First United Company Insiders

FUNC Stock  USD 31.04  0.17  0.55%   
About 93 percent of all First United's insiders are aggressively buying. The analysis of insiders' sentiment of trading First United stock suggests that quite a large number of insiders are very bullish at this time. First United employs about 7 people. The company is managed by 7 executives with a total tenure of roughly 26 years, averaging almost 3.0 years of service per executive, having 1.0 employees per reported executive.

Insider Sentiment 93

 Aggressively Buying

 
Selling
 
Buying

Latest Trades

2025-02-19Julie W PetersonAcquired 2 @ 41.33View
2025-02-03Jason Barry RushAcquired 73 @ 32.36View
2025-01-16Julie W PetersonAcquired 3 @ 32.75View
2024-12-17Julie W PetersonAcquired 3 @ 35.71View
2024-11-18Julie W PetersonAcquired 3 @ 34.56View
2024-11-04Jason Barry RushAcquired 74 @ 31.74View
2024-11-01Carissa Lynn RodeheaverAcquired 42 @ 31.99View
2024-10-16Julie W PetersonAcquired 3 @ 31.5View
2024-09-17Julie W PetersonAcquired 3 @ 29.16View
2024-08-16Julie W PetersonAcquired 4 @ 28.05View
2024-08-02Jason Barry RushAcquired 76 @ 27.97View
2024-08-01Carissa Lynn RodeheaverAcquired 44 @ 27.88View
2024-07-25Irvin Robert RudyDisposed 2000 @ 27.52View
2024-07-16Julie W PetersonAcquired 4 @ 22.3View
2024-05-02Brian R BoalAcquired 68 @ 22.83View
Monitoring First United's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First United's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First United's future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 360 employees by April 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

First United Management Team Effectiveness

The company has return on total asset (ROA) of 0.0106 % which means that it generated a profit of $0.0106 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1206 %, meaning that it created $0.1206 on every $100 dollars invested by stockholders. First United's management efficiency ratios could be used to measure how well First United manages its routine affairs as well as how well it operates its assets and liabilities. As of March 19, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.03. At present, First United's Intangibles To Total Assets are projected to slightly decrease based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 2.65, whereas Total Assets are forecasted to decline to about 1.3 B.
The current year's Net Income Applicable To Common Shares is expected to grow to about 30.2 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 7 M.

First United Workforce Comparison

First United is currently under evaluation in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 2,468. First United adds roughly 0.0 in number of employees claiming only tiny portion of equities under Financials industry.

First United Profit Margins

The company has Profit Margin (PM) of 0.27 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.42 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.42.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.370.4
Significantly Down
Very volatile
Net Profit Margin0.20.25
Significantly Down
Slightly volatile
Pretax Profit Margin0.280.32
Fairly Down
Slightly volatile
Return On Assets0.0090.0091
Slightly Down
Slightly volatile
Return On Equity0.10.11
Significantly Down
Slightly volatile

First United Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First United insiders, such as employees or executives, is commonly permitted as long as it does not rely on First United's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First United insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
3.2857
23
7
 9,405 
 1,245 
2024-09-01
7.0
7
1
 322.05 
 2,000 
2024-06-01
6.6667
20
3
 21,499 
 173.00 
2024-03-01
2.4286
17
7
 5,535 
 7,754 
2023-03-01
10.5
21
2
 10,153 
 620.00 
2022-12-01
8.0
8
1
 1,339 
 0.00 
2022-09-01
4.0
8
2
 1,378 
 506.00 
2022-06-01
16.0
16
1
 15,523 
 84.00 
2022-03-01
4.0
12
3
 7,508 
 2,155 
2021-03-01
14.0
14
1
 6,153 
 140.00 
2020-12-01
11.0
11
1
 1,843 
 0.72 
2020-09-01
30.0
30
1
 14,452 
 0.00 
2018-09-01
2.0
8
4
 410.24 
 1,420 
2018-06-01
6.3333
19
3
 17,872 
 7,126 
2018-03-01
1.0
1
1
 575.00 
 5.00 
2017-12-01
0.0625
2
32
 3,036 
 26,710 
2017-06-01
3.5
14
4
 16,070 
 2,600 
2015-06-01
11.0
11
1
 16,022 
 0.00 
2014-06-01
3.0
18
6
 21,879 
 14.00 
2012-03-01
15.0
15
1
 26,158 
 0.00 
2011-12-01
28.0
28
1
 23,524 
 0.00 
2009-09-01
0.5
1
2
 4.46 
 588.00 
2009-06-01
1.5714
11
7
 5,078 
 15,743 
2008-06-01
27.0
27
1
 25,503 
 1,380 
2007-06-01
2.0
2
1
 970.00 
 0.22 
2006-06-01
4.0
4
1
 630.63 
 1,000.00 
2006-03-01
4.0
8
2
 3,843 
 988.00 
2003-12-01
0.6667
4
6
 9,398 
 18,736 
2003-03-01
2.0
2
1
 34.00 
 0.00 
1999-03-01
1.0
1
1
 2,948 
 2,948 

First United Notable Stakeholders

A First United stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First United often face trade-offs trying to please all of them. First United's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First United's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
CFP CPAPresident ChairmanProfile
Tonya SturmCFO, VPProfile
Jason RushChief Risk Officer, Sr. VP, Director of Operations and Support, Chief Risk Officer of First United Bank and Trust, Sr. VP of First United Bank and Trust and Director of Operations of First United Bank and TrustProfile
Keith MBASenior OfficerProfile
Julie PetersonSenior OfficerProfile
CPA CFPPres ChairmanProfile
Robert IISenior OfficerProfile

About First United Management Performance

The success or failure of an entity such as First United often depends on how effective the management is. First United management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.03  0.03 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.10 
Please note, the presentation of First United's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First United's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First United's management manipulating its earnings.

First United Workforce Analysis

Traditionally, organizations such as First United use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First United within its industry.

First United Manpower Efficiency

Return on First United Manpower

Revenue Per Employee10M
Revenue Per Executive10M
Net Income Per Employee2.2M
Net Income Per Executive2.2M

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When running First United's price analysis, check to measure First United's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First United is operating at the current time. Most of First United's value examination focuses on studying past and present price action to predict the probability of First United's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First United's price. Additionally, you may evaluate how the addition of First United to your portfolios can decrease your overall portfolio volatility.
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