First Financial Statements From 2010 to 2025

FUNC Stock  USD 30.87  0.46  1.51%   
First United financial statements provide useful quarterly and yearly information to potential First United investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First United financial statements helps investors assess First United's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First United's valuation are summarized below:
Gross Profit
76.9 M
Profit Margin
0.2676
Market Capitalization
196.8 M
Enterprise Value Revenue
4.7939
Revenue
76.9 M
We have found one hundred twenty available fundamental signals for First United, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First United's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. As of March 19, 2025, Market Cap is expected to decline to about 100.6 M. In addition to that, Enterprise Value is expected to decline to about 37.5 M

First United Total Revenue

54.1 Million

Check First United financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First United's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.8 M, Interest Expense of 15.7 M or Selling General Administrative of 20 M, as well as many indicators such as Price To Sales Ratio of 2.55, Dividend Yield of 0.0353 or PTB Ratio of 1.34. First financial statements analysis is a perfect complement when working with First United Valuation or Volatility modules.
  
Check out the analysis of First United Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First United Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.3 B1.9 B1.4 B
Slightly volatile
Total Stockholder Equity101.9 M186.2 M119 M
Slightly volatile
Property Plant And Equipment Net25.5 M37.7 M30.6 M
Slightly volatile
Retained Earnings210 M200 M114.8 M
Slightly volatile
Cash59.5 M57.2 M64.4 M
Pretty Stable
Non Current Assets Total1.1 B2.1 B1.1 B
Very volatile
Net Receivables8.2 M8.6 M19.1 M
Slightly volatile
Common Stock Shares OutstandingM7.7 M6.6 M
Slightly volatile
Liabilities And Stockholders Equity1.3 B1.9 B1.4 B
Slightly volatile
Non Current Liabilities Total960.7 M1.7 B849.4 M
Pretty Stable
Other Stockholder Equity25.3 M27.3 M25 M
Slightly volatile
Total Liabilities1.2 B1.7 B1.3 B
Slightly volatile
Property Plant And Equipment Gross77.6 M73.9 M39.8 M
Slightly volatile
Total Current Assets64.6 M57.2 M101.6 M
Slightly volatile
Short and Long Term Debt Total185.4 M112.5 M155.2 M
Pretty Stable
Common Stock Total Equity71.6 K77 K69.1 K
Very volatile
Common Stock71.7 K75.9 K69 K
Very volatile
Total Current Liabilities1.4 B1.3 B330.9 M
Slightly volatile
Other Liabilities19.5 M29.4 M22.1 M
Slightly volatile
Accounts Payable523.3 K550.8 K118.1 M
Slightly volatile
Long Term Debt107.1 M99.8 M116.3 M
Slightly volatile
Short Term Investments188.8 M111.7 M176.3 M
Pretty Stable
Property Plant Equipment35.9 M45.6 M39 M
Pretty Stable
Other Current Assets52.8 M55.6 M333.7 M
Slightly volatile
Short Term Debt46.3 M41.2 M46.6 M
Pretty Stable
Intangible AssetsM1.1 M10.5 M
Slightly volatile
Good Will9.2 M9.9 M11.2 M
Slightly volatile
Net Tangible Assets101.6 M160.3 M97.6 M
Slightly volatile
Retained Earnings Total Equity110.9 M191.3 M111.8 M
Slightly volatile
Long Term Debt Total26.4 M27.8 M108.9 M
Slightly volatile
Capital Surpluse27.5 M28.1 M25 M
Slightly volatile
Long Term Investments266.3 M280.3 M813.3 M
Slightly volatile
Non Current Liabilities Other24.6 M26.1 M31.6 M
Slightly volatile
Earning Assets195 M204.1 M244.6 M
Slightly volatile
Net Invested Capital257.6 M313.7 M238.5 M
Slightly volatile
Capital Stock54.8 K59.4 K68.3 K
Slightly volatile
Capital Lease Obligations2.1 M1.4 M2.8 M
Slightly volatile

