Is South Plains Stock a Good Investment?
South Plains Investment Advice | SPFI |
- Examine South Plains' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research South Plains' leadership team and their track record. Good management can help South Plains navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact South Plains' business and its evolving consumer preferences.
- Compare South Plains' performance and market position to its competitors. Analyze how South Plains is positioned in terms of product offerings, innovation, and market share.
- Check if South Plains pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about South Plains' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in South Plains Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if South Plains Financial is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine South Plains Stock
Researching South Plains' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 26.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.26. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. South Plains Financial last dividend was issued on the 3rd of February 2025.
To determine if South Plains is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding South Plains' research are outlined below:
| South Plains generated a negative expected return over the last 90 days | |
| South Plains has a poor financial position based on the latest SEC disclosures | |
| About 26.0% of the company outstanding shares are owned by corporate insiders | |
| On 18th of February 2025 South Plains paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Acquisition by Mikella Newsom of 320 shares of South Plains subject to Rule 16b-3 |
South Plains Quarterly Cost Of Revenue |
|
South Plains uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in South Plains Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to South Plains' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 24th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact South Plains' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises South Plains' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2020-07-29 | 2020-06-30 | 0.26 | 0.31 | 0.05 | 19 | ||
2024-07-18 | 2024-06-30 | 0.59 | 0.66 | 0.07 | 11 | ||
2024-04-25 | 2024-03-31 | 0.57 | 0.64 | 0.07 | 12 | ||
2021-07-27 | 2021-06-30 | 0.66 | 0.74 | 0.08 | 12 | ||
2023-01-26 | 2022-12-31 | 0.62 | 0.71 | 0.09 | 14 | ||
2021-10-26 | 2021-09-30 | 0.73 | 0.82 | 0.09 | 12 | ||
2019-10-24 | 2019-09-30 | 0.35 | 0.45 | 0.1 | 28 | ||
2020-01-24 | 2019-12-31 | 0.44 | 0.55 | 0.11 | 25 |
Know South Plains' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as South Plains is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading South Plains Financial backward and forwards among themselves. South Plains' institutional investor refers to the entity that pools money to purchase South Plains' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Deprince Race & Zollo Inc | 2024-12-31 | 100.2 K | Millennium Management Llc | 2024-12-31 | 94.3 K | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 90.3 K | Empowered Funds, Llc | 2024-12-31 | 88.8 K | John W. Rosenthal Capital Management, Inc. | 2024-12-31 | 84.5 K | Acadian Asset Management Llc | 2024-12-31 | 77.6 K | Venturi Wealth Management, Llc | 2024-12-31 | 75.1 K | Nuveen Asset Management, Llc | 2024-12-31 | 65.2 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 58.1 K | Blackrock Inc | 2024-12-31 | 1.3 M | Vanguard Group Inc | 2024-12-31 | 662.6 K |
South Plains' market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 552.93 M.Market Cap |
|
South Plains' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.06 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.15 |
Determining South Plains' profitability involves analyzing its financial statements and using various financial metrics to determine if South Plains is a good buy. For example, gross profit margin measures South Plains' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of South Plains' profitability and make more informed investment decisions.
