South Plains Financial Stock Buy Hold or Sell Recommendation
| SPFI Stock | USD 38.89 0.04 0.10% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding South Plains Financial is 'Hold'. The recommendation algorithm takes into account all of South Plains' available fundamental, technical, and predictive indicators you will find on this site.
Check out South Plains Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as South and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards South Plains Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
South |
Execute South Plains Buy or Sell Advice
The South recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on South Plains Financial. Macroaxis does not own or have any residual interests in South Plains Financial or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute South Plains' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
South Plains Trading Alerts and Improvement Suggestions
| South Plains has a poor financial position based on the latest SEC disclosures | |
| About 29.0% of the company outstanding shares are owned by corporate insiders | |
| On 12th of November 2024 South Plains paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Stock market today World shares are mixed after Wall St regains its stride - KLBK KAMC EverythingLubbock.com |
South Plains Returns Distribution Density
The distribution of South Plains' historical returns is an attempt to chart the uncertainty of South Plains' future price movements. The chart of the probability distribution of South Plains daily returns describes the distribution of returns around its average expected value. We use South Plains Financial price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of South Plains returns is essential to provide solid investment advice for South Plains.
| Mean Return | 0.24 | Value At Risk | -2.88 | Potential Upside | 3.21 | Standard Deviation | 2.59 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of South Plains historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
South Stock Institutional Investors
| Shares | Empowered Funds, Llc | 2024-06-30 | 97.4 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 85 K | John W. Rosenthal Capital Management, Inc. | 2024-06-30 | 82.7 K | Venturi Wealth Management, Llc | 2024-09-30 | 78.5 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 65.4 K | Bank Of New York Mellon Corp | 2024-06-30 | 63.5 K | Citigroup Inc | 2024-09-30 | 62.5 K | Jpmorgan Chase & Co | 2024-06-30 | 58.6 K | Jacobs Levy Equity Management, Inc. | 2024-09-30 | 47.7 K | Blackrock Inc | 2024-06-30 | 1.2 M | Vanguard Group Inc | 2024-09-30 | 672.5 K |
South Plains Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Investments | (213.5M) | (155.4M) | (159.7M) | (406.9M) | (168.7M) | (177.1M) | |
| Change In Cash | (87.9M) | 142.2M | 186.5M | (251.9M) | 95.3M | 100.0M | |
| Net Borrowings | 15.3M | 11.9M | 18.5M | (101.6M) | (91.4M) | (86.8M) | |
| Free Cash Flow | 26.5M | 2.3M | 93.4M | 119.1M | 53.9M | 54.2M | |
| Depreciation | 5.2M | 6.6M | 6.4M | 7.0M | 6.4M | 6.6M | |
| Other Non Cash Items | 11.9M | (6.6M) | 73.5M | 38.4M | (7.0M) | (6.7M) | |
| Dividends Paid | 1.1M | 2.5M | 5.4M | 8.0M | 8.7M | 7.3M | |
| Capital Expenditures | 4.0M | 3.3M | 2.9M | 4.5M | 4.7M | 3.6M | |
| Net Income | 29.2M | 45.4M | 58.6M | 58.2M | 62.7M | 48.3M | |
| End Period Cash Flow | 158.1M | 300.3M | 486.8M | 234.9M | 330.2M | 322.3M | |
| Change To Netincome | (9.0M) | (46.8M) | 24.2M | 43.3M | 49.8M | 52.3M |
South Plains Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to South Plains or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that South Plains' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a South stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.21 | |
β | Beta against Dow Jones | 0.13 | |
σ | Overall volatility | 2.64 | |
Ir | Information ratio | 0.04 |
South Plains Volatility Alert
South Plains Financial has relatively low volatility with skewness of 3.3 and kurtosis of 19.5. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure South Plains' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact South Plains' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.South Plains Fundamentals Vs Peers
Comparing South Plains' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze South Plains' direct or indirect competition across all of the common fundamentals between South Plains and the related equities. This way, we can detect undervalued stocks with similar characteristics as South Plains or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of South Plains' fundamental indicators could also be used in its relative valuation, which is a method of valuing South Plains by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare South Plains to competition |
| Fundamentals | South Plains | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0102 | -0.14 |
| Profit Margin | 0.24 % | (1.27) % |
| Operating Margin | 0.30 % | (5.51) % |
| Current Valuation | 264.58 M | 16.62 B |
| Shares Outstanding | 16.39 M | 571.82 M |
| Shares Owned By Insiders | 28.64 % | 10.09 % |
| Shares Owned By Institutions | 37.68 % | 39.21 % |
| Number Of Shares Shorted | 49 K | 4.71 M |
| Price To Earning | 10.38 X | 28.72 X |
| Price To Book | 1.44 X | 9.51 X |
| Price To Sales | 3.47 X | 11.42 X |
| Revenue | 212.03 M | 9.43 B |
| Gross Profit | 217.24 M | 27.38 B |
| EBITDA | 79.42 M | 3.9 B |
| Net Income | 62.74 M | 570.98 M |
| Cash And Equivalents | 329.96 M | 2.7 B |
| Cash Per Share | 19.34 X | 5.01 X |
| Total Debt | 110.17 M | 5.32 B |
| Book Value Per Share | 27.04 X | 1.93 K |
| Cash Flow From Operations | 58.54 M | 971.22 M |
| Short Ratio | 1.24 X | 4.00 X |
| Earnings Per Share | 2.57 X | 3.12 X |
| Target Price | 40.25 | |
| Number Of Employees | 547 | 18.84 K |
| Beta | 0.59 | -0.15 |
| Market Capitalization | 637.4 M | 19.03 B |
| Total Asset | 4.2 B | 29.47 B |
| Retained Earnings | 345.26 M | 9.33 B |
| Annual Yield | 0.02 % | |
| Net Asset | 4.2 B | |
| Last Dividend Paid | 0.54 |
Note: Disposition of 5000 shares by Curtis Griffith of South Plains at 33.0 subject to Rule 16b-3 [view details]
South Plains Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as South . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About South Plains Buy or Sell Advice
When is the right time to buy or sell South Plains Financial? Buying financial instruments such as South Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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In addition to having South Plains in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out South Plains Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.15) | Dividend Share 0.54 | Earnings Share 2.57 | Revenue Per Share 11.2 | Quarterly Revenue Growth (0.03) |
The market value of South Plains Financial is measured differently than its book value, which is the value of South that is recorded on the company's balance sheet. Investors also form their own opinion of South Plains' value that differs from its market value or its book value, called intrinsic value, which is South Plains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because South Plains' market value can be influenced by many factors that don't directly affect South Plains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between South Plains' value and its price as these two are different measures arrived at by different means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, South Plains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.