Citizens Financial Valuation
| CFG Stock | USD 46.35 0.30 0.65% |
At this time, the firm appears to be undervalued. Citizens Financial Group, shows a prevailing Real Value of $48.64 per share. The current price of the firm is $46.35. Our model approximates the value of Citizens Financial Group, from analyzing the firm fundamentals such as Current Valuation of 25.31 B, profit margin of 0.21 %, and Return On Equity of 0.0621 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Citizens Financial's valuation include:
Undervalued
Today
Please note that Citizens Financial's price fluctuation is very steady at this time. Calculation of the real value of Citizens Financial Group, is based on 3 months time horizon. Increasing Citizens Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Citizens stock is determined by what a typical buyer is willing to pay for full or partial control of Citizens Financial Group,. Since Citizens Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Citizens Stock. However, Citizens Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 46.35 | Real 48.64 | Target 51.51 | Hype 46.36 | Naive 45.64 |
The real value of Citizens Stock, also known as its intrinsic value, is the underlying worth of Citizens Financial Group, Company, which is reflected in its stock price. It is based on Citizens Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Citizens Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Citizens Financial Group, helps investors to forecast how Citizens stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Citizens Financial more accurately as focusing exclusively on Citizens Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for Citizens Financial Group,, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Citizens Financial Cash |
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Citizens Valuation Trend
Comparing Citizens Financial's enterprise value against its market capitalization is a good way to estimate the value of Citizens Financial Group, uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Citizens Revenue by Product
Citizens Financial Total Value Analysis
Citizens Financial Group, is currently forecasted to have company total value of 25.31 B with market capitalization of 20.26 B, debt of 12.4 B, and cash on hands of 9.77 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Citizens Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
25.31 B | 20.26 B | 12.4 B | 9.77 B |
Citizens Financial Investor Information
About 97.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.92. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens Financial Group, has Price/Earnings To Growth (PEG) ratio of 0.26. The entity last dividend was issued on the 31st of January 2025. Citizens Financial Group, may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 2.2 B | 2 B |
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Citizens Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Citizens implies not a very effective usage of assets in February.Citizens Financial Ownership Allocation
Citizens Financial holds a total of 437.14 Million outstanding shares. The majority of Citizens Financial Group, outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Citizens Financial Group, to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Citizens Financial. Please pay attention to any change in the institutional holdings of Citizens Financial Group, as this could imply that something significant has changed or is about to change at the company. Please note that on February 14, 2024, Senator Tommy Tuberville of US Senate acquired $15k to $50k worth of Citizens Financial Group,'s common stock.Citizens Financial Profitability Analysis
The company reported the last year's revenue of 12.3 B. Total Income to common stockholders was 1.51 B with profit before taxes, overhead, and interest of 7.12 B.Citizens Financial Past Distributions to stockholders
| 14th of February 2025 | ||
| 13th of November 2024 | ||
| 14th of August 2024 | ||
| 15th of May 2024 | ||
| 14th of February 2024 | ||
| 15th of November 2023 | ||
| 16th of August 2023 | ||
| 17th of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Citizens Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Citizens Financial and how it compares across the competition.
About Citizens Financial Valuation
The stock valuation mechanism determines Citizens Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Citizens Financial. We calculate exposure to Citizens Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Citizens Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 9.5 B | 6.6 B | |
| Pretax Profit Margin | 0.24 | 0.17 | |
| Operating Profit Margin | 0.23 | 0.17 | |
| Net Profit Margin | 0.19 | 0.12 |
Citizens Financial Quarterly Retained Earnings |
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A single share of Citizens Financial represents a small ownership stake in the entity. As a stockholder of Citizens, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Citizens Financial Dividends Analysis For Valuation
The Citizens Financial's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 2.79, while Dividends Paid is projected to decrease to roughly 699.1 M. . The Citizens Financial's current Price Earnings Ratio is estimated to increase to 14.04, while Retained Earnings are projected to decrease to roughly 6.2 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 769 M | 699.1 M | |
| Dividend Yield | 0.04 | 0.03 | |
| Dividend Payout Ratio | 0.51 | 0.30 | |
| Dividend Paid And Capex Coverage Ratio | 2.25 | 2.79 |
There are various types of dividends Citizens Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Citizens shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Citizens Financial Group, directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Citizens pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Citizens Financial by the value of the dividends paid out.
Citizens Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Citizens Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 453.5 M | |
| Quarterly Earnings Growth Y O Y | 1.458 | |
| Forward Price Earnings | 11.9332 |
Citizens Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Citizens Financial Group, and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Citizens we look at many different elements of the entity such as Citizens's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Citizens Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Citizens Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Citizens Financial's worth.Complementary Tools for Citizens Stock analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.
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