Evaluate South Plains' management efficiency
South Plains Financial has return on total asset (ROA) of 0.0118 % which means that it generated a profit of $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1175 %, meaning that it created $0.1175 on every $100 dollars invested by stockholders. South Plains' management efficiency ratios could be used to measure how well South Plains manages its routine affairs as well as how well it operates its assets and liabilities. As of now, South Plains' Return On Capital Employed is increasing as compared to previous years. The South Plains' current Return On Equity is estimated to increase to 0.15, while Return On Tangible Assets are projected to decrease to 0.01. As of now, South Plains' Non Currrent Assets Other are increasing as compared to previous years. The South Plains' current Total Current Assets is estimated to increase to about 1 B, while Total Assets are projected to decrease to under 3.9 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 26.74 | 50.44 | |
| Tangible Book Value Per Share | 25.46 | 49.18 | |
| Enterprise Value Over EBITDA | 5.25 | 3.91 | |
| Price Book Value Ratio | 1.30 | 1.53 | |
| Enterprise Value Multiple | 5.25 | 3.91 | |
| Price Fair Value | 1.30 | 1.53 | |
| Enterprise Value | 626.6 M | 657.9 M |
The strategic decisions made by South Plains management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Basic technical analysis of South Stock
As of the 25th of March, South Plains has the Risk Adjusted Performance of (0.1), variance of 3.44, and Coefficient Of Variation of (872.74). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of South Plains Financial, as well as the relationship between them.South Plains' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific South Plains insiders, such as employees or executives, is commonly permitted as long as it does not rely on South Plains' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases South Plains insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
South Plains' Outstanding Corporate Bonds
South Plains issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. South Plains Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most South bonds can be classified according to their maturity, which is the date when South Plains Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand South Plains' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing South Plains' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.1) | |||
| Market Risk Adjusted Performance | (0.20) | |||
| Mean Deviation | 1.34 | |||
| Coefficient Of Variation | (872.74) | |||
| Standard Deviation | 1.85 | |||
| Variance | 3.44 | |||
| Information Ratio | (0.10) | |||
| Jensen Alpha | (0.18) | |||
| Total Risk Alpha | (0.15) | |||
| Treynor Ratio | (0.21) | |||
| Maximum Drawdown | 8.69 | |||
| Value At Risk | (3.11) | |||
| Potential Upside | 2.12 | |||
| Skewness | (0.39) | |||
| Kurtosis | 2.55 |
| Risk Adjusted Performance | (0.1) | |||
| Market Risk Adjusted Performance | (0.20) | |||
| Mean Deviation | 1.34 | |||
| Coefficient Of Variation | (872.74) | |||
| Standard Deviation | 1.85 | |||
| Variance | 3.44 | |||
| Information Ratio | (0.10) | |||
| Jensen Alpha | (0.18) | |||
| Total Risk Alpha | (0.15) | |||
| Treynor Ratio | (0.21) | |||
| Maximum Drawdown | 8.69 | |||
| Value At Risk | (3.11) | |||
| Potential Upside | 2.12 | |||
| Skewness | (0.39) | |||
| Kurtosis | 2.55 |
Consider South Plains' intraday indicators
South Plains intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of South Plains stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 409.76 | |||
| Daily Balance Of Power | 0.0645 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 33.67 | |||
| Day Typical Price | 33.63 | |||
| Price Action Indicator | (0.1) | |||
| Period Momentum Indicator | 0.02 |
South Plains Corporate Filings
F4 | 24th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 7th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 25th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 14th of February 2025 Other Reports | ViewVerify |
South Stock media impact
Far too much social signal, news, headlines, and media speculation about South Plains that are available to investors today. That information is available publicly through South media outlets and privately through word of mouth or via South internal channels. However, regardless of the origin, that massive amount of South data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of South Plains news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of South Plains relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to South Plains' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive South Plains alpha.
South Plains Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards South Plains can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
South Plains Corporate Executives
Elected by the shareholders, the South Plains' board of directors comprises two types of representatives: South Plains inside directors who are chosen from within the company, and outside directors, selected externally and held independent of South. The board's role is to monitor South Plains' management team and ensure that shareholders' interests are well served. South Plains' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, South Plains' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Steven CPA | CFO Treasurer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in South Plains Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.591 | Dividend Share 0.56 | Earnings Share 2.92 | Revenue Per Share | Quarterly Revenue Growth 0.159 |
The market value of South Plains Financial is measured differently than its book value, which is the value of South that is recorded on the company's balance sheet. Investors also form their own opinion of South Plains' value that differs from its market value or its book value, called intrinsic value, which is South Plains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because South Plains' market value can be influenced by many factors that don't directly affect South Plains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between South Plains' value and its price, as these two are different measures arrived at by various means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, South Plains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.