Franklin Financial Services Stock Today

FRAF Stock  USD 37.78  0.36  0.96%   

Performance

OK

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
Franklin Financial is trading at 37.78 as of the 17th of February 2025. This is a 0.96% increase since the beginning of the trading day. The stock's lowest day price was 37.42. Franklin Financial has under 5 % chance of experiencing financial distress over the next 2 years and had a ok performance during the last 90 days. The performance scores are derived for the period starting the 19th of November 2024 and ending today, the 17th of February 2025. Click here to learn more.
Business Domain
Banks
IPO Date
2nd of January 2001
Category
Financial Services
Classification
Financials
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. The company has 4.43 M outstanding shares of which 6.21 K shares are currently shorted by private and institutional investors with about 0.63 trading days to cover. More on Franklin Financial Services

Franklin Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President DirectorCraig Best
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01010.0085
Fairly Up
Pretty Stable
Asset Turnover0.02950.0322
Significantly Down
Very volatile
Total Current Liabilities5.3 M5.5 M
Notably Down
Pretty Stable
Non Current Liabilities Total2.1 BB
Sufficiently Up
Slightly volatile
Total Assets2.2 B2.1 B
Sufficiently Up
Slightly volatile
Total Current Assets25.3 M26.6 M
Notably Down
Slightly volatile
Total Cash From Operating Activities15.3 M30.5 M
Way Down
Slightly volatile
Debt Levels
Franklin Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Franklin Financial's financial leverage. It provides some insight into what part of Franklin Financial's total assets is financed by creditors.
Liquidity
Franklin Financial Services currently holds 154.48 M in liabilities with Debt to Equity (D/E) ratio of 10.27, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Franklin Financial's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

31.39 Million
Franklin Financial Services (FRAF) is traded on NASDAQ Exchange in USA. It is located in 1500 Nitterhouse Drive, Chambersburg, PA, United States, 17201-0819 and employs 12 people. Franklin Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 167.25 M. Franklin Financial conducts business under Banks sector and is part of Financials industry. The entity has 4.43 M outstanding shares of which 6.21 K shares are currently shorted by private and institutional investors with about 0.63 trading days to cover. Franklin Financial Services currently holds about 32.95 M in cash with 26.5 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.49.
Check Franklin Financial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Franklin Financial is $167.25 Million. Franklin Financial Services shows 6.4 percent of its outstanding shares held by insiders and 26.47 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Franklin Ownership Details

Franklin Stock Institutional Holders

InstituionRecorded OnShares
Susquehanna International Group, Llp2024-09-30
14.3 K
State Street Corp2024-09-30
13.1 K
Pl Capital Advisors, Llc2024-12-31
12.9 K
Stifel Financial Corp2024-09-30
12.1 K
Royal Bank Of Canada2024-09-30
11.3 K
Kuntz Lesher Capital Llc2024-12-31
9.2 K
Connor Clark & Lunn Inv Mgmt Ltd2024-12-31
8.9 K
Qube Research & Technologies2024-09-30
8.8 K
Northern Trust Corp2024-09-30
8.3 K
Fourthstone Llc2024-12-31
441.3 K
Vanguard Group Inc2024-12-31
195 K
View Franklin Financial Diagnostics

Franklin Financial Historical Income Statement

At this time, Franklin Financial's Other Operating Expenses is most likely to increase significantly in the upcoming years. The Franklin Financial's current EBIT is estimated to increase to about 14.8 M, while Total Revenue is projected to decrease to roughly 38.5 M. View More Fundamentals

Franklin Stock Against Markets

Franklin Financial Corporate Management

Ronald CekovichSr. VP of FandM Trust and Technology Service Manager of FandM TrustProfile
Steven PoynotEx COOProfile
Lise EsqSr CoProfile
Amanda DuceyCorporate SecretaryProfile
When determining whether Franklin Financial is a strong investment it is important to analyze Franklin Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Franklin Financial's future performance. For an informed investment choice regarding Franklin Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Franklin Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Franklin Financial. If investors know Franklin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Franklin Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.86)
Dividend Share
1.28
Earnings Share
2.51
Revenue Per Share
15.652
Quarterly Revenue Growth
(0.13)
The market value of Franklin Financial is measured differently than its book value, which is the value of Franklin that is recorded on the company's balance sheet. Investors also form their own opinion of Franklin Financial's value that differs from its market value or its book value, called intrinsic value, which is Franklin Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Franklin Financial's market value can be influenced by many factors that don't directly affect Franklin Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Franklin Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Franklin Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Franklin Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.