First United Stock Today
| FUNC Stock | USD 36.75 0.89 2.36% |
PerformanceInsignificant
| Odds Of DistressLow
|
First United is trading at 36.75 as of the 26th of February 2025, a 2.36% down since the beginning of the trading day. The stock's open price was 37.64. First United has only a 8 % chance of going through financial distress over the next few years but had a somewhat insignificant performance during the last 90 days. The performance scores are derived for the period starting the 27th of January 2025 and ending today, the 26th of February 2025. Click here to learn more.
Business Domain Banks | IPO Date 8th of September 1992 | Category Financial Services | Classification Financials |
First United Corporation operates as the bank holding company for First United Bank Trust that provides various retail and commercial banking services to businesses and individuals. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland. The company has 6.47 M outstanding shares of which 9.53 K shares are currently shorted by private and institutional investors with about 0.31 trading days to cover. More on First United
Follow Valuation Profit Patterns Odds of Bankruptcy
Check how we calculate scores
First Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| President Chairman | CFP CPA | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Debt LevelsFirst United can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First United's financial leverage. It provides some insight into what part of First United's total assets is financed by creditors.
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
First United (FUNC) is traded on NASDAQ Exchange in USA. It is located in 19 South Second Street, Oakland, MD, United States, 21550-0009 and employs 7 people. First United is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 235.1 M. First United conducts business under Banks sector and is part of Financials industry. The entity has 6.47 M outstanding shares of which 9.53 K shares are currently shorted by private and institutional investors with about 0.31 trading days to cover.
First United currently holds about 30.76 M in cash with 22.47 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.62.
Check First United Probability Of Bankruptcy
Ownership AllocationThe market capitalization of First United is $235.1 Million. 30% of First United outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details
First Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Geode Capital Management, Llc | 2024-12-31 | 63.4 K | |
| Pinnacle Holdings, Llc | 2024-09-30 | 59.2 K | |
| American Century Companies Inc | 2024-12-31 | 54.5 K | |
| Qube Research & Technologies | 2024-12-31 | 39 K | |
| Goldman Sachs Group Inc | 2024-12-31 | 38.3 K | |
| Ejf Capital Llc | 2024-12-31 | 36.1 K | |
| Northern Trust Corp | 2024-12-31 | 31.4 K | |
| Millennium Management Llc | 2024-12-31 | 31.2 K | |
| Angel Oak Capital Advisors, Llc | 2024-12-31 | 27.7 K | |
| Dimensional Fund Advisors, Inc. | 2024-12-31 | 381.6 K | |
| Vanguard Group Inc | 2024-12-31 | 305.2 K |
First United Historical Income Statement
First Stock Against Markets
First United Corporate Management
| Keith MBA | Senior Officer | Profile | |
| Julie Peterson | Senior Officer | Profile | |
| CPA CFP | Pres Chairman | Profile | |
| Robert II | Senior Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.593 | Dividend Share 0.84 | Earnings Share 3.15 | Revenue Per Share | Quarterly Revenue Growth 0.406 |
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.