South Retained Earnings from 2010 to 2025

SPFI Stock  USD 33.56  0.02  0.06%   
South Plains' Retained Earnings are increasing with slightly volatile movements from year to year. Retained Earnings are predicted to flatten to about 253.4 M. Retained Earnings is the cumulative amount of net income that South Plains Financial retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. View All Fundamentals
 
Retained Earnings  
First Reported
2018-12-31
Previous Quarter
371.8 M
Current Value
385.8 M
Quarterly Volatility
88 M
 
Covid
Check South Plains financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among South Plains' main balance sheet or income statement drivers, such as Tax Provision of 10.3 M, Net Interest Income of 131.9 M or Interest Income of 169.4 M, as well as many indicators such as Price To Sales Ratio of 1.74, Dividend Yield of 0.0267 or PTB Ratio of 1.53. South financial statements analysis is a perfect complement when working with South Plains Valuation or Volatility modules.
  
Check out the analysis of South Plains Correlation against competitors.

Latest South Plains' Retained Earnings Growth Pattern

Below is the plot of the Retained Earnings of South Plains Financial over the last few years. It is the cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. South Plains' Retained Earnings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in South Plains' overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 385.83 M10 Years Trend
Slightly volatile
   Retained Earnings   
       Timeline  

South Retained Earnings Regression Statistics

Arithmetic Mean183,765,127
Geometric Mean166,733,322
Coefficient Of Variation49.56
Mean Deviation75,801,158
Median120,589,000
Standard Deviation91,079,268
Sample Variance8295.4T
Range266M
R-Value0.83
Mean Square Error2836.9T
R-Squared0.68
Significance0.000083
Slope15,784,912
Total Sum of Squares124431.5T

South Retained Earnings History

2025253.4 M
2024385.8 M
2023345.3 M
2022292.3 M
2021242.8 M
2020189.5 M
2019146.7 M

Other Fundumenentals of South Plains Financial

South Plains Retained Earnings component correlations

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0.980.99-0.10.9-0.61-0.650.710.920.840.90.010.980.640.860.83-0.730.970.85
0.970.99-0.130.87-0.56-0.610.640.930.850.91-0.060.980.680.850.84-0.690.970.85
-0.11-0.1-0.13-0.13-0.270.330.040.04-0.050.120.410.02-0.12-0.260.1-0.070.040.11
0.950.90.87-0.13-0.72-0.830.90.70.70.640.340.810.350.690.55-0.810.860.58
-0.67-0.61-0.56-0.27-0.720.42-0.79-0.51-0.71-0.42-0.37-0.59-0.22-0.48-0.420.68-0.55-0.44
-0.74-0.65-0.610.33-0.830.42-0.75-0.4-0.27-0.35-0.45-0.510.0-0.5-0.340.78-0.55-0.37
0.760.710.640.040.9-0.79-0.750.440.540.440.540.620.060.440.33-0.760.650.36
0.890.920.930.040.7-0.51-0.40.440.820.94-0.140.960.810.90.93-0.570.920.94
0.80.840.85-0.050.7-0.71-0.270.540.820.78-0.270.870.670.740.73-0.560.790.74
0.820.90.910.120.64-0.42-0.350.440.940.78-0.190.960.720.780.95-0.550.910.95
0.130.01-0.060.410.34-0.37-0.450.54-0.14-0.27-0.19-0.09-0.38-0.14-0.24-0.290.07-0.2
0.940.980.980.020.81-0.59-0.510.620.960.870.96-0.090.70.860.9-0.680.960.92
0.560.640.68-0.120.35-0.220.00.060.810.670.72-0.380.70.810.7-0.020.680.69
0.860.860.85-0.260.69-0.48-0.50.440.90.740.78-0.140.860.810.81-0.510.780.83
0.770.830.840.10.55-0.42-0.340.330.930.730.95-0.240.90.70.81-0.570.81.0
-0.8-0.73-0.69-0.07-0.810.680.78-0.76-0.57-0.56-0.55-0.29-0.68-0.02-0.51-0.57-0.62-0.61
0.930.970.970.040.86-0.55-0.550.650.920.790.910.070.960.680.780.8-0.620.81
0.80.850.850.110.58-0.44-0.370.360.940.740.95-0.20.920.690.831.0-0.610.81
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About South Plains Financial Statements

Investors use fundamental indicators, such as South Plains' Retained Earnings, to determine how well the company is positioned to perform in the future. Although South Plains' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Retained Earnings385.8 M253.4 M
Retained Earnings Total Equity336.1 M352.9 M

Currently Active Assets on Macroaxis

When determining whether South Plains Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of South Plains' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of South Plains Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on South Plains Financial Stock:
Check out the analysis of South Plains Correlation against competitors.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.591
Dividend Share
0.56
Earnings Share
2.92
Revenue Per Share
11.631
Quarterly Revenue Growth
0.159
The market value of South Plains Financial is measured differently than its book value, which is the value of South that is recorded on the company's balance sheet. Investors also form their own opinion of South Plains' value that differs from its market value or its book value, called intrinsic value, which is South Plains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because South Plains' market value can be influenced by many factors that don't directly affect South Plains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between South Plains' value and its price as these two are different measures arrived at by different means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, South Plains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.