Citizens Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Citizens Financial Group,
CFG Stock  USD 44.41  0.04  0.09%   
Citizens Financial financial statements provide useful quarterly and yearly information to potential Citizens Financial Group, investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Citizens Financial financial statements helps investors assess Citizens Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Citizens Financial's valuation are summarized below:
Gross Profit
7.1 B
Profit Margin
0.2119
Market Capitalization
19.4 B
Enterprise Value Revenue
4.3508
Revenue
7.1 B
There are over one hundred nineteen available fundamental signals for Citizens Financial Group,, which can be analyzed over time and compared to other ratios. Active traders should verify all of Citizens Financial Group, prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 13.1 B. Enterprise Value is estimated to decrease to about 18.7 B

Citizens Financial Total Revenue

6.7 Billion

Check Citizens Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 285.5 M, Interest Expense of 4.8 B or Selling General Administrative of 2.3 B, as well as many indicators such as Price To Sales Ratio of 3.0, Dividend Yield of 0.0316 or PTB Ratio of 0.61. Citizens financial statements analysis is a perfect complement when working with Citizens Financial Valuation or Volatility modules.
  
Check out the analysis of Citizens Financial Correlation against competitors.

Citizens Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding399.9 M453.5 M497.4 M
Slightly volatile
Total Assets185 B217.5 B164.1 B
Slightly volatile
Short and Long Term Debt Total12.6 B12.4 B10.2 B
Slightly volatile
Total Current Liabilities50.9 B70.2 B40.9 B
Slightly volatile
Total Stockholder Equity24 B24.3 B22.2 B
Slightly volatile
Other Liabilities2.7 B3.1 B3.3 B
Very volatile
Property Plant And Equipment Net795.7 M875 M717.9 M
Slightly volatile
Retained Earnings6.2 B10.4 B5.7 B
Slightly volatile
Accounts Payable133.2 B207.8 B127.8 B
Slightly volatile
Cash7.2 B11.2 B6.2 B
Slightly volatile
Non Current Assets Total216.3 B206 B80.7 B
Slightly volatile
Long Term Debt10.1 B10.4 B8.1 B
Slightly volatile
Cash And Short Term Investments30.3 B32.6 B27 B
Slightly volatile
Net Receivables975.6 M1 B2.7 B
Slightly volatile
Good Will6.1 B8.2 B7.9 B
Slightly volatile
Common Stock Total Equity4.8 M5.4 M5.9 M
Slightly volatile
Short Term Investments24.2 B32.6 B21.6 B
Slightly volatile
Liabilities And Stockholders Equity185 B217.5 B164.1 B
Slightly volatile
Non Current Liabilities Total12.5 B22.7 B10.8 B
Slightly volatile
Other Stockholder Equity13.2 B15.3 B16.6 B
Slightly volatile
Total Liabilities161 B193.3 B141.8 B
Slightly volatile
Property Plant And Equipment Gross1.1 B1.7 B940.8 M
Slightly volatile
Total Current Assets10.7 B11.2 B72.4 B
Slightly volatile
Short Term Debt431.8 M454.5 M1.3 B
Slightly volatile
Intangible Assets138.7 M146 M3.5 B
Slightly volatile
Common Stock6.7 M7 M6.1 M
Slightly volatile
Property Plant Equipment763.4 M970.6 M718.6 M
Slightly volatile
Net Tangible Assets14.5 B15.3 B13.2 B
Slightly volatile
Retained Earnings Total Equity5.6 B10.5 B4.7 B
Slightly volatile
Long Term Debt Total8.2 B6.6 B8.5 B
Pretty Stable
Capital Surpluse21.1 B25.5 B19.8 B
Slightly volatile
Deferred Long Term Liabilities719.1 M723.4 M617.3 M
Slightly volatile
Long Term Investments73.4 B41.1 B92.3 B
Slightly volatile
Short and Long Term Debt2.8 B2 B6.6 B
Slightly volatile
Non Current Liabilities Other3.9 B5.2 B4.3 B
Slightly volatile
Earning Assets33.7 B41.6 B31.1 B
Slightly volatile
Net Invested Capital37.2 B34.5 B33.9 B
Pretty Stable
Capital Stock2 B2.1 B1.3 B
Slightly volatile

Citizens Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization285.5 M549.7 M290.2 M
Pretty Stable
Interest Expense4.8 B4.6 B1.4 B
Slightly volatile
Selling General Administrative2.3 B2.8 B2 B
Slightly volatile
Selling And Marketing Expenses128 M170 M116.2 M
Slightly volatile
Total Revenue6.7 B7.8 B6.1 B
Slightly volatile
Gross Profit6.7 B7.8 B6.1 B
Slightly volatile
Other Operating Expenses3.2 B6 B2.8 B
Slightly volatile
Cost Of Revenue12.9 B12.3 B2.1 B
Slightly volatile
Net Income Applicable To Common Shares1.5 B2.3 B1.3 B
Slightly volatile
Net Income From Continuing Ops1.6 B1.5 B1.3 B
Slightly volatile
Tax Provision481.4 M379 M435.8 M
Pretty Stable
Net Interest Income5.2 B5.6 B4.4 B
Slightly volatile
Interest Income6.9 B10.2 B5.6 B
Slightly volatile
Reconciled Depreciation436.8 M498 M519.9 M
Pretty Stable
Extraordinary Items24.8 M26.1 M179.6 M
Slightly volatile