First United Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.8 M5.7 M2.8 M
Slightly volatile
Interest Expense15.7 M24.3 M11.6 M
Pretty Stable
Selling General Administrative20 M34 M23.4 M
Slightly volatile
Total Revenue54.1 M69.7 M58.6 M
Slightly volatile
Gross Profit38.7 M31.1 M29.6 M
Slightly volatile
Other Operating Expenses45.5 M43.3 M27 M
Slightly volatile
EBIT8.2 M8.6 M19.5 M
Slightly volatile
EBITDA25.4 M13 M23.1 M
Very volatile
Income Before Tax12.6 M22.4 M14.5 M
Slightly volatile
Net Income9.2 M17.3 M10.8 M
Slightly volatile
Cost Of Revenue27.3 M34.7 M31.8 M
Slightly volatile
Net Income Applicable To Common Shares30.2 M28.8 M12.9 M
Slightly volatile
Preferred Stock And Other Adjustments2.1 M1.4 M1.6 M
Slightly volatile
Net Income From Continuing Ops12.6 M23.3 M11.8 M
Slightly volatile
Tax Provision5.7 M6.8 M5.7 M
Very volatile
Net Interest Income51.3 M66.5 M44.7 M
Slightly volatile
Interest Income61.5 M87.8 M54.9 M
Slightly volatile
Selling And Marketing Expenses640.6 K876.3 K572.9 K
Slightly volatile
Reconciled Depreciation3.5 M4.3 M2.7 M
Slightly volatile

