Charles Koch - Citizens Financial Independent Director
| CFG Stock | USD 40.99 0.37 0.89% |
Director
Mr. Charles J. Koch serves as Independent Director of Citizens Financial Group, Inc. Mr. Koch is the retired Chairman and Chief Executive Officer of Charter One Financial and its subsidiary Charter One Bank . He served as Charter Ones Chief Executive Officer from 1987 to 2004 and as its Chairman from 1995 to 2004, when the bank was acquired by The Royal Bank of Scotland Group plc. Mr. Koch has served on the boards of directors of our subsidiaries CBNA and CBPA since September 2004. He also served on the board of directors of our former affiliate, The Royal Bank of Scotland Group plc from 2004 until February 2009. Mr. Koch was a director of Assurant Inc. since August 2005, and is currently a member of the Assurant Finance and Risk Committee which he chaired from 2005 to 2014, as well as a member of its Compensation Committee. He was a director of the Federal Home Loan Bank of Cincinnati since 1990. He was Chairman of the Board of the FHLB of Cincinnati from 2005 to 2006, and currently serves on its Risk, Compensation, and Nomination and Governance Committees. His long tenure on the FHLB of Cincinnati Board was interrupted twice, for a total of three years, due to term limitations. Mr. Koch serves as a trustee of Case Western Reserve University, and he served as its Chairman of the Board from 2008 to 2012. He is also a past Chairman of the Board of John Carroll University since 2014.
| Age | 73 |
| Tenure | 11 years |
| Professional Marks | MBA |
| Address | One Citizens Plaza, Providence, RI, United States, 02903 |
| Phone | (203) 900-6715 |
| Web | https://www.citizensbank.com |
Citizens Financial Management Efficiency
The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.01. At this time, Citizens Financial's Debt To Assets are most likely to increase slightly in the upcoming years. The Citizens Financial's current Asset Turnover is estimated to increase to 0.04, while Non Currrent Assets Other are forecasted to increase to (8.7 B). Citizens Financial's management efficiency ratios could be used to measure how well Citizens Financial manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0621 | |||
| Return On Asset | 0.0069 |
Citizens Financial Group, Leadership Team
Elected by the shareholders, the Citizens Financial's board of directors comprises two types of representatives: Citizens Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Citizens. The board's role is to monitor Citizens Financial's management team and ensure that shareholders' interests are well served. Citizens Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Citizens Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Eric Schuppenhauer, President of Consumer Lending and National Banking | ||
| Brendan Coughlin, Executive Vice President and Head of Consumer Banking | ||
| Elizabeth Johnson, Chief VP | ||
| Stephen Gannon, Executive Vice President, General Counsel and Chief Legal Officer | ||
| Charles Koch, Independent Director | ||
| Thomas Metzger, Head Manager | ||
| Leo Higdon, Independent Director | ||
| Malcolm Griggs, Executive Vice President Chief Risk Officer | ||
| Howard Hanna, Independent Director | ||
| C Read, Executive Vice President Chief Accounting Officer, Controller | ||
| Michael Ruttledge, Executive Vice President, Chief Information Officer | ||
| Robert Leary, Independent Director | ||
| Michele Siekerka, Independent Director | ||
| Marita Zuraitis, Independent Director | ||
| William Hankowsky, Independent Director | ||
| Susan LaMonica, Chief Human Resource Officer, Executive Vice President | ||
| Donald III, Senior Division | ||
| Craig Read, Chief VP | ||
| Beth Johnson, Executive Vice President and Chief Experience Officer | ||
| Christopher Schnirel, Chief Controller | ||
| Theodore Swimmer, Head Markets | ||
| Kristin Silberberg, Head Relations | ||
| Terrance Lillis, Independent Director | ||
| David Musicant, Head Region | ||
| Donald McCree, Vice Chairman - Commercial Banking | ||
| Christine Cumming, Independent Director | ||
| Wendy Watson, Independent Director | ||
| Christopher Swift, Independent Director | ||
| Mary Baker, Executive Vice President and Head of Business Services | ||
| Edward Kelly, Independent Director | ||
| Kevin Cummings, Independent Director | ||
| John Woods, Vice Chairman of the Board, Chief Financial Officer, Executive Vice President | ||
| Lee Alexander, Independent Director | ||
| Sal Liberti, Senior Benefits | ||
| Bruce Saun, Chairman, CEO and Chairman of Executive Committee | ||
| Brent Hazzard, Head Bank | ||
| Shivan Subramaniam, Independent Director | ||
| Polly Klane, General Counsel, Chief Legal Officer |
Citizens Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Citizens Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0621 | |||
| Return On Asset | 0.0069 | |||
| Profit Margin | 0.21 % | |||
| Operating Margin | 0.28 % | |||
| Current Valuation | 23.13 B | |||
| Shares Outstanding | 437.13 M | |||
| Shares Owned By Insiders | 0.66 % | |||
| Shares Owned By Institutions | 97.40 % | |||
| Number Of Shares Shorted | 9.9 M | |||
| Price To Earning | 11.73 X |
Currently Active Assets on Macroaxis
When determining whether Citizens Financial Group, is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Financial. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.458 | Dividend Share 1.68 | Earnings Share 3.03 | Revenue Per Share | Quarterly Revenue Growth 0.004 |
The market value of Citizens Financial Group, is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Financial's value that differs from its market value or its book value, called intrinsic value, which is Citizens Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Financial's market value can be influenced by many factors that don't directly affect Citizens Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.