Citizens Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation89.8 M97 M160.7 M
Slightly volatile
Begin Period Cash Flow6.2 B11.6 B5.6 B
Slightly volatile
Depreciation554.2 M498 M502.6 M
Slightly volatile
Capital Expenditures227 M122 M285.5 M
Slightly volatile
Total Cash From Operating Activities2.2 B2 B2 B
Pretty Stable
End Period Cash Flow6.7 B10.6 B5.9 B
Slightly volatile
Change To Netincome1.3 B1.7 B1.4 B
Slightly volatile
Change Receivables4.8 M5.4 M5.9 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.02.53042.7357
Pretty Stable
Dividend Yield0.03160.0390.0355
Slightly volatile
PTB Ratio0.610.81310.7246
Slightly volatile
Days Sales Outstanding45.6948.0953179
Slightly volatile
Book Value Per Share35.8653.816744.042
Slightly volatile
Operating Cash Flow Per Share3.24.443.9773
Pretty Stable
Stock Based Compensation To Revenue0.00630.01240.0076
Slightly volatile
Capex To Depreciation0.230.2450.583
Slightly volatile
PB Ratio0.610.81310.7246
Slightly volatile
EV To Sales4.334.12153.8462
Pretty Stable
Sales General And Administrative To Revenue0.390.36170.3493
Very volatile
Capex To Revenue0.01490.01570.0501
Slightly volatile
Cash Per Share45.372.364353.643
Slightly volatile
POCF Ratio14.159.855916.6881
Pretty Stable
Capex To Operating Cash Flow0.05790.0610.2107
Very volatile
EV To Operating Cash Flow15.8216.053318.1098
Pretty Stable
Intangibles To Total Assets0.05190.03830.0527
Slightly volatile
Current Ratio0.240.16010.2292
Slightly volatile
Tangible Book Value Per Share23.4435.326828.1351
Slightly volatile
Receivables Turnover7.977.58913.2553
Slightly volatile
Graham Number44.7463.673952.4077
Slightly volatile
Shareholders Equity Per Share35.8653.816744.042
Slightly volatile
Debt To Equity0.640.51130.5393
Slightly volatile
Capex Per Share0.260.27070.5475
Slightly volatile
Revenue Per Share10.0317.293912.1572
Slightly volatile
Interest Debt Per Share22.637.618925.5752
Slightly volatile
Debt To Assets0.08420.0570.0722
Very volatile
Short Term Coverage Ratios3.365.283.8472
Slightly volatile
Operating Cycle45.6948.0953179
Slightly volatile
Price Book Value Ratio0.610.81310.7246
Slightly volatile
Price To Operating Cash Flows Ratio14.159.855916.6881
Pretty Stable
Ebt Per Ebit0.820.931.0121
Slightly volatile
Effective Tax Rate0.260.20070.2438
Slightly volatile
Company Equity Multiplier6.138.96857.2671
Slightly volatile
Long Term Debt To Capitalization0.230.33830.2539
Slightly volatile
Total Debt To Capitalization0.290.33830.3296
Slightly volatile
Debt Equity Ratio0.640.51130.5393
Slightly volatile
Quick Ratio0.240.16010.2292
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.792.24582.8138
Slightly volatile
Net Income Per E B T0.610.79930.748
Pretty Stable
Cash Ratio0.03570.06090.0435
Slightly volatile
Cash Conversion Cycle45.6948.0953179
Slightly volatile
Operating Cash Flow Sales Ratio0.360.25670.3413
Slightly volatile
Days Of Sales Outstanding45.6948.0953179
Slightly volatile
Cash Flow Coverage Ratios0.190.16140.198
Slightly volatile
Price To Book Ratio0.610.81310.7246
Slightly volatile
Fixed Asset Turnover6.788.90748.2668
Slightly volatile
Capital Expenditure Coverage Ratio17.2216.40169.6352
Slightly volatile
Price Cash Flow Ratio14.159.855916.6881
Pretty Stable
Debt Ratio0.08420.0570.0722
Very volatile
Cash Flow To Debt Ratio0.190.16140.198
Slightly volatile
Price Sales Ratio3.02.53042.7357
Pretty Stable
Asset Turnover0.04050.03580.0372
Very volatile
Price Fair Value0.610.81310.7246
Slightly volatile

Citizens Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap13.1 B19.7 B15.9 B
Slightly volatile
Enterprise Value18.7 B32.1 B22 B
Pretty Stable

Citizens Fundamental Market Drivers

Forward Price Earnings11.4286
Cash And Short Term Investments32.6 B

Citizens Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Citizens Financial Financial Statements

Citizens Financial stakeholders use historical fundamental indicators, such as Citizens Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Citizens Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Citizens Financial's assets and liabilities are reflected in the revenues and expenses on Citizens Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Citizens Financial Group,. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue7.8 B6.7 B
Cost Of Revenue12.3 B12.9 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.36  0.39 
Capex To Revenue 0.02  0.01 
Revenue Per Share 17.29  10.03 
Ebit Per Revenue 0.23  0.17 

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When determining whether Citizens Financial Group, is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:
How To Invest In Citizens
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Is Citizens Stock a good investment?
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What is Citizens Financial's Net Worth?
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Check out the analysis of Citizens Financial Correlation against competitors.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Financial. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.458
Dividend Share
1.68
Earnings Share
3.03
Revenue Per Share
15.803
Quarterly Revenue Growth
0.004
The market value of Citizens Financial Group, is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Financial's value that differs from its market value or its book value, called intrinsic value, which is Citizens Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Financial's market value can be influenced by many factors that don't directly affect Citizens Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Buy or Sell
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Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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