American Financial Financials

AFG Stock  USD 124.73  0.46  0.37%   
American Financial Group may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, American Financial's Other Assets are most likely to increase significantly in the upcoming years. The American Financial's current Total Current Assets is estimated to increase to about 2.7 B, while Short and Long Term Debt Total is projected to decrease to roughly 1.2 B. Key indicators impacting American Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.05720.1066
Way Down
Slightly volatile
Return On Assets0.0220.0288
Way Down
Slightly volatile
Return On Equity0.210.1986
Notably Up
Slightly volatile
Debt Equity Ratio0.250.3303
Way Down
Slightly volatile
Operating Income1.3 B1.4 B
Notably Down
Slightly volatile
Current Ratio1.821.91
Sufficiently Down
Pretty Stable
Investors should never underestimate American Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor American Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in American Financial Group.

Cash And Equivalents

1.48 Billion

  
Understanding current and past American Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of American Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in American Financial's assets may result in an increase in income on the income statement.

American Financial Stock Summary

American Financial competes with Selective Insurance, Horace Mann, Kemper, ProAssurance, and CNA Financial. American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio. American Financial operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 6600 people.
Foreign Associate
  Germany
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0259321042
CUSIP025932104
LocationOhio; U.S.A
Business Address301 East Fourth
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.afginc.com
Phone513 579 2121
CurrencyUSD - US Dollar

American Financial Key Financial Ratios

American Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets73.6B28.9B28.8B29.8B30.8B26.9B
Other Current Liab(807M)(920M)(1.0B)(1.2B)(1.4B)(1.3B)
Net Debt(847M)(167M)624M250M69M72.5M
Retained Earnings4.1B3.5B3.1B3.1B3.2B1.8B
Cash2.8B2.1B872M1.2B1.4B1.0B
Other Assets(31.8B)(2.4B)1.1B6.9B28.0B29.4B
Total Liab66.8B23.9B24.8B25.5B26.4B23.5B
Total Current Assets58.3B18.1B14.6B2.7B2.5B2.7B
Net Receivables12.3B5.6B886M1.2B1.1B1.1B
Other Current Assets3.6B5.5B917M961M1.1B1.2B
Intangible Assets210M352M354M522M600.3M493.5M
Accounts Payable807M920M1.0B1.2B1.2B1.2B
Other Liab50.3B61.2B17.9B18.9B21.7B22.6B
Long Term Debt2.0B2.0B1.5B1.5B1.7B1.3B
Net Tangible Assets6.1B6.6B5.0B3.8B4.4B5.3B
Long Term Debt Total1.5B2.0B2.0B1.5B1.7B1.4B
Capital Surpluse1.3B1.3B1.3B1.4B1.6B1.3B
Inventory(3.6B)(5.5B)(886M)(17.7B)(15.9B)(15.1B)

American Financial Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense68M88M94M76M87.4M71.1M
Total Revenue7.9B6.6B7.0B7.7B8.3B4.7B
Gross Profit7.9B6.6B7.0B7.7B8.3B8.7B
Operating Income655M2.1B1.2B1.2B1.4B1.3B
Ebit427M1.4B1.2B1.1B1.3B1.4B
Ebitda726M1.6B1.3B1.2B1.4B1.5B
Income Before Tax848M1.3B1.1B1.1B1.1B698.4M
Net Income732M1.1B898M852M887M931.4M
Income Tax Expense127M254M225M221M237M139.4M
Tax Provision127M254M225M219M237M218.2M
Interest Income68M88M94M41M29M56.2M
Net Interest Income(62M)(68M)(88M)(94M)(76M)(79.8M)

American Financial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash496M(679M)(1.3B)353M181M190.1M
Free Cash Flow1.8B1.6B1.1B2.0B1.2B818.8M
Depreciation299M187M100M78M81M142.5M
Other Non Cash Items779M(1.3B)(31M)7M184M167.6M
Dividends Paid334M2.4B1.2B684M788M827.4M
Capital Expenditures43M40M343M150M72M0.0
Net Income721M2.0B898M852M887M931.4M
End Period Cash Flow2.8B2.1B872M1.2B1.4B943.9M
Investments(799M)1.4B(737M)470M95M99.8M
Change To Netincome(403M)(259M)(1.6B)(31M)(27.9M)(29.3M)

American Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining American Financial's current stock value. Our valuation model uses many indicators to compare American Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across American Financial competition to find correlations between indicators driving American Financial's intrinsic value. More Info.
American Financial Group is rated fourth in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for American Financial Group is roughly  7.98 . At this time, American Financial's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value American Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

American Financial Systematic Risk

American Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. American Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was five with a total number of output elements of fifty-six. The Beta measures systematic risk based on how returns on American Financial correlated with the market. If Beta is less than 0 American Financial generally moves in the opposite direction as compared to the market. If American Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one American Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of American Financial is generally in the same direction as the market. If Beta > 1 American Financial moves generally in the same direction as, but more than the movement of the benchmark.

American Financial Thematic Clasifications

American Financial Group is part of several thematic ideas from ESG Investing to Insurance. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in American Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various American Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of American Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.68

At this time, American Financial's Price Earnings To Growth Ratio is most likely to increase slightly in the upcoming years.

American Financial March 24, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of American Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of American Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of American Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing American Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build American Financial's daily price indicators and compare them against related drivers.

Complementary Tools for American Stock analysis

When running American Financial's price analysis, check to measure American Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Financial is operating at the current time. Most of American Financial's value examination focuses on studying past and present price action to predict the probability of American Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Financial's price. Additionally, you may evaluate how the addition of American Financial to your portfolios can decrease your overall portfolio volatility.
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