term Debt Total | 4.3B | 4.4B | 4.9B | 4.4B | 3.9B | 4.5B |
Hartford Financial Key Income Statement Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Interest Expense | 236M | 234M | 213M | 199M | 228.9M | 247.8M | |
| Total Revenue | 20.5B | 22.4B | 22.4B | 24.5B | 26.5B | 21.7B | |
| Gross Profit | 16.0B | 17.6B | 17.5B | 24.5B | 26.5B | 18.8B | |
| Operating Income | 2.0B | 2.8B | 3.0B | 3.3B | 3.8B | 4.0B | |
| Ebit | 2.4B | 3.1B | 2.5B | 3.3B | 3.8B | 4.0B | |
| Ebitda | 2.9B | 3.8B | 3.1B | 3.8B | 4.4B | 4.6B | |
| Income Before Tax | 2.1B | 2.9B | 2.3B | 3.1B | 3.8B | 4.0B | |
| Net Income | 1.7B | 2.4B | 1.8B | 2.5B | 3.1B | 3.3B | |
| Income Tax Expense | 383M | 531M | 443M | 584M | 738M | 774.9M | |
| Cost Of Revenue | 4.6B | 4.5B | 4.8B | 4.8B | 4.3B | 4.8B | |
| Interest Income | 259M | 236M | 234M | 213M | 191.7M | 222.9M |
Hartford Financial Key Cash Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | (23M) | 98M | 7M | (155M) | 45M | 47.3M | |
| Free Cash Flow | 3.8B | 4.0B | 3.8B | 4.0B | 5.8B | 3.1B | |
| Depreciation | 562M | 680M | 625M | 510M | 2.3B | 2.4B | |
| Other Non Cash Items | 139M | (713M) | 652M | 286M | 494M | 518.7M | |
| Capital Expenditures | 114M | 133M | 175M | 215M | 145M | 137.8M | |
| Net Income | 1.7B | 2.4B | 1.8B | 2.5B | 3.1B | 3.3B | |
| End Period Cash Flow | 239M | 337M | 344M | 189M | 234M | 222.3M | |
| Dividends Paid | 478M | 506M | 527M | 549M | 21M | 20.0M | |
| Change To Netincome | 1.1B | 592M | (557M) | 665M | 764.8M | 1.3B | |
| Investments | (2.0B) | (2.2B) | (892M) | (1.8B) | (3.8B) | (4.0B) | |
| Change Receivables | (81M) | (540M) | (582M) | (1.0B) | (931.5M) | (884.9M) | |
| Net Borrowings | (530M) | (1.1B) | 588M | (600M) | (540M) | (513M) |
Hartford Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Hartford Financial's current stock value. Our valuation model uses many indicators to compare Hartford Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Hartford Financial competition to find correlations between indicators driving Hartford Financial's intrinsic value. More Info.Hartford Financial Services is rated # 5 in return on equity category among its peers. It also is rated # 5 in return on asset category among its peers reporting about 0.16 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Hartford Financial Services is roughly 6.06 . At this time, Hartford Financial's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Hartford Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Hartford Financial Systematic Risk
Hartford Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Hartford Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Hartford Financial correlated with the market. If Beta is less than 0 Hartford Financial generally moves in the opposite direction as compared to the market. If Hartford Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Hartford Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Hartford Financial is generally in the same direction as the market. If Beta > 1 Hartford Financial moves generally in the same direction as, but more than the movement of the benchmark.
Hartford Financial Thematic Clasifications
Hartford Financial Services is part of several thematic ideas from FinTech to Macroaxis Picks. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic IdeasToday, most investors in Hartford Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Hartford Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Hartford Financial growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
|
Hartford Financial March 26, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Hartford Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Hartford Financial Services. We use our internally-developed statistical techniques to arrive at the intrinsic value of Hartford Financial Services based on widely used predictive technical indicators. In general, we focus on analyzing Hartford Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Hartford Financial's daily price indicators and compare them against related drivers.
| Downside Deviation | 1.14 | |||
| Information Ratio | 0.1435 | |||
| Maximum Drawdown | 5.1 | |||
| Value At Risk | (1.82) | |||
| Potential Upside | 2.14 |
Complementary Tools for Hartford Stock analysis
When running Hartford Financial's price analysis, check to measure Hartford Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hartford Financial is operating at the current time. Most of Hartford Financial's value examination focuses on studying past and present price action to predict the probability of Hartford Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hartford Financial's price. Additionally, you may evaluate how the addition of Hartford Financial to your portfolios can decrease your overall portfolio volatility.
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Transaction History View history of all your transactions and understand their impact on performance | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. | |
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Investing Opportunities Build portfolios using our predefined set of ideas and optimize them against your investing preferences |