Tonya Sturm - First United CFO, VP
| FUNC Stock | USD 31.27 0.23 0.74% |
CFO
Ms. Tonya K. Sturm is Chief Financial Officer of First United Corporationrationration. Prior to her appointment as Chief Financial Officer and since September 3, 2008, Ms. Sturm, age 48, served as Vice President and Controller of the Company and the Bank. Prior to that time, she has served as a Staff Auditor of the Bank from July 1996 to June 1998 Credit Analyst of the Bank from June 1998 to March 1999 Staff Accountant of the Bank from April 1999 to May 2002 Senior Staff Accountant of the Bank June 2002 to December 2003 Finance Manager of the Bank from January 2004 to May 2006 and Vice President and Director of Finance of the Bank from June 2006 to August 2008 since 2015.
| Age | 58 |
| Tenure | 10 years |
| Address | 19 South Second Street, Oakland, MD, United States, 21550-0009 |
| Phone | 301 334 9471 |
| Web | https://www.mybank.com |
Tonya Sturm Latest Insider Activity
Tracking and analyzing the buying and selling activities of Tonya Sturm against First United stock is an integral part of due diligence when investing in First United. Tonya Sturm insider activity provides valuable insight into whether First United is net buyers or sellers over its current business cycle. Note, First United insiders must abide by specific rules, including filing SEC forms every time they buy or sell First United'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Tonya Sturm over six months ago Acquisition by Tonya Sturm of 1083 shares of First United subject to Rule 16b-3 | ||
Tonya Sturm over a year ago Acquisition by Tonya Sturm of 782 shares of First United subject to Rule 16b-3 | ||
Tonya Sturm over a year ago Acquisition by Tonya Sturm of 1000 shares of First United subject to Rule 16b-3 |
First United Management Efficiency
The company has return on total asset (ROA) of 0.0106 % which means that it generated a profit of $0.0106 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1206 %, meaning that it created $0.1206 on every $100 dollars invested by stockholders. First United's management efficiency ratios could be used to measure how well First United manages its routine affairs as well as how well it operates its assets and liabilities. As of March 20, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.03. At present, First United's Intangibles To Total Assets are projected to slightly decrease based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 2.65, whereas Total Assets are forecasted to decline to about 1.3 B.Similar Executives
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Management Performance
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0106 |
First United Leadership Team
Elected by the shareholders, the First United's board of directors comprises two types of representatives: First United inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First United's management team and ensure that shareholders' interests are well served. First United's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First United's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Tonya Sturm, CFO, VP | ||
| Keith MBA, Senior Officer | ||
| Julie Peterson, Senior Officer | ||
| CPA CFP, Pres Chairman | ||
| CFP CPA, President Chairman | ||
| Robert II, Senior Officer | ||
| Jason Rush, Chief Risk Officer, Sr. VP, Director of Operations and Support, Chief Risk Officer of First United Bank and Trust, Sr. VP of First United Bank and Trust and Director of Operations of First United Bank and Trust |
First Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First United a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0106 | |||
| Profit Margin | 0.27 % | |||
| Operating Margin | 0.42 % | |||
| Current Valuation | 310.26 M | |||
| Shares Outstanding | 6.47 M | |||
| Shares Owned By Insiders | 7.87 % | |||
| Shares Owned By Institutions | 46.34 % | |||
| Number Of Shares Shorted | 15.46 K | |||
| Price To Earning | 10.31 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether First United offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First United's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First United Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First United Stock:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.593 | Dividend Share 0.84 | Earnings Share 3.15 | Revenue Per Share | Quarterly Revenue Growth 0.406 |
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.