First United Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow17.6 M22.1 M17.4 M
Very volatile
Begin Period Cash Flow58.4 M85.5 M81.8 M
Pretty Stable
Depreciation2.8 M5.7 M2.8 M
Slightly volatile
Capital Expenditures385.7 K405.9 K2.3 M
Very volatile
Total Cash From Operating Activities20.7 M22.5 M19.9 M
Very volatile
Net Income9.2 M17.3 M10.8 M
Slightly volatile
End Period Cash Flow58.3 M57.2 M64.3 M
Pretty Stable
Stock Based Compensation636.4 K606 K295.8 K
Slightly volatile
Issuance Of Capital Stock218.5 K313.9 K167.3 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.552.591.7976
Slightly volatile
Dividend Yield0.03530.02990.064
Slightly volatile
PTB Ratio1.341.120.874
Slightly volatile
Days Sales Outstanding33.5135.28133
Slightly volatile
Book Value Per Share11.3521.7917.4698
Slightly volatile
Free Cash Flow Yield0.120.130.3423
Slightly volatile
Operating Cash Flow Per Share2.373.022.982
Pretty Stable
Stock Based Compensation To Revenue0.00710.00680.0043
Slightly volatile
Capex To Depreciation0.06140.06460.9931
Very volatile
PB Ratio1.341.120.874
Slightly volatile
EV To Sales3.83.632.9292
Very volatile
Free Cash Flow Per Share2.012.982.6257
Pretty Stable
Net Income Per Share1.022.031.5729
Slightly volatile
Payables Turnover59.5656.7326.3402
Slightly volatile
Sales General And Administrative To Revenue0.30.380.3984
Slightly volatile
Capex To Revenue0.00550.00580.0403
Very volatile
Cash Per Share22.5719.7835.2512
Pretty Stable
POCF Ratio3.316.36.2058
Very volatile
Payout Ratio0.420.40.6212
Slightly volatile
Capex To Operating Cash Flow0.01340.01410.1506
Very volatile
PFCF Ratio8.468.178.5415
Pretty Stable
Days Payables Outstanding6.336.66191
Slightly volatile
Income Quality1.141.342.6231
Slightly volatile
ROE0.10.110.0902
Slightly volatile
EV To Operating Cash Flow8.648.8111.1111
Pretty Stable
PE Ratio12.2412.010.2396
Pretty Stable
Return On Tangible Assets0.00910.00910.0077
Slightly volatile
EV To Free Cash Flow7.08.9514.3572
Pretty Stable
Earnings Yield0.05360.08620.1106
Pretty Stable
Intangibles To Total Assets0.00980.00730.0083
Slightly volatile
Current Ratio0.03640.03833.8617
Pretty Stable
Tangible Book Value Per Share10.3220.1615.8727
Slightly volatile
Receivables Turnover11.2410.713.9773
Slightly volatile
Graham Number16.9631.5324.4332
Slightly volatile
Shareholders Equity Per Share11.3521.7917.4698
Slightly volatile
Debt To Equity0.760.81.277
Slightly volatile
Capex Per Share0.04510.04750.3371
Very volatile
Revenue Per Share6.09.388.479
Slightly volatile
Interest Debt Per Share18.1518.4121.1161
Slightly volatile
Debt To Assets0.06450.06790.1016
Slightly volatile
Enterprise Value Over EBITDA4.584.8210.8458
Slightly volatile
Short Term Coverage Ratios0.490.410.5089
Pretty Stable
Price Earnings Ratio12.2412.010.2396
Pretty Stable
Price Book Value Ratio1.341.120.874
Slightly volatile
Days Of Payables Outstanding6.336.66191
Slightly volatile
Dividend Payout Ratio0.420.40.6212
Slightly volatile
Price To Operating Cash Flows Ratio3.316.36.2058
Very volatile
Price To Free Cash Flows Ratio8.468.178.5415
Pretty Stable
Pretax Profit Margin0.280.320.2519
Slightly volatile
Company Equity Multiplier10.0210.611.9313
Slightly volatile
Long Term Debt To Capitalization0.630.470.5078
Slightly volatile
Total Debt To Capitalization0.670.470.5363
Slightly volatile
Debt Equity Ratio0.760.81.277
Slightly volatile
Quick Ratio0.03640.03836.8533
Pretty Stable
Dividend Paid And Capex Coverage Ratio3.453.6321.0203
Slightly volatile
Net Income Per E B T0.570.70.7522
Slightly volatile
Cash Ratio0.03160.03332.1727
Very volatile
Operating Cash Flow Sales Ratio0.310.290.3474
Slightly volatile
Days Of Sales Outstanding33.5135.28133
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.961.130.8568
Pretty Stable
Cash Flow Coverage Ratios0.120.180.1662
Slightly volatile
Price To Book Ratio1.341.120.874
Slightly volatile
Fixed Asset Turnover2.652.442.0303
Very volatile
Capital Expenditure Coverage Ratio60.1557.2934.9655
Pretty Stable
Price Cash Flow Ratio3.316.36.2058
Very volatile
Enterprise Value Multiple4.584.8210.8458
Slightly volatile
Debt Ratio0.06450.06790.1016
Slightly volatile
Cash Flow To Debt Ratio0.120.180.1662
Slightly volatile
Price Sales Ratio2.552.591.7976
Slightly volatile
Return On Assets0.0090.00910.0077
Slightly volatile
Asset Turnover0.04810.04210.0412
Very volatile
Net Profit Margin0.20.250.1861
Slightly volatile
Gross Profit Margin0.370.40.4507
Very volatile
Price Fair Value1.341.120.874
Slightly volatile
Return On Equity0.10.110.0902
Slightly volatile

First United Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap100.6 M150.3 M99.7 M
Slightly volatile
Enterprise Value37.5 M39.5 M76.8 M
Slightly volatile

First Fundamental Market Drivers

Cash And Short Term Investments49.8 M

First Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First United Financial Statements

First United stakeholders use historical fundamental indicators, such as First United's revenue or net income, to determine how well the company is positioned to perform in the future. Although First United investors may analyze each financial statement separately, they are all interrelated. For example, changes in First United's assets and liabilities are reflected in the revenues and expenses on First United's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First United. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue825.7 K867 K
Total Revenue69.7 M54.1 M
Cost Of Revenue34.7 M27.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.38  0.30 
Capex To Revenue 0.01  0.01 
Revenue Per Share 9.38  6.00 
Ebit Per Revenue 0.24  0.23 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether First United offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First United's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First United Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First United Stock:
Check out the analysis of First United Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.593
Dividend Share
0.84
Earnings Share
3.15
Revenue Per Share
11.772
Quarterly Revenue Growth
0.406
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.